The Blue Grass Valley Bank
LOCATIONS
2
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
2.21% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.21% | 5-year CD | |
| 1.05% | 1-year CD | 1.30% - National Average |
| 0.15% | Savings |
Overview / Commentary
The Blue Grass Valley Bank is headquartered in Blue Grass and is the 72nd largest bank in the state of Virginia. It is also the 5,078th largest bank in the nation. It was established in 1915 and as of September of 2018, it had grown to 11 employees at 2 locations. The Blue Grass Valley Bank's money market rates are 2X the national average, and it has a C+ health rating.
Health
C+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Blue Grass Valley Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8672 |
| Year Established | 1915 |
| Employees | 11 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 7.95% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $45.1MM$43.3MM |
| Loans | Q3 2018vs Q3 2017 | $28.0MM$28.2MM |
| Deposits | Q3 2018vs Q3 2017 | $40.1MM$38.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.9MM$4.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $546.00K$548.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.5MM$1.7MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $269.00K$354.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Blue Grass Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $100 | - | Individual Retirement Account | |
| 0.50% | $1 | - | Christmas Club Account | |
| 0.15% | $50 | - | Savings Account |
The Blue Grass Valley Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.95%* | $125k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $500 - $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $50k | 0.65% → $50k - $125k | |||||
The Blue Grass Valley Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $15k* | - | Investor's Checking Account | ||
| OTHER TIERS: 0.05% → $1k - $7.5k | 0.10% → $7.5k - $15k | |||||
The Blue Grass Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.21% | $500 | - | 60 Month CD | |
| 1.45% | $500 | - | 36 Month CD | |
| 1.35% | $1k | - | 30 Month CD | |
| 1.30% | $1k | - | 24 Month CD | |
| 1.10% | $1k | - | 18 Month CD | |
| 1.05% | $1k | - | 12 Month CD | |
| 0.75% | $2.5k | - | 182 Day CD |
Locations
| The Blue Grass Valley Bank Locations | ||
|---|---|---|
| The Blue Grass Valley Bank | 2583 Blue Grass Valley Road | Blue Grass, VA 24413 |
| Monterey Branch | East Main Street | Monterey, VA 24465 |