The Blue Grass Valley Bank


Overview / Commentary
540-474-2430
2583 Blue Grass Valley Road
Blue Grass, VA 24413

The Blue Grass Valley Bank is headquartered in Blue Grass and is the 65th largest bank in the state of Virginia. It is also the 4,578th largest bank in the nation. It was established in 1915 and as of September of 2021, it had grown to 12 employees at 2 locations. The Blue Grass Valley Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Blue Grass Valley Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #8672
Year Established1915
Employees12
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.12%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$54.8MM$48.7MM
LoansQ3 2021vs Q3 2020$28.2MM$27.6MM
DepositsQ3 2021vs Q3 2020$49.3MM$43.3MM
Equity CapitalQ3 2021vs Q3 2020$5.4MM$5.2MM
Loan Loss AllowanceQ3 2021vs Q3 2020$636.00K$546.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$427.00K$944.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$123.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Blue Grass Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Blue Grass Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$100-Individual Retirement Account
0.10%--Christmas Club Account
0.05%$50-Savings Account

The Blue Grass Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.19%*$125k*-Money Market Account
OTHER TIERS: 0.05% $500 - $2.5k | 0.08% $2.5k - $10k | 0.10% $10k - $50k | 0.14% $50k - $125k

The Blue Grass Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%*$15k*-Investor's Checking Account
OTHER TIERS: 0.05% $1k - $7.5k | 0.08% $7.5k - $15k

The Blue Grass Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month CD
0.50%$500-36 Month CD
0.32%$1k-30 Month CD
0.27%$1k-24 Month CD
0.21%$1k-18 Month CD
0.17%$1k-12 Month CD
0.13%$2.5k-182 Day CD

The Blue Grass Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month IRA
0.50%$500-36 Month IRA
0.32%$1k-30 Month IRA
0.27%$1k-24 Month IRA
0.21%$1k-18 Month IRA
0.17%$1k-12 Month IRA
0.13%$2.5k-182 Day IRA
Locations


The Blue Grass Valley Bank Locations
The Blue Grass Valley Bank2583 Blue Grass Valley RoadBlue Grass, VA 24413
Monterey BranchEast Main StreetMonterey, VA 24465

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