The Blue Grass Valley Bank

Overview / Commentary

540-474-2430

2583 Blue Grass Valley Road
Blue Grass, VA 24413

The Blue Grass Valley Bank is headquartered in Blue Grass and is the 69^th largest bank in the state of Virginia. It is also the 4,752^nd largest bank in the nation. It was established in 1915 and as of June of 2020, it had grown to 11 employees at 2 locations. The Blue Grass Valley Bank has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2020

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Blue Grass Valley Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	8672
Year Established	1915
Employees	11
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	6.23%
Annual Interest Income	$914.00K

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$46.8MM$43.7MM
Loans	Q2 2020vs Q2 2019	$28.3MM$27.9MM
Deposits	Q2 2020vs Q2 2019	$41.5MM$38.5MM
Equity Capital	Q2 2020vs Q2 2019	$5.1MM$5.0MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$545.00K$472.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$1.0MM$1.2MM
Real Estate Owned	Q2 2020vs Q2 2019	$123.00K$324.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Blue Grass Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Blue Grass Valley Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$100	-	Individual Retirement Account
0.15%	$1	-	Christmas Club Account
0.05%	$50	-	Savings Account

The Blue Grass Valley Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$125k^*	-	Money Market Account
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $10k \| 0.15% → $10k - $50k \| 0.20% → $50k - $125k

The Blue Grass Valley Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$15k^*	-	Investor's Checking Account
OTHER TIERS: 0.05% → $1k - $7.5k \| 0.10% → $7.5k - $15k

The Blue Grass Valley Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$500	-	60 Month CD
0.45%	$500	-	36 Month CD
0.35%	$1k	-	30 Month CD
0.30%	$1k	-	24 Month CD
0.25%	$1k	-	18 Month CD
0.20%	$1k	-	12 Month CD
0.15%	$2.5k	-	182 Day CD

Locations

The Blue Grass Valley Bank Locations
The Blue Grass Valley Bank	2583 Blue Grass Valley Road	Blue Grass, VA 24413
Monterey Branch	East Main Street	Monterey, VA 24465

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.