Capon Valley Bank

Overview / Commentary
2 W. Main Street
Wardensville, WV 26851

Capon Valley Bank is headquartered in WARDENSVILLE and is the 28th largest bank in the state of West Virginia. It is also the 2,937th largest bank in the nation. It was established in 1918 and as of September of 2023, it had grown to 46 employees at 5 locations. Capon Valley Bank has an A health rating.

Reviews (1)

Not Child Friendly

Denied a four year old access to the bathroom saying they have no public facilities. Only bank I've ever been in that has done that.


Health Grade Components

FDIC Certificate #9998
Year Established1918
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.88%
Annual Interest Income$7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$212.9MM$201MM
LoansQ3 2023vs Q3 2022$143.2MM$135.5MM
DepositsQ3 2023vs Q3 2022$193.2MM$181.4MM
Equity CapitalQ3 2023vs Q3 2022$17.5MM$17.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.7MM$1.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$557K$643K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Capon Valley Bank are currently being reviewed.


Capon Valley Bank Locations
Baker Branch17558 Old Route 55Baker, WV 26801
The Capon Valley Bank2 W Main StWardensville, WV 26851
Capon Valley Bank - Stephens City Branch5511 South Main StreetStephens City, VA 22655
Western Frederick Branch6701 Northwestern PikeGore, VA 22637
Moorefield Branch717 North Main StreetMoorefield, WV 26836

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