Capon Valley Bank

Overview / Commentary
2 W. Main Street
Wardensville, WV 26851

Capon Valley Bank is headquartered in Wardensville and is the 28th largest bank in the state of West Virginia. It is also the 3,075th largest bank in the nation. It was established in 1918 and as of June of 2022, it had grown to 46 employees at 5 locations. Capon Valley Bank has an A health rating.

Reviews (1)

Not Child Friendly

Denied a four year old access to the bathroom saying they have no public facilities. Only bank I've ever been in that has done that.


Health Grade Components

FDIC Certificate #9998
Year Established1918
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.05%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$204.4MM$195.7MM
LoansQ2 2022vs Q2 2021$132.4MM$132.3MM
DepositsQ2 2022vs Q2 2021$184.7MM$171.6MM
Equity CapitalQ2 2022vs Q2 2021$17.4MM$19.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.7MM$1.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$726.00K$682.00K
Real Estate OwnedQ2 2022vs Q2 2021$144.00K$1.1MM

Rates for Capon Valley Bank are currently being reviewed.


Capon Valley Bank Locations
Baker Branch17558 Old Route 55Baker, WV 26801
The Capon Valley Bank2 W Main StWardensville, WV 26851
Capon Valley Bank - Stephens City Branch5511 South Main StreetStephens City, VA 22655
Western Frederick Branch6701 Northwestern PikeGore, VA 22637
Moorefield Branch717 North Main StreetMoorefield, WV 26836

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