The Cecilian Bank is headquartered in CECILIA and is the 12th largest bank in the state of Kentucky. It is also the 744th largest bank in the nation. It was established in 1903 and as of March of 2023, it had grown to 239 employees at 19 locations. The Cecilian Bank's CD rates are 3X the national average, and it has a B+ health rating.
Their process to get funds once you close a CD is very slow and not customer friendly. They are not even set up to wire funds to your chosen bank so you can get asap when needed. Unless you are able to drive back to the bank and handle the closing in person, it is not a bank we would recommend. They really need to become more modernized and not make closing a CD so tedious.
Overall | |
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FDIC Certificate # | 8774 |
Year Established | 1903 |
Employees | 239 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.09% |
Return on Equity - YTD | 13.81% |
Annual Interest Income | $13.4MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $1.43B$1.44B |
Loans | Q1 2023vs Q1 2022 | $891.8MM$795.0MM |
Deposits | Q1 2023vs Q1 2022 | $1.19B$1.18B |
Equity Capital | Q1 2023vs Q1 2022 | $116.1MM$114.5MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $8.8MM$9.3MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $2.3MM$2.6MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The Cecilian Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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1.05% | $50k | - | Power $avings Account | ||
0.05% | $50 | - | Choice Savings Account | ||
0.04%* | $10k* | - | Health Savings Account | ||
OTHER TIERS: 0.01% → Up to $2.5k | 0.02% → $2.5k - $10k |