The Cecilian Bank


Overview / Commentary
270-862-3294
104 East Main
Cecilia, KY 42724

The Cecilian Bank is headquartered in CECILIA and is the 12th largest bank in the state of Kentucky. It is also the 737th largest bank in the nation. It was established in 1903 and as of December of 2024, it had grown to 250 employees at 19 locations. The Cecilian Bank's savings rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8774
Year Established1903
Employees250
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.69%
Annual Interest Income$69.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.51B$1.49B
LoansQ4 2024vs Q4 2023$1B$961.5MM
DepositsQ4 2024vs Q4 2023$1.25B$1.24B
Equity CapitalQ4 2024vs Q4 2023$144.6MM$130.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$10.8MM$10.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$4.1MM$3.4MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Cecilian Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Cecilian Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$50k-Power $avings Account
0.10%$50-Choice Savings Account
0.04%*$10k*-Health Savings Account
OTHER TIERS: 0.01% $0 - $2.5k | 0.02% $2.5k - $10k

The Cecilian Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k-Business Partner Money Market Account
0.06%*$100k*-TGIF Money Market
OTHER TIERS: 0.01% $1k - $2.5k | 0.02% $2.5k - $10k | 0.03% $10k - $25k | 0.04% $25k - $50k | 0.05% $50k - $100k
0.02%*$10k*-Money Market Fund Account
OTHER TIERS: 0.01% $500 - $10k

The Cecilian Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k-Easy Money Investment Checking Account
0.04%$1k-Choice Gold - Qualifying Tier 6
0.04%$1k-Choice 50 Gold - Qualifying Tier 6
0.04%*$100k*-Business Partner Investment Checking
OTHER TIERS: 0.01% $1k - $25k | 0.02% $25k - $50k | 0.03% $50k - $100k
0.04%*$100k*-Community Partner Investment Checking
OTHER TIERS: 0.01% $1k - $25k | 0.02% $25k - $50k | 0.03% $50k - $100k
0.03%$1k-Choice Gold - Qualifying Tier 5
0.03%$1k-Choice 50 Gold - Qualifying Tier 5
0.02%$1k-Choice Gold - Qualifying Tier 4
0.02%$1k-Choice 50 Gold - Qualifying Tier 4
0.01%$500-Now Account Checking
0.01%$1k-Choice Plus Checking
0.01%$1k-Choice Gold - Qualifying Tier 2
0.01%$1k-Choice Gold - Qualifying Tier 3
0.01%$1k-Choice 50 Gold - Qualifying Tier 2
0.01%$1k-Choice 50 Gold - Qualifying Tier 3

The Cecilian Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$1k-3 Month Fixed CD
4.30%$10k-6 Month Fixed CD
4.15%$10k-9 Month Fixed CD
3.65%$1k-11 Month Fixed CD
3.50%$1k-12 Month Fixed CD
3.50%$1k-30 Month Fixed CD
3.50%$1k-36 Month Fixed CD
3.50%$1k-48 Month Fixed CD
3.50%$1k-60 Month Fixed CD
3.50%$1k-18 Month Fixed CD
3.50%$1k-24 Month Fixed CD
3.50%$1k-21 Month Fixed CD
3.50%$1k-27 Month Fixed CD
3.50%$1k-72 Month Fixed CD

The Cecilian Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$100-12 Month Fixed IRA
3.75%$100-48 Month Fixed IRA
3.75%$100-60 Month Fixed IRA
3.50%$100-18 Month Fixed IRA
3.50%$100-24 Month Fixed IRA
3.50%$100-30 Month Fixed IRA
3.50%$100-36 Month Fixed IRA
0.05%$100-3 Month Fixed IRA
Locations

Availability



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