The Cecilian Bank


Overview / Commentary
270-862-3294
104 East Main
Cecilia, KY 42724

The Cecilian Bank is headquartered in Cecilia and is the 14th largest bank in the state of Kentucky. It is also the 757th largest bank in the nation. It was established in 1903 and as of December of 2021, it had grown to 254 employees at 18 locations. The Cecilian Bank has an A+ health rating.

Reviews (1)

Not Up To Modern Expectations

Posted by: |

Their process to get funds once you close a CD is very slow and not customer friendly. They are not even set up to wire funds to your chosen bank so you can get asap when needed. Unless you are able to drive back to the bank and handle the closing in person, it is not a bank we would recommend. They really need to become more modernized and not make closing a CD so tedious.



Health
A+

Health Grade Components

Overall
FDIC Certificate #8774
Year Established1903
Employees254
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD12.67%
Annual Interest Income$45.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.38B$1.29B
LoansQ4 2021vs Q4 2020$775.0MM$775.7MM
DepositsQ4 2021vs Q4 2020$1.12B$1.05B
Equity CapitalQ4 2021vs Q4 2020$134.9MM$124.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$9.2MM$9.8MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.9MM$3.0MM
Real Estate OwnedQ4 2021vs Q4 2020$0$437.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Cecilian Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Cecilian Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$50-Choice Savings Account
0.04%*$10k*-Health Savings Account
OTHER TIERS: 0.01% Up to $2.5k | 0.02% $2.5k - $10k

The Cecilian Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$10k-Business Partner Money Market Account
0.03%*$50k*-TGIF Money Market
OTHER TIERS: 0.01% $1k - $10k | 0.02% $10k - $50k
0.02%*$2.5k*-Money Market Fund Account
OTHER TIERS: 0.01% $500 - $2.5k

The Cecilian Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10k-Easy Money Investment Checking Account
0.03%$1k-Choice Gold - Qualifying Tier 6
0.03%$1k-Choice 50 Gold - Qualifying Tier 6
0.02%$500-Now Account Checking
0.02%$1k-Choice Gold - Qualifying Tier 4
0.02%$1k-Choice Gold - Qualifying Tier 5
0.02%$1k-Choice 50 Gold - Qualifying Tier 4
0.02%$1k-Choice 50 Gold - Qualifying Tier 5
0.02%*$25k*-Business Partner Investment Checking
OTHER TIERS: 0.01% $1k - $25k
0.02%*$25k*-Community Partner Investment Checking
OTHER TIERS: 0.01% $1k - $25k
0.01%$1k-Choice Plus Checking
0.01%$1k-Choice Gold - Qualifying Tier 2
0.01%$1k-Choice Gold - Qualifying Tier 3
0.01%$1k-Choice 50 Gold - Qualifying Tier 2
0.01%$1k-Choice 50 Gold - Qualifying Tier 3

The Cecilian Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-60 Month Fixed CD
1.00%$1k-48 Month Fixed CD
0.85%$1k-36 Month Fixed CD
0.75%$1k-30 Month Fixed CD
0.75%$1k-27 Month Fixed CD
0.70%$1k-18 Month Fixed CD
0.70%$1k-24 Month Fixed CD
0.70%$1k-21 Month Fixed CD
0.55%$1k-15 Month Fixed CD
0.45%$1k-12 Month Fixed CD
0.30%$1k-6 Month Fixed CD
0.20%$1k-3 Month Fixed CD

The Cecilian Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100-60 Month Fixed IRA
1.05%$100-48 Month Fixed IRA
0.90%$100-36 Month Fixed IRA
0.80%$100-30 Month Fixed IRA
0.75%$100-18 Month Fixed IRA
0.75%$100-24 Month Fixed IRA
0.50%$100-12 Month Fixed IRA
0.05%$100-3 Month Fixed IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.