Overview / Commentary
The Cecilian Bank is headquartered in Cecilia and is the 15th largest bank in the state of Kentucky. It is also the 784th largest bank in the nation. It was established in 1903 and as of June of 2020, it had grown to 253 employees at 19 locations. The Cecilian Bank has an A+ health rating.
Reviews (1)
Not Up To Modern Expectations
Posted by: paoli2 | Nov 22, 2016
Their process to get funds once you close a CD is very slow and not customer friendly. They are not even set up to wire funds to your chosen bank so you can get asap when needed. Unless you are able to drive back to the bank and handle the closing in person, it is not a bank we would recommend. They really need to become more modernized and not make closing a CD so tedious.
Health
A+
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8774 |
| Year Established | 1903 |
| Employees | 253 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 10.3% |
| Annual Interest Income | $20.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $1.18B$911.1MM |
| Loans | Q2 2020vs Q2 2019 | $760.7MM$574.2MM |
| Deposits | Q2 2020vs Q2 2019 | $933.0MM$718.8MM |
| Equity Capital | Q2 2020vs Q2 2019 | $124.6MM$99.6MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $9.8MM$9.2MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $4.0MM$3.4MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $101.00K$326.00K |
