The Cecilian Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.07% | Reward Checking | 1.33% - National Average |
| 2.50% | 5-year CD | |
| 1.00% | 1-year CD |
The Cecilian Bank is headquartered in Cecilia and is the 17th largest bank in the state of Kentucky. It is also the 891st largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 217 employees at 16 locations. The Cecilian Bank's CD rates are 11% higher than the national average, and it has an A health rating.
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Not Up To Modern Expectations
Their process to get funds once you close a CD is very slow and not customer friendly. They are not even set up to wire funds to your chosen bank so you can get asap when needed. Unless you are able to drive back to the bank and handle the closing in person, it is not a bank we would recommend. They really need to become more modernized and not make closing a CD so tedious.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8774 |
| Year Established | 1903 |
| Employees | 217 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 13.88% |
| Annual Interest Income | $33.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $875.6MM$855.4MM |
| Loans | Q4 2018vs Q4 2017 | $566.3MM$540.5MM |
| Deposits | Q4 2018vs Q4 2017 | $696.6MM$695.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $90.4MM$87.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.7MM$7.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.6MM$9.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $64.00K$809.00K |
Always verify rates and promotions with the bank or credit union. We are not The Cecilian Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Cecilian Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $10k* | - | Health Savings Account | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.20% → $2.5k - $10k | |||||
| 0.10% | $50 | - | Savings Account | ||
| 0.10%* | $50k* | - | TGIF Account | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.07% → $25k - $50k | |||||
The Cecilian Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.26% | $10k | - | Easy Money Investment Checking Account | ||
| 0.15% | $10k | - | Business Partner Money Market Account | ||
| 0.10%* | $10k* | - | Money Market Fund Account | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
The Cecilian Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $1m* | - | MAX Index | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $100k | 0.20% → $100k - $250k | 0.34% → $250k - $1m | |||||
| 0.15% | $1k | - | Choice Gold - Qualifying Tier 6 | ||
| 0.15% | $1k | - | Choice 50 Gold - Qualifying Tier 6 | ||
| 0.13% | $1k | - | Choice Gold - Qualifying Tier 5 | ||
| 0.13% | $1k | - | Choice 50 Gold - Qualifying Tier 5 | ||
| 0.11% | $1k | - | Choice Gold - Qualifying Tier 4 | ||
| 0.11% | $1k | - | Choice 50 Gold - Qualifying Tier 4 | ||
| 0.09% | $1k | - | Choice Gold - Qualifying Tier 3 | ||
| 0.09% | $1k | - | Choice 50 Gold - Qualifying Tier 3 | ||
| 0.07% | $1k | - | Choice Gold - Qualifying Tier 2 | ||
| 0.07% | $1k | - | Choice 50 Gold - Qualifying Tier 2 | ||
| 0.05% | $1k | - | Now Account Checking | ||
| 0.05% | $1k | - | Choice Plus Checking | ||
The Cecilian Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 60 Month Fixed CD | |
| 1.80% | $1k | - | 36 Month Fixed CD | |
| 1.80% | $1k | - | 48 Month Fixed CD | |
| 1.60% | $1k | - | 30 Month Fixed CD | |
| 1.60% | $1k | - | 27 Month Fixed CD | |
| 1.40% | $1k | - | 24 Month Fixed CD | |
| 1.40% | $1k | - | 21 Month Fixed CD | |
| 1.30% | $1k | - | 18 Month Fixed CD | |
| 1.30% | $1k | - | 15 Month Fixed CD | |
| 1.00% | $1k | - | 12 Month Fixed CD | |
| 0.75% | $1k | - | 6 Month Fixed CD | |
| 0.50% | $1k | - | 3 Month Fixed CD |
The Cecilian Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.65% | $100 | - | 60 Month Fixed IRA | |
| 2.05% | $100 | - | 48 Month Fixed IRA | |
| 1.95% | $100 | - | 36 Month Fixed IRA | |
| 1.75% | $100 | - | 30 Month Fixed IRA | |
| 1.55% | $100 | - | 24 Month Fixed IRA | |
| 1.45% | $100 | - | 18 Month Fixed IRA | |
| 1.15% | $100 | - | 12 Month Fixed IRA | |
| 0.05% | $100 | - | 3 Month Fixed IRA |
