Cincinnatus Savings & Loan

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cincinnatussl.com

877-661-6903

3300 Harrison Ave
Cincinnati, OH 45211-5619

Cincinnatus Savings & Loan is headquartered in CINCINNATI and is the 108^th largest bank in the state of Ohio. It is also the 3,237^th largest bank in the nation. It was established in 1885 and as of March of 2025, it had grown to 21 employees at 3 locations. Cincinnatus Savings & Loan has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28157
Year Established	1885
Employees	21
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.91%
Return on Equity - YTD	5.95%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$172.6MM$139.3MM
Loans	Q1 2025vs Q1 2024	$118.2MM$115.6MM
Deposits	Q1 2025vs Q1 2024	$143.3MM$109MM
Equity Capital	Q1 2025vs Q1 2024	$26.2MM$25.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1,000$313K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Cincinnatus Savings & Loan Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$0	-	Premier Investment
0.05%	$0	-	Statement Savings
0.05%	$10	-	Christmas Club
0.05%	$10	-	Vacation Club

Cincinnatus Savings & Loan Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%	$0	-	Simply Supreme Checking
0.05%	$0	-	Simply Super Checking
0.05%	$0	-	Simply Senior Checking

Cincinnatus Savings & Loan CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$500	-	60 Month CD
0.50%	$500	-	48 Month CD
0.40%	$500	-	36 Month CD
0.35%	$500	-	24 Month CD
0.30%	$500	-	18 Month CD
0.25%	$500	-	9 Month CD
0.25%	$500	-	12 Month CD
0.10%	$500	-	182 Day CD
0.05%	$500	-	91 Day CD

Cincinnatus Savings & Loan IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$500	-	60 Month IRA
0.50%	$500	-	48 Month IRA
0.40%	$500	-	36 Month IRA
0.35%	$500	-	24 Month IRA
0.25%	$500	-	9 Month IRA
0.25%	$500	-	12 Month IRA
0.20%	$250	-	18 Month IRA
0.10%	$500	-	182 Day IRA
0.05%	$500	-	91 Day IRA

Locations

Cincinnatus Savings & Loan Locations
Harrison Branch	1100 Harrison Avenue	Harrison, OH 45030
The Cincinnatus Savings & Loan Co.	3300 Harrison Ave	Cincinnati, OH 45211
3664 Springdale Rd Branch	3664 Springdale Rd	Cincinnati, OH 45251

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