Cincinnatus Savings & Loan
LOCATIONS
3
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.40% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.40% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.40% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.27% - National Average |
Overview / Commentary
Cincinnatus Savings & Loan is headquartered in Cincinnati and is the 132nd largest bank in the state of Ohio. It is also the 4,246th largest bank in the nation. It was established in 1885 and as of December of 2018, it had grown to 25 employees at 3 locations. Cincinnatus Savings & Loan has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cincinnatus Savings & Loan has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28157 |
| Year Established | 1885 |
| Employees | 25 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 1.42% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $92.6MM$88.4MM |
| Loans | Q4 2018vs Q4 2017 | $77.1MM$72.7MM |
| Deposits | Q4 2018vs Q4 2017 | $63.1MM$62.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $21.2MM$20.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $604.00K$615.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.1MM$308.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $35.00K$0 |
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Cincinnatus Savings & Loan Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Premier Investment | |
| 0.05% | $100 | - | Statement Savings | |
| 0.05% | $10 | - | Christmas Club | |
| 0.05% | $10 | - | Vacation Club |
Cincinnatus Savings & Loan Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.07% | $1k | - | Simply Supreme Checking | |
| 0.05% | $300 | - | Simply Super Checking | |
| 0.05% | $100 | - | Simply Senior Checking |
Cincinnatus Savings & Loan CD Rates
Cincinnatus Savings & Loan IRA Rates
Locations
| Cincinnatus Savings & Loan Locations | ||
|---|---|---|
| Harrison Branch | 1100 Harrison Avenue | Harrison, OH 45030 |
| The Cincinnatus Savings & Loan Co. | 3300 Harrison Ave | Cincinnati, OH 45211 |
| 3664 Springdale Rd Branch | 3664 Springdale Rd | Cincinnati, OH 45251 |