The Citizens National Bank of Meridian


Overview / Commentary
601-693-1331
512 22nd Avenue
Meridian, MS 39301

The Citizens National Bank of Meridian is headquartered in MERIDIAN and is the 10th largest bank in the state of Mississippi. It is also the 650th largest bank in the nation. It was established in 1888 and as of March of 2025, it had grown to 317 employees at 29 locations. The Citizens National Bank of Meridian has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #4993
Year Established1888
Employees317
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD14.95%
Annual Interest Income$20.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.8B$1.71B
LoansQ1 2025vs Q1 2024$1.2B$1.12B
DepositsQ1 2025vs Q1 2024$1.58B$1.44B
Equity CapitalQ1 2025vs Q1 2024$177.2MM$161.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14.1MM$13.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.9MM$4.9MM
Real Estate OwnedQ1 2025vs Q1 2024$1.7MM$1.4MM
Rates

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Locations

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