The Citizens National Bank of Meridian
Overview / Commentary
The Citizens National Bank of Meridian is headquartered in Meridian and is the 10th largest bank in the state of Mississippi. It is also the 613th largest bank in the nation. It was established in 1888 and as of December of 2021, it had grown to 317 employees at 29 locations. The Citizens National Bank of Meridian has an A health rating.
Health
A
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4993 |
| Year Established | 1888 |
| Employees | 317 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.79% |
| Return on Equity - YTD | 17.19% |
| Annual Interest Income | $55.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $1.76B$1.60B |
| Loans | Q4 2021vs Q4 2020 | $1.02B$1.02B |
| Deposits | Q4 2021vs Q4 2020 | $1.54B$1.34B |
| Equity Capital | Q4 2021vs Q4 2020 | $173.9MM$173.1MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $14.9MM$14.3MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $4.8MM$7.3MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $4.0MM$4.6MM |
