Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in Martins Ferry and is the 40th largest bank in the state of Ohio. It is also the 1,258th largest bank in the nation. It was established in 1902 and as of December of 2020, it had grown to 127 employees at 20 locations. Unified Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.56%
Return on Equity - YTD12.96%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$694.9MM$684.9MM
LoansQ4 2020vs Q4 2019$438.4MM$439.3MM
DepositsQ4 2020vs Q4 2019$583.1MM$554.7MM
Equity CapitalQ4 2020vs Q4 2019$88.3MM$74.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.1MM$2.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$626.00K$1.7MM
Real Estate OwnedQ4 2020vs Q4 2019$721.00K$818.00K

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