Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in Martins Ferry and is the 43rd largest bank in the state of Ohio. It is also the 1,295th largest bank in the nation. It was established in 1902 and as of June of 2022, it had grown to 124 employees at 19 locations. Unified Bank has an A health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD15.08%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$718.2MM$733.2MM
LoansQ2 2022vs Q2 2021$464.8MM$454.1MM
DepositsQ2 2022vs Q2 2021$617.1MM$609.8MM
Equity CapitalQ2 2022vs Q2 2021$71.8MM$87.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.7MM$4.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.0MM$3.0MM
Real Estate OwnedQ2 2022vs Q2 2021$237.00K$415.00K

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