Unified Bank


Overview / Commentary
888-275-5566
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in MARTINS FERRY and is the 42nd largest bank in the state of Ohio. It is also the 1,217th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 120 employees at 18 locations. Unified Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #9463
Year Established1902
Employees120
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD15.97%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$825.5MM$830.4MM
LoansQ1 2025vs Q1 2024$492.7MM$476.5MM
DepositsQ1 2025vs Q1 2024$637.5MM$637.7MM
Equity CapitalQ1 2025vs Q1 2024$66.9MM$71MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.1MM$3.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.9MM$884K
Real Estate OwnedQ1 2025vs Q1 2024$3.3MM$3.4MM
Rates

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