Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in Martins Ferry and is the 41st largest bank in the state of Ohio. It is also the 1,256th largest bank in the nation. It was established in 1902 and as of March of 2021, it had grown to 126 employees at 20 locations. Unified Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD12.26%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$735.9MM$715.2MM
LoansQ1 2021vs Q1 2020$445.2MM$445.6MM
DepositsQ1 2021vs Q1 2020$612.7MM$558.5MM
Equity CapitalQ1 2021vs Q1 2020$85.9MM$82.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$4.8MM$2.7MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.0MM$1.9MM
Real Estate OwnedQ1 2021vs Q1 2020$468.00K$818.00K

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