Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in Martins Ferry and is the 43rd largest bank in the state of Ohio. It is also the 1,289th largest bank in the nation. It was established in 1902 and as of December of 2021, it had grown to 124 employees at 19 locations. Unified Bank has an A health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.78%
Return on Equity - YTD14.87%
Annual Interest Income$24.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$727.1MM$694.9MM
LoansQ4 2021vs Q4 2020$450.7MM$438.4MM
DepositsQ4 2021vs Q4 2020$614.1MM$583.1MM
Equity CapitalQ4 2021vs Q4 2020$86.0MM$88.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.7MM$5.1MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$4.2MM$626.00K
Real Estate OwnedQ4 2021vs Q4 2020$415.00K$721.00K

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