Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in Martins Ferry and is the 39th largest bank in the state of Ohio. It is also the 1,212th largest bank in the nation. It was established in 1902 and as of June of 2020, it had grown to 121 employees at 20 locations. Unified Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD11.66%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$702.5MM$647.3MM
LoansQ2 2020vs Q2 2019$441.9MM$423.3MM
DepositsQ2 2020vs Q2 2019$595.0MM$551.3MM
Equity CapitalQ2 2020vs Q2 2019$87.8MM$73.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.0MM$2.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.6MM$2.8MM
Real Estate OwnedQ2 2020vs Q2 2019$719.00K$30.00K

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