Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in MARTINS FERRY and is the 39th largest bank in the state of Ohio. It is also the 1,140th largest bank in the nation. It was established in 1902 and as of March of 2023, it had grown to 120 employees at 19 locations. Unified Bank has an A health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD16.91%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$844.5MM$734.7MM
LoansQ1 2023vs Q1 2022$459.3MM$459.2MM
DepositsQ1 2023vs Q1 2022$662.3MM$620.2MM
Equity CapitalQ1 2023vs Q1 2022$71.6MM$78.3MM
Loan Loss AllowanceQ1 2023vs Q1 2022$4.5MM$3.2MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$235.00K$4.1MM
Real Estate OwnedQ1 2023vs Q1 2022$3.5MM$261.00K

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