Unified Bank

Overview / Commentary
201 South Fourth Street
Martins Ferry, OH 43935

Unified Bank is headquartered in MARTINS FERRY and is the 40th largest bank in the state of Ohio. It is also the 1,189th largest bank in the nation. It was established in 1902 and as of March of 2024, it had grown to 129 employees at 18 locations. Unified Bank has a B health rating.


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Health Grade Components

FDIC Certificate #9463
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD17.31%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$830.4MM$844.5MM
LoansQ1 2024vs Q1 2023$476.5MM$459.3MM
DepositsQ1 2024vs Q1 2023$637.7MM$662.3MM
Equity CapitalQ1 2024vs Q1 2023$71MM$71.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.9MM$4.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$884K$235K
Real Estate OwnedQ1 2024vs Q1 2023$3.4MM$3.5MM

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