The Citizens State Bank (Moundridge, KS)
The Citizens State Bank (Moundridge, KS) is headquartered in Moundridge and is the 29th largest bank in the state of Kansas. It is also the 1,608th largest bank in the nation. It was established in 1904 and as of June of 2018, it had grown to 98 employees at 13 locations. The Citizens State Bank (Moundridge, KS) has a B+ health rating.
My Hometown Bank
I grew up in a small farming community and when I got my first job at the age of fourteen I got my first savings account through this bank. They were kind and helpful when setting up my account. When I got older I got my checking account and a debit card through this institution. A couple years later they introduced a mobile app. This app works but it is kind of clunky. There interest rates aren't very competitive at all, however where they shine is there customer service. I moved to a city not long ago and switch banks, but I keep some money in a savings account just to keep my account active. There has been a few times where I had to go in to deposit some cash, and after not being in the office for over a year, the teller still greeted me by name. Something that very few companies can do.
Citizens State Bank Review
I first got an account at Citizens State Bank after I got my first job about 10 years ago. It was one of the 3 main banks in our small town. Since then I've had two types of accounts with them. A savings and checking account. They have never giving me any trouble in regards to those accounts and their new addition of mobile deposit is amazing now that I live in a different city. Whenever I do make it into town and visit their location the tellers always greet me by name, which is impressive since I live 3 hours away and go inside at most 3 times a year. Their fees are reasonable but do get slightly annoying since they add up over time.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17672 |
| Year Established | 1904 |
| Employees | 98 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 8.99% |
| Annual Interest Income | $7.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $433.8MM$457.8MM |
| Loans | Q2 2018vs Q2 2017 | $224.1MM$216.8MM |
| Deposits | Q2 2018vs Q2 2017 | $332.0MM$352.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $46.7MM$47.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.8MM$873.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $59.00K$0 |
Sorry, we do not have rate data for The Citizens State Bank (Moundridge, KS).
| Canton Branches | ||
|---|---|---|
| Canton Branch | 110 North Main Street | Canton, KS 67428 |
| Goessel Branches | ||
|---|---|---|
| Goessel Branch | 600 East Main Street | Goessel, KS 67053 |
| Hesston Branches | ||
|---|---|---|
| Hesston Branch | 201 North Main Street | Hesston, KS 67062 |
| Mcpherson Branches | ||
|---|---|---|
| East Bank Branch | 104 S. Centennial Drive | Mcpherson, KS 67460 |
| North Bank Branch | 1300 North Main Street | Mcpherson, KS 67460 |
| Home State Mcpherson Branch | 223 North Main Street | Mcpherson, KS 67460 |
| Moundridge Branches | ||
|---|---|---|
| The Citizens State Bank | 201 South Christian Avenue | Moundridge, KS 67107 |
| Newton Branches | ||
|---|---|---|
| Wal-Mart Supercenter Branch | 1701 South Kansas Avenue | Newton, KS 67114 |
| The Citizens State Bank - Newton Branch | 2315 South Kansas Avenue | Newton, KS 67114 |
| Newton North Branch | 1225 North Main Street | Newton, KS 67114 |