The Citizens State Bank (Moundridge, KS)


Overview / Commentary
620-345-6317
201 South Christian Avenue
Moundridge, KS 67107

The Citizens State Bank (Moundridge, KS) is headquartered in Moundridge and is the 32nd largest bank in the state of Kansas. It is also the 1,744th largest bank in the nation. It was established in 1904 and as of June of 2022, it had grown to 92 employees at 9 locations. The Citizens State Bank (Moundridge, KS)'s CD rates are 17% higher than the national average, and it has a B+ health rating.

Reviews (2)

My Hometown Bank

I grew up in a small farming community and when I got my first job at the age of fourteen I got my first savings account through this bank. They were kind and helpful when setting up my account. When I got older I got my checking account and a debit card through this institution. A couple years later they introduced a mobile app. This app works but it is kind of clunky. There interest rates aren't very competitive at all, however where they shine is there customer service. I moved to a city not long ago and switch banks, but I keep some money in a savings account just to keep my account active. There has been a few times where I had to go in to deposit some cash, and after not being in the office for over a year, the teller still greeted me by name. Something that very few companies can do.

Citizens State Bank Review

Posted by: |

I first got an account at Citizens State Bank after I got my first job about 10 years ago. It was one of the 3 main banks in our small town. Since then I've had two types of accounts with them. A savings and checking account. They have never giving me any trouble in regards to those accounts and their new addition of mobile deposit is amazing now that I live in a different city. Whenever I do make it into town and visit their location the tellers always greet me by name, which is impressive since I live 3 hours away and go inside at most 3 times a year. Their fees are reasonable but do get slightly annoying since they add up over time.



Health
B+

Health Grade Components

Overall
FDIC Certificate #17672
Year Established1904
Employees92
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD9.69%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$497.8MM$494.7MM
LoansQ2 2022vs Q2 2021$211.0MM$212.9MM
DepositsQ2 2022vs Q2 2021$430.4MM$410.3MM
Equity CapitalQ2 2022vs Q2 2021$40.1MM$58.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.4MM$3.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.5MM$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Citizens State Bank (Moundridge, KS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens State Bank (Moundridge, KS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.13% $5k - $10k
0.10%$100-Personal Savings
0.10%$100-Personal Youth Savings
0.10%$100-Business Savings

The Citizens State Bank (Moundridge, KS) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market
OTHER TIERS: 0.13% Up to $25k | 0.17% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Business Money Market
OTHER TIERS: 0.13% $1k - $25k | 0.17% $25k - $50k | 0.20% $50k - $75k

The Citizens State Bank (Moundridge, KS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500$25keChecking
0.05%$500-Benefit 50 Checking

The Citizens State Bank (Moundridge, KS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$1k-60 Month CD
1.45%$1k-Business 60 Month CD
1.30%$1k-48 Month CD
1.30%$1k-Business 48 Month CD
1.25%$1k-36 Month CD
1.25%$1k-Business 36 Month CD
1.15%$1k-24 Month CD
1.15%$1k-Business 24 Month CD
1.15%$5k-33 Month Jump Rate CD
1.10%$1k-18 Month CD
1.10%$1k-Business 18 Month CD
1.05%$1k-12 Month CD
1.05%$1k-Business 12 Month CD
0.65%$1k-6 Month CD
0.65%$1k-Business 6 Month CD
Locations


The Citizens State Bank (Moundridge, KS) Locations
Canton Branch110 North Main StreetCanton, KS 67428
Hesston Branch201 North Main StreetHesston, KS 67062
The Citizens State Bank201 S Christian AveMoundridge, KS 67107
The Citizens State Bank - Newton Branch2315 South Kansas AvenueNewton, KS 67114
Goessel Branch600 East Main StreetGoessel, KS 67053
East Bank Branch104 S. Centennial DriveMcpherson, KS 67460
Newton North Branch1225 North Main StreetNewton, KS 67114
North Bank Branch1300 North Main StreetMcpherson, KS 67460
Home State Mcpherson Branch223 North Main StreetMcpherson, KS 67460

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.