The Citizens State Bank (Moundridge, KS) is headquartered in Moundridge and is the 32nd largest bank in the state of Kansas. It is also the 1,744th largest bank in the nation. It was established in 1904 and as of June of 2022, it had grown to 92 employees at 9 locations. The Citizens State Bank (Moundridge, KS)'s CD rates are 17% higher than the national average, and it has a B+ health rating.
I grew up in a small farming community and when I got my first job at the age of fourteen I got my first savings account through this bank. They were kind and helpful when setting up my account. When I got older I got my checking account and a debit card through this institution. A couple years later they introduced a mobile app. This app works but it is kind of clunky. There interest rates aren't very competitive at all, however where they shine is there customer service. I moved to a city not long ago and switch banks, but I keep some money in a savings account just to keep my account active. There has been a few times where I had to go in to deposit some cash, and after not being in the office for over a year, the teller still greeted me by name. Something that very few companies can do.
I first got an account at Citizens State Bank after I got my first job about 10 years ago. It was one of the 3 main banks in our small town. Since then I've had two types of accounts with them. A savings and checking account. They have never giving me any trouble in regards to those accounts and their new addition of mobile deposit is amazing now that I live in a different city. Whenever I do make it into town and visit their location the tellers always greet me by name, which is impressive since I live 3 hours away and go inside at most 3 times a year. Their fees are reasonable but do get slightly annoying since they add up over time.
Overall | |
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FDIC Certificate # | 17672 |
Year Established | 1904 |
Employees | 92 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.92% |
Return on Equity - YTD | 9.69% |
Annual Interest Income | $7.1MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $497.8MM$494.7MM |
Loans | Q2 2022vs Q2 2021 | $211.0MM$212.9MM |
Deposits | Q2 2022vs Q2 2021 | $430.4MM$410.3MM |
Equity Capital | Q2 2022vs Q2 2021 | $40.1MM$58.7MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $3.4MM$3.4MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $3.5MM$1.1MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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1.00% | $500 | $25k | eChecking | |
0.05% | $500 | - | Benefit 50 Checking |
The Citizens State Bank (Moundridge, KS) Locations | ||
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Canton Branch | 110 North Main Street | Canton, KS 67428 |
Hesston Branch | 201 North Main Street | Hesston, KS 67062 |
The Citizens State Bank | 201 S Christian Ave | Moundridge, KS 67107 |
The Citizens State Bank - Newton Branch | 2315 South Kansas Avenue | Newton, KS 67114 |
Goessel Branch | 600 East Main Street | Goessel, KS 67053 |
East Bank Branch | 104 S. Centennial Drive | Mcpherson, KS 67460 |
Newton North Branch | 1225 North Main Street | Newton, KS 67114 |
North Bank Branch | 1300 North Main Street | Mcpherson, KS 67460 |
Home State Mcpherson Branch | 223 North Main Street | Mcpherson, KS 67460 |