The Citizens State Bank (Moundridge, KS) is headquartered in Moundridge and is the 25th largest bank in the state of Kansas. It is also the 1,589th largest bank in the nation. It was established in 1904 and as of September of 2017, it had grown to 99 employees at 14 locations. The Citizens State Bank (Moundridge, KS) has an A health rating.
I grew up in a small farming community and when I got my first job at the age of fourteen I got my first savings account through this bank. They were kind and helpful when setting up my account. When I got older I got my checking account and a debit card through this institution. A couple years later they introduced a mobile app. This app works but it is kind of clunky. There interest rates aren't very competitive at all, however where they shine is there customer service. I moved to a city not long ago and switch banks, but I keep some money in a savings account just to keep my account active. There has been a few times where I had to go in to deposit some cash, and after not being in the office for over a year, the teller still greeted me by name. Something that very few companies can do.
I first got an account at Citizens State Bank after I got my first job about 10 years ago. It was one of the 3 main banks in our small town. Since then I've had two types of accounts with them. A savings and checking account. They have never giving me any trouble in regards to those accounts and their new addition of mobile deposit is amazing now that I live in a different city. Whenever I do make it into town and visit their location the tellers always greet me by name, which is impressive since I live 3 hours away and go inside at most 3 times a year. Their fees are reasonable but do get slightly annoying since they add up over time.
|FDIC Certificate #||17672|
|Return on Assets - YTD||1.02%|
|Return on Equity - YTD||9.71%|
|Annual Interest Income||$11.7MM|
|Assets and Liabilities|
|Assets||Q3 2017vs Q3 2016||$446.5MM$436.5MM|
|Loans||Q3 2017vs Q3 2016||$222.1MM$222.3MM|
|Deposits||Q3 2017vs Q3 2016||$341.2MM$330.4MM|
|Equity Capital||Q3 2017vs Q3 2016||$47.6MM$52.9MM|
|Loan Loss Allowance||Q3 2017vs Q3 2016||$2.7MM$2.8MM|
|Unbacked Noncurrent Loans||Q3 2017vs Q3 2016||$1.4MM$2.0MM|
|Real Estate Owned||Q3 2017vs Q3 2016||$0$50.00K|
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