The Citizens State Bank and Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

secure.extramilebank.com

620-767-5327

314 Main Street
Council Grove, KS 66846

The Citizens State Bank and Trust Company is headquartered in COUNCIL GROVE and is the 153^rd largest bank in the state of Kansas. It is also the 3,985^th largest bank in the nation. It was established in 1921 and as of March of 2025, it had grown to 24 employees at 7 locations. The Citizens State Bank and Trust Company has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank and Trust Company has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	15254
Year Established	1921
Employees	24
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.04%
Return on Equity - YTD	23.34%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$79.2MM$69.8MM
Loans	Q1 2025vs Q1 2024	$67.5MM$58.1MM
Deposits	Q1 2025vs Q1 2024	$68MM$59.7MM
Equity Capital	Q1 2025vs Q1 2024	$6.8MM$5.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$670K$560K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for The Citizens State Bank and Trust Company.

Locations

The Citizens State Bank and Trust Company Locations
Bremen Branch	1 Brenneke Street	Bremen, KS 66412
The Citizens State Bank and Trust Company	314 Main St	Council Grove, KS 66846
Reading Branch	402 First Street	Reading, KS 66868
Gypsum Branch	600 Maple	Gypsum, KS 67448
Council Grove Branch	1 North Broadway	Woodbine, KS 67492
Roxbury Branch	102 N Main St	Roxbury, KS 67476

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