The Citizens State Bank and Trust Company
Overview / Commentary
The Citizens State Bank and Trust Company is headquartered in Council Grove and is the 186th largest bank in the state of Kansas. It is also the 4,876th largest bank in the nation. It was established in 1921 and as of June of 2019, it had grown to 19 employees at 6 locations. The Citizens State Bank and Trust Company has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank and Trust Company has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15254 |
| Year Established | 1921 |
| Employees | 19 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.59% |
| Return on Equity - YTD | 16.93% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $48.4MM$45.2MM |
| Loans | Q2 2019vs Q2 2018 | $42.6MM$36.4MM |
| Deposits | Q2 2019vs Q2 2018 | $39.6MM$38.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $4.5MM$4.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $406.00K$294.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $259.00K$0 |
| Real Estate Owned | Q2 2019vs Q2 2018 | $35.00K$35.00K |
Rates
Sorry, we do not have rate data for The Citizens State Bank and Trust Company.
Locations
| The Citizens State Bank and Trust Company Locations | ||
|---|---|---|
| Bremen Branch | 1 Brenneke Street | Bremen, KS 66412 |
| The Citizens State Bank and Trust Company | 314 Main Street | Council Grove, KS 66846 |
| Reading Branch | 402 First Street | Reading, KS 66868 |
| Gypsum Branch | 600 Maple | Gypsum, KS 67448 |
| Council Grove Branch | 1 North Broadway | Woodbine, KS 67492 |
| Roxbury Branch | 102 N Main St | Roxbury, KS 67476 |