The Citizens State Bank and Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

secure.extramilebank.com

620-767-5327

314 Main Street
Council Grove, KS 66846

The Citizens State Bank and Trust Company is headquartered in COUNCIL GROVE and is the 156^th largest bank in the state of Kansas. It is also the 4,035^th largest bank in the nation. It was established in 1921 and as of December of 2024, it had grown to 25 employees at 7 locations. The Citizens State Bank and Trust Company has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank and Trust Company has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	15254
Year Established	1921
Employees	25
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.67%
Return on Equity - YTD	19.68%
Annual Interest Income	$5.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$76.1MM$70.2MM
Loans	Q4 2024vs Q4 2023	$64.5MM$56.9MM
Deposits	Q4 2024vs Q4 2023	$63.9MM$59.1MM
Equity Capital	Q4 2024vs Q4 2023	$6.7MM$5.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$640K$545K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$0$0
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for The Citizens State Bank and Trust Company.

Locations

The Citizens State Bank and Trust Company Locations
Bremen Branch	1 Brenneke Street	Bremen, KS 66412
The Citizens State Bank and Trust Company	314 Main St	Council Grove, KS 66846
Reading Branch	402 First Street	Reading, KS 66868
Gypsum Branch	600 Maple	Gypsum, KS 67448
Council Grove Branch	1 North Broadway	Woodbine, KS 67492
Roxbury Branch	102 N Main St	Roxbury, KS 67476

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