The Citizens State Bank and Trust Company
LOCATIONS
5
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.85% APY
48 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Regular Savings Accounts |
| 0.70% | 4-year CD | 42 Month CD 1.80% - Goldman Sachs Bank USA 4 Year CD |
Overview / Commentary
The Citizens State Bank and Trust Company is headquartered in Woodbine and is the 237th largest bank in the state of Kansas. It is also the 5,735th largest bank in the nation. It was established in 1921 and as of March of 2017, it had grown to 14 employees at 5 locations. The Citizens State Bank and Trust Company has a B health rating.
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank and Trust Company has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15254 |
| Year Established | 1921 |
| Employees | 14 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 6.29% |
| Annual Interest Income | $313.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $23.4MM$19.8MM |
| Loans | Q1 2017vs Q1 2016 | $18.9MM$15.9MM |
| Deposits | Q1 2017vs Q1 2016 | $19.0MM$16.9MM |
| Equity Capital | Q1 2017vs Q1 2016 | $2.3MM$2.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $89.00K$30.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1,000$206.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $218.00K$0 |
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The Citizens State Bank and Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Traditional Savings | |
| 0.25% | - | - | IRA ROTH Savings | |
| 0.25% | - | - | Christmas Savings Account | |
| 0.15% | - | - | Regular Savings Accounts | |
| 0.15% | - | - | Health Savings Account |
The Citizens State Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Citizens Interest Checking (CIC) |
The Citizens State Bank and Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | 48 Month CD | |
| 0.70% | - | - | 42 Month CD | |
| 0.60% | - | - | 36 Month CD | |
| 0.57% | - | - | 30 Month CD | |
| 0.55% | - | - | 24 Month CD | |
| 0.50% | - | - | 18 Month CD | |
| 0.40% | - | - | 12 Month CD | |
| 0.30% | - | - | 6 Month CD | |
| 0.25% | - | - | 91 Day CD |
The Citizens State Bank and Trust Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | 18 Month Fixed IRA CD |
Locations
| The Citizens State Bank and Trust Company Locations | ||
|---|---|---|
| Bremen Branch | 1 Brenneke Street | Bremen, KS 66412 |
| The Citizens State Bank and Trust Company | 1 North Broadway | Woodbine, KS 67492 |
| Reading Branch | 402 First Street | Reading, KS 66868 |
| Gypsum Branch | 600 Maple | Gypsum, KS 67448 |
| Council Grove Branch | 314 East Main Street | Council Grove, KS 66846 |