The Citizens State Bank and Trust Company
LOCATIONS
6
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.85% APY
48 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month CD |
| 0.15% | Savings | Regular Savings Accounts 1.65% - Barclays Online Savings Account |
| 0.70% | 4-year CD | 42 Month CD |
Overview / Commentary
The Citizens State Bank and Trust Company is headquartered in Woodbine and is the 196th largest bank in the state of Kansas. It is also the 5,171st largest bank in the nation. It was established in 1921 and as of March of 2018, it had grown to 19 employees at 6 locations. The Citizens State Bank and Trust Company has a B+ health rating.
Health
B+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank and Trust Company has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15254 |
| Year Established | 1921 |
| Employees | 19 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 11.77% |
| Annual Interest Income | $570.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $46.6MM$23.4MM |
| Loans | Q1 2018vs Q1 2017 | $36.5MM$18.9MM |
| Deposits | Q1 2018vs Q1 2017 | $37.9MM$19.0MM |
| Equity Capital | Q1 2018vs Q1 2017 | $4.5MM$2.3MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $175.00K$89.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $0$1,000 |
| Real Estate Owned | Q1 2018vs Q1 2017 | $35.00K$218.00K |
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The Citizens State Bank and Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Traditional Savings | |
| 0.25% | - | - | IRA ROTH Savings | |
| 0.25% | - | - | Christmas Savings Account | |
| 0.15% | - | - | Regular Savings Accounts | |
| 0.15% | - | - | Health Savings Account |
The Citizens State Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Citizens Interest Checking (CIC) |
The Citizens State Bank and Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | 48 Month CD | |
| 0.70% | - | - | 42 Month CD | |
| 0.60% | - | - | 36 Month CD | |
| 0.57% | - | - | 30 Month CD | |
| 0.55% | - | - | 24 Month CD | |
| 0.50% | - | - | 18 Month CD | |
| 0.40% | - | - | 12 Month CD | |
| 0.30% | - | - | 6 Month CD | |
| 0.25% | - | - | 91 Day CD |
The Citizens State Bank and Trust Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | 18 Month Fixed IRA CD |
Locations
| The Citizens State Bank and Trust Company Locations | ||
|---|---|---|
| Bremen Branch | 1 Brenneke Street | Bremen, KS 66412 |
| The Citizens State Bank and Trust Company | 1 North Broadway | Woodbine, KS 67492 |
| Reading Branch | 402 First Street | Reading, KS 66868 |
| Gypsum Branch | 600 Maple | Gypsum, KS 67448 |
| Council Grove Branch | 314 East Main Street | Council Grove, KS 66846 |
| Roxbury Branch | 102 N Main St | Roxbury, KS 67476 |