The Citizens State Bank of Cheney, Kansas
LOCATIONS
1
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HEALTH RATING
A
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CURRENT TOP RATE
0.80% APY
24 Month CD
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Overview / Commentary
The Citizens State Bank of Cheney, Kansas is headquartered in Cheney and is the 159th largest bank in the state of Kansas. It is also the 4,401st largest bank in the nation. It was established in 1884 and as of June of 2020, it had grown to 13 employees at 1 location. The Citizens State Bank of Cheney, Kansas has an A health rating.
Health
A
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank of Cheney, Kansas has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9658 |
| Year Established | 1884 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.48% |
| Return on Equity - YTD | 13.56% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $73.2MM$62.6MM |
| Loans | Q2 2020vs Q2 2019 | $33.7MM$34.9MM |
| Deposits | Q2 2020vs Q2 2019 | $65.6MM$55.4MM |
| Equity Capital | Q2 2020vs Q2 2019 | $7.6MM$7.1MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $753.00K$711.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $94.00K$120.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |