The Citizens State Bank of Cheney, Kansas
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
1.92% APY
24 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.71% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
| 1.92% | 2-year CD | 2.70% - Capital One 24 Month 360 CD |
Overview / Commentary
The Citizens State Bank of Cheney, Kansas is headquartered in Cheney and is the 180th largest bank in the state of Kansas. It is also the 4,879th largest bank in the nation. It was established in 1884 and as of September of 2018, it had grown to 12 employees at 1 location. The Citizens State Bank of Cheney, Kansas' CD rates are 90% higher than the national average, and it has a B health rating.
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank of Cheney, Kansas has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9658 |
| Year Established | 1884 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.44% |
| Return on Equity - YTD | 12.86% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $56.2MM$59.1MM |
| Loans | Q3 2018vs Q3 2017 | $34.7MM$36.3MM |
| Deposits | Q3 2018vs Q3 2017 | $49.7MM$52.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $6.4MM$6.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $671.00K$548.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $525.00K$589.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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The Citizens State Bank of Cheney, Kansas Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Passbook Savings |
The Citizens State Bank of Cheney, Kansas Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $2.5k | - | Money Market |
The Citizens State Bank of Cheney, Kansas Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Now Account |
The Citizens State Bank of Cheney, Kansas CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | $500 | - | 24 Month CD | |
| 1.71% | $500 | - | 12 Month CD | |
| 1.71% | $500 | - | 18 Month CD | |
| 0.75% | $1k | - | 182 Day CD | |
| 0.50% | $2.5k | - | 91 Day CD | |
| 0.25% | $2.5k | - | 13 - 90 Day CD |
Locations
| The Citizens State Bank of Cheney, Kansas Locations | ||
|---|---|---|
| The Citizens State Bank Of Cheney, Kansas | 306 North Main Street | Cheney, KS 67025 |