The Citizens State Bank of Cheney, Kansas
LOCATIONS
1
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
2.17% APY
24 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.87% | 1-year CD | 1.37% - National Average |
| 0.25% | Savings | 0.26% - National Average |
| 2.17% | 2-year CD | 1.68% - National Average |
Overview / Commentary
The Citizens State Bank of Cheney, Kansas is headquartered in Cheney and is the 175th largest bank in the state of Kansas. It is also the 4,787th largest bank in the nation. It was established in 1884 and as of December of 2018, it had grown to 12 employees at 1 location. The Citizens State Bank of Cheney, Kansas' CD rates are 2X the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank of Cheney, Kansas has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9658 |
| Year Established | 1884 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.48% |
| Return on Equity - YTD | 13.22% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $59.1MM$57.7MM |
| Loans | Q4 2018vs Q4 2017 | $35.8MM$36.1MM |
| Deposits | Q4 2018vs Q4 2017 | $52.5MM$50.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.6MM$6.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $687.00K$519.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $128.00K$543.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not The Citizens State Bank of Cheney, Kansas; we are a rate comparison website and cannot provide official rates or promotions.
The Citizens State Bank of Cheney, Kansas Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Passbook Savings |
The Citizens State Bank of Cheney, Kansas Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $2.5k | - | Money Market |
The Citizens State Bank of Cheney, Kansas Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Now Account |
The Citizens State Bank of Cheney, Kansas CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $500 | - | 24 Month CD | |
| 1.97% | $500 | - | 18 Month CD | |
| 1.87% | $500 | - | 12 Month CD | |
| 0.75% | $1k | - | 182 Day CD | |
| 0.50% | $2.5k | - | 91 Day CD | |
| 0.25% | $2.5k | - | 13 - 90 Day CD |
Locations
| The Citizens State Bank of Cheney, Kansas Locations | ||
|---|---|---|
| The Citizens State Bank Of Cheney, Kansas | 306 North Main Street | Cheney, KS 67025 |