The Citizens State Bank of Finley

Overview / Commentary
300 Center Avenue
Finley, ND 58230-0255

The Citizens State Bank of Finley is headquartered in Finley and is the 40th largest bank in the state of North Dakota. It is also the 3,621st largest bank in the nation. It was established in 1935 and as of June of 2020, it had grown to 29 employees at 3 locations. The Citizens State Bank of Finley has an A+ health rating.


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Health Grade Components

FDIC Certificate #16187
Year Established1935
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD7.18%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$136.1MM$132.9MM
LoansQ2 2020vs Q2 2019$87.2MM$84.0MM
DepositsQ2 2020vs Q2 2019$105.2MM$96.2MM
Equity CapitalQ2 2020vs Q2 2019$19.3MM$17.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.3MM$1.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$0$0
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Citizens State Bank of Finley Savings Account Rates

1.51%*$100k*-Individual Retirement Account
OTHER TIERS: 1.00% Up to $50k | 1.26% $50k - $100k
0.10%$50-Regular Savings Account

The Citizens State Bank of Finley Money Market Rates

0.20%*$10k*-Money Market Deposit Account
OTHER TIERS: 0.10% Up to $2.5k | 0.15% $2.5k - $10k

The Citizens State Bank of Finley Checking Account Rates

0.10%$1k-Now Account

The Citizens State Bank of Finley CD Rates

1.25%$500-5 Year CD
1.00%$500-3 Year CD
0.75%$500-2 Year CD
0.60%$500-1 Year CD
0.40%$500-6 Month CD
0.25%$1k-91 Day CD

The Citizens State Bank of Finley Locations
Northwood Branch220 Main Street SouthNorthwood, ND 58267
The Citizens State Bank Of Finley300 Central AvenueFinley, ND 58230
Cooperstown Branch918 Burrel Avenue, S.E.Cooperstown, ND 58425

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