Citizens State Bank (CO)


Overview / Commentary
970-325-4478
600 Main Street
Ouray, CO 81427

Citizens State Bank (CO) is headquartered in OURAY and is the 44th largest bank in the state of Colorado. It is also the 2,937th largest bank in the nation. It was established in 1913 and as of March of 2025, it had grown to 33 employees at 8 locations. Citizens State Bank (CO) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1779
Year Established1913
Employees33
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD6.59%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$215.3MM$207.4MM
LoansQ1 2025vs Q1 2024$152MM$139MM
DepositsQ1 2025vs Q1 2024$198.5MM$187.7MM
Equity CapitalQ1 2025vs Q1 2024$13.9MM$13.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$46K$66K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Citizens State Bank (CO) Locations
Silverton Branch1218 Greene StreetSilverton, CO 81433
The Citizens State Bank Of Ouray600 Main StOuray, CO 81427
Ridgway BranchState Highway 62Ridgway, CO 81432
Montrose Branch115 Highway 97Naturita, CO 81422
Telluride Branch215 W San Juan AveTelluride, CO 81435

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