Citizens State Bank (CO)
Citizens State Bank (CO)
Overview / Commentary
Citizens State Bank (CO) is headquartered in Ouray and is the 68th largest bank in the state of Colorado. It is also the 4,268th largest bank in the nation. It was established in 1913 and as of December of 2017, it had grown to 25 employees at 4 locations. Citizens State Bank (CO) has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Citizens State Bank (CO) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1779 |
| Year Established | 1913 |
| Employees | 25 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 3.48% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $99.7MM$93.8MM |
| Loans | Q4 2017vs Q4 2016 | $40.7MM$28.0MM |
| Deposits | Q4 2017vs Q4 2016 | $88.2MM$83.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $9.6MM$9.4MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $222.00K$67.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $0$451.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Sorry, we do not have rate data for Citizens State Bank (CO).
Locations
| Citizens State Bank (CO) Locations | ||
|---|---|---|
| Silverton Branch | 1218 Greene Street | Silverton, CO 81433 |
| The Citizens State Bank Of Ouray | 600 Main Street | Ouray, CO 81427 |
| Ridgway Branch | State Highway 62 | Ridgway, CO 81432 |
| Montrose Branch | 115 Highway 97 | Naturita, CO 81422 |