The Citizens State Bank of Ouray
The Citizens State Bank of Ouray
Overview / Commentary
The Citizens State Bank of Ouray is headquartered in Ouray and is the 72nd largest bank in the state of Colorado. It is also the 4,467th largest bank in the nation. It was established in 1913 and as of June of 2016, it had grown to 27 employees at 4 locations. The Citizens State Bank of Ouray has an A health rating.
Health
A
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank of Ouray has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1779 |
| Year Established | 1913 |
| Employees | 27 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.12% |
| Return on Equity - YTD | -1.15% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $97.7MM$90.6MM |
| Loans | Q2 2016vs Q2 2015 | $28.8MM$30.7MM |
| Deposits | Q2 2016vs Q2 2015 | $86.2MM$80.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $10.3MM$9.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $101.00K$398.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $0$0 |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
Sorry, we do not have rate data for The Citizens State Bank of Ouray.
Locations
| The Citizens State Bank of Ouray Locations | ||
|---|---|---|
| Silverton Branch | 1218 Greene Street | Silverton, CO 81433 |
| The Citizens State Bank Of Ouray | 600 Main Street | Ouray, CO 81427 |
| Ridgway Branch | State Highway 62 | Ridgway, CO 81432 |
| Montrose Branch | 115 Highway 97 | Naturita, CO 81422 |