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Overview / Commentary
600 Main Street
Ouray, CO 81427

Citizens State Bank (CO) is headquartered in Ouray and is the 70th largest bank in the state of Colorado. It is also the 4,262nd largest bank in the nation. It was established in 1913 and as of September of 2017, it had grown to 27 employees at 4 locations. Citizens State Bank (CO) has an A health rating.


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Health Grade Components

FDIC Certificate #1779
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.17%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$101.5MM$99.5MM
LoansQ3 2017vs Q3 2016$35.4MM$28.1MM
DepositsQ3 2017vs Q3 2016$90.7MM$88.1MM
Equity CapitalQ3 2017vs Q3 2016$9.6MM$9.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$220.00K$72.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$97.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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Citizens State Bank (CO) Locations
Silverton Branch1218 Greene StreetSilverton, CO 81433
The Citizens State Bank Of Ouray600 Main StreetOuray, CO 81427
Ridgway BranchState Highway 62Ridgway, CO 81432
Montrose Branch115 Highway 97Naturita, CO 81422