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Overview / Commentary
600 Main Street
Ouray, CO 81427

The Citizens State Bank of Ouray is headquartered in Ouray and is the 65th largest bank in the state of Colorado. It is also the 4,389th largest bank in the nation. It was established in 1913 and as of March of 2016, it had grown to 26 employees at 4 locations. The Citizens State Bank of Ouray has an A health rating.


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Health Grade Components

FDIC Certificate #1779
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.89%
Return on Equity - YTD-8.8%
Annual Interest Income$604.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$103.5MM$89.2MM
LoansQ1 2016vs Q1 2015$27.5MM$27.1MM
DepositsQ1 2016vs Q1 2015$92.1MM$78.6MM
Equity CapitalQ1 2016vs Q1 2015$10.0MM$9.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$45.00K$362.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$0
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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The Citizens State Bank of Ouray Locations
Silverton Branch1218 Greene StreetSilverton, CO 81433
The Citizens State Bank Of Ouray600 Main StreetOuray, CO 81427
Ridgway BranchState Highway 62Ridgway, CO 81432
Montrose Branch115 Highway 97Naturita, CO 81422