Overview / Commentary
918-623-1551
402 West Broadway
Okemah, OK 74859

The Citizens State Bank is headquartered in Okemah and is the 127th largest bank in the state of Oklahoma. It is also the 4,174th largest bank in the nation. It was established in 1908 and as of June of 2018, it had grown to 26 employees at 2 locations. The Citizens State Bank's CD rates are 22% higher than the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Citizens State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #419
Year Established1908
Employees26
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.21%
Return on Equity - YTD16.2%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$99.8MM$172.9MM
LoansQ2 2018vs Q2 2017$28.6MM$126.4MM
DepositsQ2 2018vs Q2 2017$81.0MM$141.8MM
Equity CapitalQ2 2018vs Q2 2017$15.6MM$14.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.0MM$4.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.9MM$3.1MM
Real Estate OwnedQ2 2018vs Q2 2017$0$179.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Citizens State Bank; we are a rate comparison website and cannot provide official rates or promotions.

The Citizens State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Savings

The Citizens State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25k-Super Now Account
0.15%$2.5k-Now Account

The Citizens State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$2.5k-60 Month CD
1.61%$2.5k-48 Month CD
1.51%$2.5k-36 Month CD
1.36%$2.5k-24 Month CD
1.10%$2.5k-12 Month CD
0.90%$2.5k-182 Day CD
0.20%$2.5k-90 Day CD
Locations


The Citizens State Bank Locations
Paden Branch402 West 9th StreetPaden, OK 74860
The Citizens State Bank404 West BroadwayOkemah, OK 74859

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.