The City National Bank of Sulphur Springs


Overview / Commentary
903-885-7523
201 Connally Street
Sulphur Springs, TX 75482

The City National Bank of Sulphur Springs is headquartered in SULPHUR SPRINGS and is the 72nd largest bank in the state of Texas. It is also the 830th largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 248 employees at 17 locations. The City National Bank of Sulphur Springs has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #5544
Year Established1889
Employees248
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD20%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.31B$1.27B
LoansQ1 2025vs Q1 2024$893.7MM$861.3MM
DepositsQ1 2025vs Q1 2024$1.17B$1.11B
Equity CapitalQ1 2025vs Q1 2024$116.6MM$105.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.9MM$14.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.1MM$9.1MM
Real Estate OwnedQ1 2025vs Q1 2024$129K$99K
Rates
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The City National Bank of Sulphur Springs Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Advantage Accounts
OTHER TIERS: 0.30% $5k - $25k | 0.40% $25k - $50k | 0.55% $50k - $250k
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