Featured Savings Rates
Featured Accounts

The Clay City Banking Co.

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.02%Reward CheckingKasasa Cash
0.45%Reward SavingsKasasa Saver
1.25%5-year CD60 Month CD

Overview / Commentary
618-676-1511
331 S. Main St
Clay City, IL 62824

The Clay City Banking Co. is headquartered in Clay City and is the 269th largest bank in the state of Illinois. It is also the 3,794th largest bank in the nation. It was established in 1892 and as of September of 2016, it had grown to 33 employees at 4 locations. The Clay City Banking Co. has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #10845
Year Established1892
Employees33
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.95%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$134.9MM$128.4MM
LoansQ3 2016vs Q3 2015$104.9MM$95.8MM
DepositsQ3 2016vs Q3 2015$118.8MM$112.9MM
Equity CapitalQ3 2016vs Q3 2015$12.2MM$11.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.0MM$970.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.4MM$1.9MM
Real Estate OwnedQ3 2016vs Q3 2015$98.00K$94.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Clay City Banking Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*-$35kKasasa Saver
OTHER TIERS: 0.15% $35k+
0.20%--Passbook Savings Account
0.18%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k

The Clay City Banking Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.18% $10k - $25k

The Clay City Banking Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kKasasa Cash
OTHER TIERS: 0.35% $25k+
0.20%$1k-1892 Founder's Club Checking
0.15%*$5k*-Checking Plus
OTHER TIERS: 0.10% $1k - $5k

The Clay City Banking Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month CD
0.95%$1k-48 Month CD
0.55%$1k-30 Month CD
0.40%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$1k-3 Month CD
0.10%$1k-1 Month CD

The Clay City Banking Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-30 Month Fixed IRA
0.45%$1k-18 Month Variable IRA
0.45%$1k-18 Month Fixed IRA
0.40%$1k-12 Month Fixed IRA
Locations


The Clay City Banking Co. Locations
Flora Branch207 Gary Hagen DriveFlora, IL 62839
Louisville Branch225 Route 45 NorthLouisville, IL 62858
The Clay City Banking Co.331 South Main StreetClay City, IL 62824
Fairfield Il Branch915 Commerce DriveFairfield, IL 62837