Overview / Commentary
The Commercial Bank (MS) is headquartered in De Kalb and is the 54th largest bank in the state of Mississippi. It is also the 3,398th largest bank in the nation. It was established in 1914 and as of December of 2018, it had grown to 50 employees at 5 locations. The Commercial Bank (MS) has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9356 |
| Year Established | 1914 |
| Employees | 50 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 10.67% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $150.3MM$149.2MM |
| Loans | Q4 2018vs Q4 2017 | $87.3MM$83.6MM |
| Deposits | Q4 2018vs Q4 2017 | $123.6MM$125.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $16.2MM$15.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.4MM$1.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $228.00K$125.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $492.00K$725.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Commercial Bank (MS) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Saving | |
| 0.10% | - | - | Christmas Club |
The Commercial Bank (MS) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $500k* | - | Corporate Insured Money Market Account | ||
| OTHER TIERS: 0.15% → Up to $500k | |||||
| 0.15% | $1k | - | Insured Money Market | ||
The Commercial Bank (MS) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $250k* | - | Investors Checking | ||
| OTHER TIERS: 0.50% → Up to $250k | |||||
| 0.15% | $1k | - | NOW Account | ||
| 0.15% | - | - | Classic 55 & 55+ Checking | ||
| 0.15% | - | - | Interest Checking | ||
Locations
| The Commercial Bank (MS) Locations | ||
|---|---|---|
| Medical Center Branch | 1101 22nd Avenue | Meridian, MS 39301 |
| The Commercial Bank | 175 Hopper Avenue | De Kalb, MS 39328 |
| Philadelphia Branch | 206 South Lewis Avenue | Philadelphia, MS 39350 |
| Meridian Branch | 7591 Highway 39 | Meridian, MS 39305 |
| Collinsville Branch | Highway 19 North | Collinsville, MS 39325 |