The Community State Bank


Overview / Commentary
918-647-8101
1409 N Broadway
Poteau, OK 74953

The Community State Bank is headquartered in Poteau and is the 68th largest bank in the state of Oklahoma. It is also the 2,371st largest bank in the nation. It was established in 1970 and as of September of 2019, it had grown to 101 employees at 6 locations. The Community State Bank's CD rates are 57% higher than the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #20279
Year Established1970
Employees101
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD12.99%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$270.7MM$262.7MM
LoansQ3 2019vs Q3 2018$207.9MM$204.9MM
DepositsQ3 2019vs Q3 2018$231.0MM$226.3MM
Equity CapitalQ3 2019vs Q3 2018$26.2MM$22.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$2.5MM$2.0MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$3.5MM$2.7MM
Real Estate OwnedQ3 2019vs Q3 2018$1.5MM$1.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Community State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Community State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Statement Savings
0.25%--Christmas Club

The Community State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Money Market Account

The Community State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kReward Checking
OTHER TIERS: 0.50% $25k+
0.25%--NOW Account

The Community State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-18 Month CD
1.41%$1k-12 Month CD
1.26%$1k-30-90 Day CD
1.21%$1k-9 Month CD
1.20%$1k-6 Month CD

The Community State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month IRA
2.00%$1k-24 Month ROTH IRA
0.65%$1k-12 Month IRA
0.65%$1k-12 Month ROTH IRA
Locations


The Community State Bank Locations
The Community State Bank1409 North BroadwayPoteau, OK 74953
North Broadway Branch3108 North BroadwayPoteau, OK 74953
Wister Branch405 US Highway 271Wister, OK 74966
Spiro Branch617 West BroadwaySpiro, OK 74959
Talihina Branch902 Dallas StTalihina, OK 74571
Wilburton Branch1207 North Highway 2Wilburton, OK 74578

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