The Community State Bank


Overview / Commentary
918-647-8101
1409 N Broadway
Poteau, OK 74953

The Community State Bank is headquartered in POTEAU and is the 66th largest bank in the state of Oklahoma. It is also the 2,265th largest bank in the nation. It was established in 1970 and as of December of 2023, it had grown to 105 employees at 6 locations. The Community State Bank's CD rates are 5X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #20279
Year Established1970
Employees105
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD9.42%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$345.4MM$316.6MM
LoansQ4 2023vs Q4 2022$250.1MM$226.9MM
DepositsQ4 2023vs Q4 2022$297.9MM$280MM
Equity CapitalQ4 2023vs Q4 2022$21.7MM$19MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.5MM$3.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.3MM$1.3MM
Real Estate OwnedQ4 2023vs Q4 2022$230K$27K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Community State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Community State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%--Christmas Club
0.25%--Statement Savings

The Community State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%*$100k*-Money Market Account
OTHER TIERS: 0.20% Any amount | 1.00% $50k - $100k

The Community State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kReward Checking
OTHER TIERS: 0.15% $25k+
0.10%--NOW Account

The Community State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.42%*$100k*-6 Month CD
OTHER TIERS: 5.22% $1k+
4.84%*$100k*-12 Month CD
OTHER TIERS: 4.58% $1k - $100k
2.52%$1k-18 Month CD
2.48%$1k-9 Month CD
1.41%$1k-30-90 Day CD

The Community State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-12 Month IRA
1.00%$1k-12 Month ROTH IRA
Locations


The Community State Bank Locations
The Community State Bank1409 N Broadway StPoteau, OK 74953
North Broadway Branch3108 North BroadwayPoteau, OK 74953
Wister Branch405 US Highway 271Wister, OK 74966
Spiro Branch617 West BroadwaySpiro, OK 74959
Talihina Branch902 Dallas StTalihina, OK 74571
Wilburton Branch1207 North Highway 2Wilburton, OK 74578

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