Overview / Commentary
918-647-8101
1409 N Broadway
Poteau, OK 74953

The Community State Bank is headquartered in Poteau and is the 68th largest bank in the state of Oklahoma. It is also the 2,418th largest bank in the nation. It was established in 1970 and as of June of 2018, it had grown to 110 employees at 6 locations. The Community State Bank's CD rates are 34% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #20279
Year Established1970
Employees110
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.39%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$262.1MM$247.0MM
LoansQ2 2018vs Q2 2017$201.1MM$188.7MM
DepositsQ2 2018vs Q2 2017$225.7MM$216.2MM
Equity CapitalQ2 2018vs Q2 2017$23.0MM$22.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.0MM$1.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.2MM$1.8MM
Real Estate OwnedQ2 2018vs Q2 2017$1.4MM$1.6MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Community State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Community State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Statement Savings
0.25%--Christmas Club

The Community State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Money Market Account

The Community State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kSmart Reward Checking
OTHER TIERS: 0.50% $25k+
1.00%--Reward Checking
0.25%--NOW Account

The Community State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.54%--18 Month Option Fund CD
1.71%$1k-18 Month CD
1.21%$1k-12 Month CD
0.90%$1k-6 Month CD
0.85%$1k-9 Month CD
0.75%$1k-30-90 Day CD

The Community State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month IRA
2.00%$1k-24 Month ROTH IRA
0.65%$1k-12 Month IRA
0.65%$1k-12 Month ROTH IRA
Locations


The Community State Bank Locations
The Community State Bank1409 North BroadwayPoteau, OK 74953
North Broadway Branch3108 North BroadwayPoteau, OK 74953
Wister Branch405 US Highway 271Wister, OK 74966
Spiro Branch617 West BroadwaySpiro, OK 74959
Talihina Branch902 Dallas StTalihina, OK 74571
Wilburton Branch1207 North Highway 2Wilburton, OK 74578

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