The Community State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	Reward Checking	Smart Reward Checking 1.96% - National Average
0.70%	1-year CD	10 Month CD 2.40% - Ally Bank High Yield 12-Month CD
0.30%	Savings	Statement Savings 1.75% - American Express National Bank High Yield Savings Account

View all The Community State Bank rates »

Overview / Commentary

www.thecommunitysb.com

800-362-0171

1409 N Broadway
Poteau, OK 74953

The Community State Bank is headquartered in Poteau and is the 70^th largest bank in the state of Oklahoma. It is also the 2,426^th largest bank in the nation. It was established in 1970 and as of March of 2018, it had grown to 105 employees at 6 locations. The Community State Bank's CD rates are 22% higher than the national average, and it has a B health rating.

Overall
FDIC Certificate #	20279
Year Established	1970
Employees	105
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	8.71%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$261.8MM$258.2MM
Loans	Q1 2018vs Q1 2017	$195.7MM$187.5MM
Deposits	Q1 2018vs Q1 2017	$225.5MM$228.5MM
Equity Capital	Q1 2018vs Q1 2017	$23.1MM$21.7MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$1.9MM$2.0MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$2.2MM$939.00K
Real Estate Owned	Q1 2018vs Q1 2017	$1.4MM$578.00K

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Community State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	-	-	Statement Savings
0.25%	-	-	Christmas Club

The Community State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	-	-	Money Market Account

The Community State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$25k	Smart Reward Checking
OTHER TIERS: 0.50% → $25k+
1.00%	-	-	Reward Checking
0.25%	-	-	NOW Account

The Community State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$100k	-	30 Month CD
1.30%	$100k	-	24 Month CD
1.26%	$1k	-	18 Month CD
1.10%	$1k	-	12 Month CD
0.85%	$1k	-	9 Month CD
0.80%	$1k	-	6 Month CD
0.75%	$1k	-	30-90 Day CD
0.70%	$1k	-	10 Month CD

The Community State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	24 Month IRA
2.00%	$1k	-	24 Month ROTH IRA
0.65%	$1k	-	12 Month IRA
0.65%	$1k	-	12 Month ROTH IRA

Locations

The Community State Bank Locations
The Community State Bank	1409 North Broadway	Poteau, OK 74953
North Broadway Branch	3108 North Broadway	Poteau, OK 74953
Wister Branch	405 US Highway 271	Wister, OK 74966
Spiro Branch	617 West Broadway	Spiro, OK 74959
Talihina Branch	902 Dallas St	Talihina, OK 74571
Wilburton Branch	1207 North Highway 2	Wilburton, OK 74578

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