The Community State Bank

Overview / Commentary
1409 N Broadway
Poteau, OK 74953

The Community State Bank is headquartered in Poteau and is the 69th largest bank in the state of Oklahoma. It is also the 2,406th largest bank in the nation. It was established in 1970 and as of December of 2019, it had grown to 98 employees at 6 locations. The Community State Bank's CD rates are 57% higher than the national average, and it has a B health rating.

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Health Grade Components

FDIC Certificate #20279
Year Established1970
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD12.23%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$265.3MM$268.1MM
LoansQ4 2019vs Q4 2018$207.2MM$206.3MM
DepositsQ4 2019vs Q4 2018$230.9MM$230.9MM
Equity CapitalQ4 2019vs Q4 2018$26.4MM$23.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.7MM$2.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.4MM$2.8MM
Real Estate OwnedQ4 2019vs Q4 2018$1.6MM$1.5MM
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Always verify rates and promotions with the bank or credit union. We are not The Community State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Community State Bank Savings Account Rates

0.30%--Statement Savings
0.25%--Christmas Club

The Community State Bank Money Market Rates

0.35%--Money Market Account

The Community State Bank Checking Account Rates

1.00%*-$25kReward Checking
OTHER TIERS: 0.50% $25k+
0.25%--NOW Account

The Community State Bank CD Rates

1.51%$1k-18 Month CD
1.41%$1k-12 Month CD
1.26%$1k-30-90 Day CD
1.21%$1k-9 Month CD
1.20%$1k-6 Month CD

The Community State Bank IRA Rates

2.00%$1k-24 Month IRA
2.00%$1k-24 Month ROTH IRA
0.65%$1k-12 Month IRA
0.65%$1k-12 Month ROTH IRA

The Community State Bank Locations
The Community State Bank1409 North BroadwayPoteau, OK 74953
North Broadway Branch3108 North BroadwayPoteau, OK 74953
Wister Branch405 US Highway 271Wister, OK 74966
Spiro Branch617 West BroadwaySpiro, OK 74959
Talihina Branch902 Dallas StTalihina, OK 74571
Wilburton Branch1207 North Highway 2Wilburton, OK 74578

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