The Cooperative Bank of Cape Cod

Overview / Commentary
25 Benjamin Franklin Way
Hyannis, MA 02601

The Cooperative Bank of Cape Cod is headquartered in YARMOUTH PORT and is the 38th largest bank in the state of Massachusetts. It is also the 698th largest bank in the nation. It was established in 1921 and as of March of 2024, it had grown to 158 employees at 11 locations. The Cooperative Bank of Cape Cod's CD rates are 5X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #26517
Year Established1921
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.01%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.6B$1.49B
LoansQ1 2024vs Q1 2023$1.38B$1.27B
DepositsQ1 2024vs Q1 2023$1.32B$1.27B
Equity CapitalQ1 2024vs Q1 2023$147.7MM$144.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$10MM$10.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.8MM$2MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Cooperative Bank of Cape Cod; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Cooperative Bank of Cape Cod Savings Account Rates

0.10%$0-Positively Different Business Savings
0.10%$0-Positively Different Savings

The Cooperative Bank of Cape Cod Money Market Rates

3.75%*$500k*-Premier Money Market
OTHER TIERS: 1.28% $0 - $25k | 3.00% $25k - $100k | 3.25% $100k - $250k | 3.50% $250k - $500k
3.50%$0-Non Profit Money Market
3.00%*$1m*-Positively Different Business Money Market
OTHER TIERS: 2.00% $0 - $100k | 2.25% $100k - $250k | 2.50% $250k - $500k | 2.75% $500k - $1m
0.50%$0-Positively Different Money Market

The Cooperative Bank of Cape Cod Checking Account Rates

1.00%*$0$10kSmart Rate Checking
OTHER TIERS: 0.25% $10k+
0.10%$0-Positively Direct Interest Checking
0.10%$0-Positively 50+ Interest Checking
0.10%*$1.5k*-Positively Premium Interest Checking
OTHER TIERS: 0.05% $0 - $1.5k
0.10%$0-Positively Business Interest Checking

The Cooperative Bank of Cape Cod CD Rates

5.00%$500-5 Month CD Special
4.85%$500-8 Month CD Special
4.60%$500-1 Year CD
3.75%$500-18 Month CD
3.50%$500-2 Year CD
2.25%$500-9 Month CD

The Cooperative Bank of Cape Cod IRA Rates

4.60%$500-12 Month IRA
3.75%$500-18 Month IRA
3.50%$500-2 Year IRA
2.25%$500-9 Month IRA

Cities: East Dennis, East Harwich, Falmouth, Hyannis, Marstons Mills, North Falmouth, Sandwich, West Barnstable, Yarmouth Port

East Dennis Branches
East Dennis Branch1591 Main StreetEast Dennis, MA 02641

East Harwich Branches
Orleans Road Branch1470 Orleans RoadEast Harwich, MA 02645

Falmouth Branches
Falmouth Main Street Branch238 Worcester CourtFalmouth, MA 02540

Hyannis Branches
Attucks Lane Branch695 Attucks Lane HyannisHyannis, MA 02601

Marstons Mills Branches
Marstons Mills Branch3878 Falmouth RoadMarstons Mills, MA 02648

North Falmouth Branches
North Falmouth Branch660 N Falmouth HwyNorth Falmouth, MA 02556

Sandwich Branches
Sandwich Branch275 Cotuit RoadSandwich, MA 02563

West Barnstable Branches
West Barnstable Branch1121 Route 6aWest Barnstable, MA 02668

Yarmouth Port Branches
Cape Cod Co-Operative Bank121 Main StYarmouth Port, MA 02675
King's Circuit Branch64 King's CircuitYarmouth Port, MA 02675

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