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The Cooperative Bank of Cape Cod


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.thecooperativebankofcapecod.com
508-568-3400
25 Benjamin Franklin Way
Hyannis, MA 02601

The Cooperative Bank of Cape Cod is headquartered in YARMOUTH PORT and is the 36th largest bank in the state of Massachusetts. It is also the 700th largest bank in the nation. It was established in 1921 and as of December of 2024, it had grown to 169 employees at 11 locations. The Cooperative Bank of Cape Cod's CD rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26517
Year Established1921
Employees169
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.55%
Annual Interest Income$72.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.62B$1.56B
LoansQ4 2024vs Q4 2023$1.38B$1.34B
DepositsQ4 2024vs Q4 2023$1.36B$1.28B
Equity CapitalQ4 2024vs Q4 2023$150.5MM$148MM
Loan Loss AllowanceQ4 2024vs Q4 2023$10MM$10MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$902K$2.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/17/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Cooperative Bank of Cape Cod; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Cooperative Bank of Cape Cod Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Positively Different Business Savings
0.05%$0-Positively Different Savings

The Cooperative Bank of Cape Cod Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.20%*$500k*-Premier Money Market
OTHER TIERS: 0.83% → $0 - $25k | 2.55% → $25k - $100k | 2.70% → $100k - $250k | 2.95% → $250k - $500k
2.95%$0-Non Profit Money Market
2.65%*$1m*-Positively Different Business Money Market
OTHER TIERS: 1.65% → $0 - $100k | 1.90% → $100k - $250k | 2.15% → $250k - $500k | 2.40% → $500k - $1m
0.25%$0-Positively Different Money Market

The Cooperative Bank of Cape Cod Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$10kSmart Rate Checking
OTHER TIERS: 0.25% → $10k+
0.10%*$1.5k*-Positively Premium Interest Checking
OTHER TIERS: 0.05% → $0 - $1.5k
0.05%$0-Positively Direct Interest Checking
0.05%$0-Positively 50+ Interest Checking
0.05%$0-Positively Business Interest Checking

The Cooperative Bank of Cape Cod CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-4 Month CD Special
4.10%$500-Business 4 Month CD Special
3.80%$500-8 Month CD Special
3.80%$500-Business 8 Month CD Special
3.60%$500-1 Year CD
3.60%$500-Business 1 Year CD
2.85%$500-18 Month CD
2.85%$500-Business 18 Month CD
2.65%$500-2 Year CD
2.65%$500-Business 2 Year CD
1.90%$500-9 Month CD
1.90%$500-Business 9 Month CD

The Cooperative Bank of Cape Cod IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-12 Month IRA
2.85%$500-18 Month IRA
2.65%$500-2 Year IRA
1.90%$500-9 Month IRA
Locations


Cities: East Dennis, East Harwich, Falmouth, Hyannis, Marstons Mills, North Falmouth, Sandwich, West Barnstable, Yarmouth Port

East Dennis Branches
East Dennis Branch1591 Main StreetEast Dennis, MA 02641

East Harwich Branches
Orleans Road Branch1470 Orleans RoadEast Harwich, MA 02645

Falmouth Branches
Falmouth Main Street Branch238 Worcester CourtFalmouth, MA 02540

Hyannis Branches
Attucks Lane Branch695 Attucks Lane HyannisHyannis, MA 02601

Marstons Mills Branches
Marstons Mills Branch3878 Falmouth RoadMarstons Mills, MA 02648

North Falmouth Branches
North Falmouth Branch660 N Falmouth HwyNorth Falmouth, MA 02556

Sandwich Branches
Sandwich Branch275 Cotuit RoadSandwich, MA 02563

West Barnstable Branches
West Barnstable Branch1121 Route 6aWest Barnstable, MA 02668

Yarmouth Port Branches
Cape Cod Co-Operative Bank121 Main StYarmouth Port, MA 02675
King's Circuit Branch64 King's CircuitYarmouth Port, MA 02675

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