The Cooperative Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

thecooperativebank.com

617-325-2900

40 Belgrade Avenue
Roslindale, MA 02131

The Cooperative Bank is headquartered in ROSLINDALE and is the 73^rd largest bank in the state of Massachusetts. It is also the 1,680^th largest bank in the nation. It was established in 1898 and as of March of 2025, it had grown to 64 employees at 4 locations. The Cooperative Bank's money market rates are 8X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26922
Year Established	1898
Employees	64
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.09%
Return on Equity - YTD	1.01%
Annual Interest Income	$6.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$551.2MM$572.4MM
Loans	Q1 2025vs Q1 2024	$464.2MM$481.2MM
Deposits	Q1 2025vs Q1 2024	$457.3MM$463.9MM
Equity Capital	Q1 2025vs Q1 2024	$46.9MM$45.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.7MM$4.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.3MM$2.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Cooperative Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%^*	$100k^*	-	TCB Premier Money Market
OTHER TIERS: 0.40% → $2.5k - $50k \| 1.00% → $50k - $100k

The Cooperative Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	$1m	21 Month CD Special - New Money
4.00%	$1k	$1m	5 Month CD Special
3.75%	$1k	$1m	8 Month CD Special
2.00%	$1k	$1m	7 Month CD Special
1.75%	$1k	-	60 Month CD
1.25%	$1k	-	36 Month CD
0.75%	$1k	-	12 Month CD

Locations

The Cooperative Bank Locations
Charlestown Branch	201 Main Street	Charlestown, MA 02129
West Roxbury Branch	36 Springs Street	West Roxbury, MA 02132
The Cooperative Bank	40 Belgrade Ave	Roslindale, MA 02131
Jamaica Plain Branch	3531 Washington St	Jamaica Plain, MA 02130

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