Overview / Commentary
The Cornerstone Bank is headquartered in South West City and is the 152nd largest bank in the state of Missouri. It is also the 3,510th largest bank in the nation. It was established in 1898 and as of June of 2019, it had grown to 54 employees at 5 locations. The Cornerstone Bank's CD rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9388 |
| Year Established | 1898 |
| Employees | 54 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.61% |
| Return on Equity - YTD | 11.57% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $139.3MM$140.4MM |
| Loans | Q2 2019vs Q2 2018 | $106.9MM$107.0MM |
| Deposits | Q2 2019vs Q2 2018 | $117.8MM$119.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $20.0MM$18.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.9MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $3.4MM$3.7MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $518.00K$310.00K |
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The Cornerstone Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1 | - | Regular IRAs | |
| 1.50% | $1 | - | Roth IRAs | |
| 1.25% | $1 | - | Educational IRAs | |
| 0.71% | $5 | - | Christmas Club | |
| 0.60% | $50 | - | Regular Savings | |
| 0.60% | $10 | - | Special Student Savings |
The Cornerstone Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $2.5k | - | Super NOW Accounts | |
| 0.45% | $1k | - | NOW Accounts |
The Cornerstone Bank CD Rates
Locations
| The Cornerstone Bank Locations | ||
|---|---|---|
| The Corner Stone Bank | 117 North Main | South West City, MO 64863 |
| The Corner Stone Bank | 120 Roy Hill Boulevard | Goodman, MO 64843 |
| Lanagan Branch | Missouri Highway 59 and Ee | Lanagan, MO 64847 |
| NW Corner Branch | Seneca Street and Highway 76 | Tiff City, MO 64868 |
| Pineville Branch | 207 Highway W | Pineville, MO 64856 |