The Delaware National Bank of Delhi is headquartered in Delhi and is the 88th largest bank in the state of New York. It is also the 2,115th largest bank in the nation. It was established in 1839 and as of December of 2021, it had grown to 47 employees at 4 locations. The Delaware National Bank of Delhi has an A health rating.
I tried opening an account to take advantage of their 1.03% 6-month CD. The first person I spoke to said great and faxed me an application. Long story short: after filling out the application, following up with two phone calls, and supplementary paperwork, a VP told me they will not open a CD for non-locals. I don't object to their policy, but wish they would've told me on my first phone call before wasting a week. Not impressed with their customer service.
Overall | |
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FDIC Certificate # | 7025 |
Year Established | 1839 |
Employees | 47 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.56% |
Return on Equity - YTD | 6.06% |
Annual Interest Income | $9.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $384.2MM$341.7MM |
Loans | Q4 2021vs Q4 2020 | $220.1MM$201.3MM |
Deposits | Q4 2021vs Q4 2020 | $345.8MM$303.4MM |
Equity Capital | Q4 2021vs Q4 2020 | $34.4MM$34.3MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.0MM$635.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $927.00K$1.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.23% | $1 | - | Christmas Club | |
0.13% | - | - | Health Savings Account | |
0.13% | $5 | - | Passbook Savings | |
0.13% | $25 | - | Statement Savings | |
0.13% | - | - | Tax Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.11% | $1k | - | Insured Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1k | - | NOW Account |
The Delaware National Bank of Delhi Locations | ||
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Hobart Branch | 1058 Main Street | Hobart, NY 13788 |
The Delaware National Bank Of Delhi | 124 Main Street | Delhi, NY 13753 |
Davenport Branch | 2503 Prosser Hollow Road Po Box 25 | West Davenport, NY 13860 |
Margaretville Branch | 42568 Route 28 | Margaretville, NY 12455 |