The Delaware National Bank of Delhi is headquartered in Delhi and is the 86th largest bank in the state of New York. It is also the 2,088th largest bank in the nation. It was established in 1839 and as of June of 2022, it had grown to 48 employees at 4 locations. The Delaware National Bank of Delhi's CD rates are 79% higher than the national average, and it has a B+ health rating.
I tried opening an account to take advantage of their 1.03% 6-month CD. The first person I spoke to said great and faxed me an application. Long story short: after filling out the application, following up with two phone calls, and supplementary paperwork, a VP told me they will not open a CD for non-locals. I don't object to their policy, but wish they would've told me on my first phone call before wasting a week. Not impressed with their customer service.
Overall | |
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FDIC Certificate # | 7025 |
Year Established | 1839 |
Employees | 48 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.64% |
Return on Equity - YTD | 7.97% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $391.2MM$369.3MM |
Loans | Q2 2022vs Q2 2021 | $242.3MM$210.3MM |
Deposits | Q2 2022vs Q2 2021 | $355.4MM$331.0MM |
Equity Capital | Q2 2022vs Q2 2021 | $27.8MM$34.3MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.1MM$844.00K |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $903.00K$1.1MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $1 | - | Christmas Club | |
0.50% | - | - | Health Savings Account | |
0.50% | $5 | - | Passbook Savings | |
0.50% | $25 | - | Statement Savings | |
0.50% | - | - | Tax Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $1k | - | Insured Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.18% | $1k | - | NOW Account |
The Delaware National Bank of Delhi Locations | ||
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Hobart Branch | 1058 Main Street | Hobart, NY 13788 |
The Delaware National Bank Of Delhi | 124 Main St | Delhi, NY 13753 |
Davenport Branch | 2503 Prosser Hollow Road Po Box 25 | West Davenport, NY 13860 |
Margaretville Branch | 42568 Route 28 | Margaretville, NY 12455 |