The Delaware National Bank of Delhi

Overview / Commentary
124 Main Street
Delhi, NY 13753

The Delaware National Bank of Delhi is headquartered in DELHI and is the 86th largest bank in the state of New York. It is also the 2,142nd largest bank in the nation. It was established in 1839 and as of September of 2023, it had grown to 45 employees at 4 locations. The Delaware National Bank of Delhi's CD rates are 79% higher than the national average, and it has a B health rating.

Reviews (1)

Don't Bother Trying To Open A CD If You Are Non-Local.

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I tried opening an account to take advantage of their 1.03% 6-month CD. The first person I spoke to said great and faxed me an application. Long story short: after filling out the application, following up with two phone calls, and supplementary paperwork, a VP told me they will not open a CD for non-locals. I don't object to their policy, but wish they would've told me on my first phone call before wasting a week. Not impressed with their customer service.


Health Grade Components

FDIC Certificate #7025
Year Established1839
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.86%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$370.4MM$382.2MM
LoansQ3 2023vs Q3 2022$251.2MM$246.7MM
DepositsQ3 2023vs Q3 2022$315.3MM$348.7MM
Equity CapitalQ3 2023vs Q3 2022$25.9MM$26.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.2MM$1.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.2MM$953K
Real Estate OwnedQ3 2023vs Q3 2022$81K$0
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Always verify rates and promotions with the bank or credit union. We are not The Delaware National Bank of Delhi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Delaware National Bank of Delhi Savings Account Rates

1.00%$1-Christmas Club
0.35%--Health Savings Account
0.35%$5-Passbook Savings
0.35%$25-Statement Savings
0.35%--Tax Club Account

The Delaware National Bank of Delhi Money Market Rates

0.30%$1k-Insured Money Market Account

The Delaware National Bank of Delhi Checking Account Rates

0.18%$1k-NOW Account

The Delaware National Bank of Delhi CD Rates

4.19%$100-182 Day CD
4.19%$100-182 Day HSA CD
4.06%$100-91 Day CD
4.06%$100-91 Day HSA CD
2.73%$100-5 Year CD
2.73%$100-5 Year HSA CD
2.68%$100-4 Year CD
2.68%$100-4 Year HSA CD
2.63%$100-3 Year CD
2.63%$100-3 Year HSA CD
2.38%$100-30 Month CD
2.38%$100-30 Month HSA CD
2.12%$100-2 Year CD
2.12%$100-2 Year HSA CD
1.87%$100-18 Month CD
1.87%$100-18 Month HSA CD
1.61%$100-1 Year CD
1.61%$100-1 Year HSA CD

The Delaware National Bank of Delhi IRA Rates

4.19%$100-182 Day IRA
4.06%$100-91 Day IRA
2.73%$100-5 Year IRA
2.68%$100-4 Year IRA
2.63%$100-3 Year IRA
2.38%$100-30 Month IRA
2.27%$100-2 Year Variable IRA
2.12%$100-2 Year IRA
1.87%$100-18 Month IRA
1.61%$100-1 Year IRA

The Delaware National Bank of Delhi Locations
Hobart Branch1058 Main StreetHobart, NY 13788
The Delaware National Bank Of Delhi124 Main StDelhi, NY 13753
Davenport Branch2503 Prosser Hollow Road Po Box 25West Davenport, NY 13860
Margaretville Branch42568 Route 28Margaretville, NY 12455

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