The Delaware National Bank of Delhi

Overview / Commentary

www.dnbd.bank

855-413-3544

124 Main Street
Delhi, NY 13753

The Delaware National Bank of Delhi is headquartered in Delhi and is the 94^th largest bank in the state of New York. It is also the 2,182^nd largest bank in the nation. It was established in 1839 and as of December of 2020, it had grown to 52 employees at 4 locations. The Delaware National Bank of Delhi has an A health rating.

Reviews (1)

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Don't Bother Trying To Open A CD If You Are Non-Local.

Posted by: Anonymous | May 30, 2012

I tried opening an account to take advantage of their 1.03% 6-month CD. The first person I spoke to said great and faxed me an application. Long story short: after filling out the application, following up with two phone calls, and supplementary paperwork, a VP told me they will not open a CD for non-locals. I don't object to their policy, but wish they would've told me on my first phone call before wasting a week. Not impressed with their customer service.

Comment

Health

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7025
Year Established	1839
Employees	52
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	6.71%
Annual Interest Income	$9.9MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$341.7MM$296.5MM
Loans	Q4 2020vs Q4 2019	$201.3MM$181.2MM
Deposits	Q4 2020vs Q4 2019	$303.4MM$253.6MM
Equity Capital	Q4 2020vs Q4 2019	$34.3MM$31.4MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$635.00K$477.00K
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$1.2MM$1.2MM
Real Estate Owned	Q4 2020vs Q4 2019	$0$35.00K

Rates

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Money Market
Checking
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Always verify rates and promotions with the bank or credit union. We are not The Delaware National Bank of Delhi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Delaware National Bank of Delhi Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	$1	-	Christmas Club
0.13%	-	-	Health Savings Account
0.13%	$5	-	Passbook Savings
0.13%	$25	-	Statement Savings
0.13%	-	-	Tax Club Account

The Delaware National Bank of Delhi Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.11%	$1k	-	Insured Money Market Account

The Delaware National Bank of Delhi Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	NOW Account

The Delaware National Bank of Delhi CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$100	-	5 Year CD
0.80%	$100	-	5 Year HSA CD
0.75%	$100	-	4 Year CD
0.75%	$100	-	4 Year HSA CD
0.70%	$100	-	3 Year CD
0.70%	$100	-	3 Year HSA CD
0.65%	$100	-	30 Month CD
0.65%	$100	-	30 Month HSA CD
0.55%	$100	-	2 Year CD
0.55%	$100	-	2 Year HSA CD
0.45%	$100	-	18 Month CD
0.45%	$100	-	18 Month HSA CD
0.35%	$100	-	1 Year CD
0.35%	$100	-	1 Year HSA CD
0.23%	$100	-	182 Day CD
0.23%	$100	-	182 Day HSA CD
0.18%	$100	-	91 Day CD
0.18%	$100	-	91 Day HSA CD

The Delaware National Bank of Delhi IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$100	-	5 Year IRA
0.75%	$100	-	4 Year IRA
0.70%	$100	-	3 Year IRA
0.65%	$100	-	30 Month IRA
0.55%	$100	-	2 Year IRA
0.50%	$100	-	2 Year Variable IRA
0.45%	$100	-	18 Month IRA
0.35%	$100	-	1 Year IRA
0.23%	$100	-	182 Day IRA
0.18%	$100	-	91 Day IRA

Locations

The Delaware National Bank of Delhi Locations
Hobart Branch	1058 Main Street	Hobart, NY 13788
The Delaware National Bank Of Delhi	124 Main Street	Delhi, NY 13753
Davenport Branch	2503 Prosser Hollow Road Po Box 25	West Davenport, NY 13860
Margaretville Branch	42568 Route 28	Margaretville, NY 12455

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