The Delaware National Bank of Delhi


Overview / Commentary
855-413-3544
124 Main Street
Delhi, NY 13753

The Delaware National Bank of Delhi is headquartered in Delhi and is the 94th largest bank in the state of New York. It is also the 2,182nd largest bank in the nation. It was established in 1839 and as of December of 2020, it had grown to 52 employees at 4 locations. The Delaware National Bank of Delhi has an A health rating.

Reviews (1)

Don't Bother Trying To Open A CD If You Are Non-Local.

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I tried opening an account to take advantage of their 1.03% 6-month CD. The first person I spoke to said great and faxed me an application. Long story short: after filling out the application, following up with two phone calls, and supplementary paperwork, a VP told me they will not open a CD for non-locals. I don't object to their policy, but wish they would've told me on my first phone call before wasting a week. Not impressed with their customer service.



Health

Health Grade Components

Overall
FDIC Certificate #7025
Year Established1839
Employees52
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.71%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$341.7MM$296.5MM
LoansQ4 2020vs Q4 2019$201.3MM$181.2MM
DepositsQ4 2020vs Q4 2019$303.4MM$253.6MM
Equity CapitalQ4 2020vs Q4 2019$34.3MM$31.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$635.00K$477.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.2MM$1.2MM
Real Estate OwnedQ4 2020vs Q4 2019$0$35.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Delaware National Bank of Delhi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Delaware National Bank of Delhi Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$1-Christmas Club
0.13%--Health Savings Account
0.13%$5-Passbook Savings
0.13%$25-Statement Savings
0.13%--Tax Club Account

The Delaware National Bank of Delhi Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%$1k-Insured Money Market Account

The Delaware National Bank of Delhi Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-NOW Account

The Delaware National Bank of Delhi CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$100-5 Year CD
0.80%$100-5 Year HSA CD
0.75%$100-4 Year CD
0.75%$100-4 Year HSA CD
0.70%$100-3 Year CD
0.70%$100-3 Year HSA CD
0.65%$100-30 Month CD
0.65%$100-30 Month HSA CD
0.55%$100-2 Year CD
0.55%$100-2 Year HSA CD
0.45%$100-18 Month CD
0.45%$100-18 Month HSA CD
0.35%$100-1 Year CD
0.35%$100-1 Year HSA CD
0.23%$100-182 Day CD
0.23%$100-182 Day HSA CD
0.18%$100-91 Day CD
0.18%$100-91 Day HSA CD

The Delaware National Bank of Delhi IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$100-5 Year IRA
0.75%$100-4 Year IRA
0.70%$100-3 Year IRA
0.65%$100-30 Month IRA
0.55%$100-2 Year IRA
0.50%$100-2 Year Variable IRA
0.45%$100-18 Month IRA
0.35%$100-1 Year IRA
0.23%$100-182 Day IRA
0.18%$100-91 Day IRA
Locations


The Delaware National Bank of Delhi Locations
Hobart Branch1058 Main StreetHobart, NY 13788
The Delaware National Bank Of Delhi124 Main StreetDelhi, NY 13753
Davenport Branch2503 Prosser Hollow Road Po Box 25West Davenport, NY 13860
Margaretville Branch42568 Route 28Margaretville, NY 12455

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