The Denison State Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.dsbks.com

785-364-3131

421 New York Avenue
Holton, KS 66436

The Denison State Bank is headquartered in HOLTON and is the 47^th largest bank in the state of Kansas. It is also the 1,910^th largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 69 employees at 5 locations. The Denison State Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	15305
Year Established	1901
Employees	69
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.1%
Return on Equity - YTD	15.24%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$461MM$433.3MM
Loans	Q1 2025vs Q1 2024	$293.9MM$272.6MM
Deposits	Q1 2025vs Q1 2024	$382.2MM$363MM
Equity Capital	Q1 2025vs Q1 2024	$65.6MM$55.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.2MM$3.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Denison State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Denison State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$100	-	Regular Savings
0.40%	$0	-	Minor Savings

The Denison State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	Money Market Savings
OTHER TIERS: 0.40% → $100 - $25k \| 0.65% → $25k - $50k \| 1.00% → $50k - $100k

The Denison State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Beyond Personal Checking

The Denison State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	6 Month CD
4.00%	$500	-	1 Year CD
3.75%	$500	-	2 Year CD
3.00%	$500	-	3 Year CD
3.00%	$500	-	4 Year CD
3.00%	$500	-	5 Year CD
2.75%	$5k	-	3 Year One-time Bump Up CD
2.00%	$500	-	18 Month CD

The Denison State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	1 Year IRA
3.75%	$500	-	2 Year IRA
3.00%	$500	-	3 Year IRA
3.00%	$500	-	4 Year IRA
3.00%	$500	-	5 Year IRA
2.75%	$5k	-	3 Year One-time Bump Up IRA
2.00%	$500	-	18 Month IRA

Locations

The Denison State Bank Locations
Holton Branch	207 Arizona	Holton, KS 66436
Hoyt Branch	210 Hwy K-214	Hoyt, KS 66440
Topeka Branch	3640 Sw Fairlawn	Topeka, KS 66614
Meriden Branch	3675 74th Street	Meriden, KS 66512
The Denison State Bank	421 New York Ave	Holton, KS 66436

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.