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The Dime Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.thedimebank.com
570-253-1902
820 Church Street
Honesdale, PA 18431

The Dime Bank is headquartered in HONESDALE and is the 42nd largest bank in the state of Pennsylvania. It is also the 944th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 152 employees at 9 locations. The Dime Bank's money market rates are 25% higher than the national average, and it has an A health rating.

Reviews (1)

Customer Service

Posted by: |

I gave this bank a 1* review, just because I couldn’t give it a zero. Telephone customer service was bad. I had to drive to my local branch to resolve issue. Unfortunately my experience with the branch manager was less than desirable. Seriously considering reporting matter to a regulator then taking my business somewhere else.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #9888
Year Established1906
Employees152
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD12.33%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.11B$1B
LoansQ1 2025vs Q1 2024$772MM$733.1MM
DepositsQ1 2025vs Q1 2024$936.7MM$846.9MM
Equity CapitalQ1 2025vs Q1 2024$107.6MM$95.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12MM$11.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$11.6MM$8.8MM
Real Estate OwnedQ1 2025vs Q1 2024$224K$224K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Dime Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Dime Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$0$40kKasasa Saver
0.45%*$25k*-Statement Savings
OTHER TIERS: 0.35% → $5 - $2.5k | 0.40% → $2.5k - $25k
0.45%*$25k*-Business Statement Savings
OTHER TIERS: 0.35% → $100 - $2.5k | 0.40% → $2.5k - $25k
0.35%$0-Burial Reserve

The Dime Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Personal Money Market
OTHER TIERS: 0.40% → $2.5k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k
0.55%*$250k*-Business Money Market
OTHER TIERS: 0.40% → $2.5k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k

The Dime Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$0$15kKasasa Cash
OTHER TIERS: 0.30% → $15k+
0.60%*$1m*-Business One Fund
OTHER TIERS: 0.40% → $25k - $250k | 0.45% → $250k - $500k | 0.50% → $500k - $1m
0.50%*$100k*-Platinum Checking
OTHER TIERS: 0.35% → $1k - $10k | 0.40% → $10k - $25k | 0.45% → $25k - $100k
0.35%$1.5k-Business Checking Plus

The Dime Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$2.5k-9 Month CD Special
0.90%$2.5k-60 Month CD
0.80%$2.5k-48 Month CD
0.75%$10k-36 Month Platinum CD
0.70%$2.5k-36 Month CD
0.65%$10k-24 Month Platinum CD
0.65%$1k-36 Month Raise Your Rate CD
0.60%$10k-12 Month Platinum CD
0.60%$2.5k-24 Month CD
0.55%$2.5k-12 Month CD
0.50%$10k-6 Month Platinum CD
0.50%$1k-12 Month CHOICE CD
0.45%$10k-3 Month Platinum CD
0.45%$2.5k-6 Month CD
0.40%$2.5k-3 Month CD

The Dime Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$2.5k-36 Month IRA
0.70%$2.5k-48 Month IRA
0.70%$2.5k-60 Month IRA
0.60%$2.5k-24 Month IRA
0.55%$2.5k-12 Month IRA
Locations


The Dime Bank Locations
Greentown Branch1566 Route 507Greentown, PA 18426
Damascus Branch1679 Cochecton TpkeDamascus, PA 18415
Dingmans Ferry Branch1824 Route 739Dingmans Ferry, PA 18328
Hawley Branch309 Main AvenueHawley, PA 18428
The Dime Bank820 Church StHonesdale, PA 18431
Lake Region Office99 Welwood AvenueHawley, PA 18428
Carbondale Office157 Brooklyn StreetCarbondale, PA 18407
Steamtown Branch300 Lackawanna AvenueScranton, PA 18503

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