The Dime Bank

Overview / Commentary

www.thedimebank.com

570-253-1902

820 Church Street
Honesdale, PA 18431

The Dime Bank is headquartered in HONESDALE and is the 43^rd largest bank in the state of Pennsylvania. It is also the 998^th largest bank in the nation. It was established in 1906 and as of June of 2024, it had grown to 157 employees at 9 locations. The Dime Bank's money market rates are 25% higher than the national average, and it has an A health rating.

The Dime Bank - 4/14/2024

4.60% 18mo. cd deal and 9mo. cd. deal 5.%

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4/14 - The Dime Bank

4/9 - The Dime Bank (PA/NY/NJ) Adds 24 Basis Points To Kasasa Cash

10/22 - 2.05% 9-Month CD at The Dime Bank in Pennsylvania - Local Only

Reviews (1)

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Customer Service

Posted by: nb101 | Mar 20, 2021

I gave this bank a 1* review, just because I couldn’t give it a zero. Telephone customer service was bad. I had to drive to my local branch to resolve issue. Unfortunately my experience with the branch manager was less than desirable. Seriously considering reporting matter to a regulator then taking my business somewhere else.

Health

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9888
Year Established	1906
Employees	157
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	11.32%
Annual Interest Income	$27.7MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.02B$967.3MM
Loans	Q2 2024vs Q2 2023	$734.3MM$675.3MM
Deposits	Q2 2024vs Q2 2023	$875.4MM$797.3MM
Equity Capital	Q2 2024vs Q2 2023	$98.2MM$88.6MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$11.7MM$10.7MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$9.1MM$4.5MM
Real Estate Owned	Q2 2024vs Q2 2023	$224K$224K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not The Dime Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Dime Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$0	$40k	Kasasa Saver
0.45%^*	$25k^*	-	Statement Savings
OTHER TIERS: 0.35% → $5 - $2.5k \| 0.40% → $2.5k - $25k
0.45%^*	$25k^*	-	Business Statement Savings
OTHER TIERS: 0.35% → $100 - $2.5k \| 0.40% → $2.5k - $25k
0.35%	$0	-	Burial Reserve

The Dime Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$250k^*	-	Personal Money Market
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k \| 0.50% → $100k - $250k
0.55%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k \| 0.50% → $100k - $250k

The Dime Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%^*	$0	$15k	Kasasa Cash
OTHER TIERS: 0.30% → $15k+
0.60%^*	$1m^*	-	Business One Fund
OTHER TIERS: 0.40% → $25k - $250k \| 0.45% → $250k - $500k \| 0.50% → $500k - $1m
0.50%^*	$100k^*	-	Platinum Checking
OTHER TIERS: 0.35% → $1k - $10k \| 0.40% → $10k - $25k \| 0.45% → $25k - $100k
0.35%	$1.5k	-	Business Checking Plus

The Dime Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%	$2.5k	-	9 Month CD Special
0.90%	$2.5k	-	60 Month CD
0.80%	$2.5k	-	48 Month CD
0.75%	$10k	-	36 Month Platinum CD
0.70%	$2.5k	-	36 Month CD
0.65%	$10k	-	24 Month Platinum CD
0.65%	$1k	-	36 Month Raise Your Rate CD
0.60%	$10k	-	12 Month Platinum CD
0.60%	$2.5k	-	24 Month CD
0.55%	$2.5k	-	12 Month CD
0.50%	$10k	-	6 Month Platinum CD
0.50%	$1k	-	12 Month CHOICE CD
0.45%	$10k	-	3 Month Platinum CD
0.45%	$2.5k	-	6 Month CD
0.40%	$2.5k	-	3 Month CD

The Dime Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$2.5k	-	36 Month IRA
0.70%	$2.5k	-	48 Month IRA
0.70%	$2.5k	-	60 Month IRA
0.60%	$2.5k	-	24 Month IRA
0.55%	$2.5k	-	12 Month IRA

Locations

The Dime Bank Locations
Greentown Branch	1566 Route 507	Greentown, PA 18426
Damascus Branch	1679 Cochecton Tpke	Damascus, PA 18415
Dingmans Ferry Branch	1824 Route 739	Dingmans Ferry, PA 18328
Hawley Branch	309 Main Avenue	Hawley, PA 18428
The Dime Bank	820 Church St	Honesdale, PA 18431
Lake Region Office	99 Welwood Avenue	Hawley, PA 18428
Carbondale Office	157 Brooklyn Street	Carbondale, PA 18407
Steamtown Branch	300 Lackawanna Avenue	Scranton, PA 18503

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