The Dime Bank is headquartered in HONESDALE and is the 45th largest bank in the state of Pennsylvania. It is also the 1,024th largest bank in the nation. It was established in 1906 and as of June of 2023, it had grown to 159 employees at 9 locations. The Dime Bank's money market rates are 25% higher than the national average, and it has a B+ health rating.
The online experience is bad. Not only are you dealing with a barely mainframe experience, but functionally the online experience is frighteningly bad. You want electronic transactions? 90 days (and nobody is going to lift a finger to help). I could go on....
Things you take for granted.... Don't.
I gave this bank a 1* review, just because I couldn’t give it a zero. Telephone customer service was bad. I had to drive to my local branch to resolve issue. Unfortunately my experience with the branch manager was less than desirable. Seriously considering reporting matter to a regulator then taking my business somewhere else.
Overall | |
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FDIC Certificate # | 9888 |
Year Established | 1906 |
Employees | 159 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.04% |
Return on Equity - YTD | 11.45% |
Annual Interest Income | $22.0MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $967.3MM$973.0MM |
Loans | Q2 2023vs Q2 2022 | $675.3MM$641.0MM |
Deposits | Q2 2023vs Q2 2022 | $797.3MM$856.1MM |
Equity Capital | Q2 2023vs Q2 2022 | $88.6MM$84.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $10.7MM$11.8MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $4.5MM$5.2MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $224.00K$224.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $2.5k | - | 36 Month IRA | |
0.70% | $2.5k | - | 48 Month IRA | |
0.70% | $2.5k | - | 60 Month IRA | |
0.60% | $2.5k | - | 24 Month IRA | |
0.55% | $2.5k | - | 12 Month IRA |
The Dime Bank Locations | ||
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Greentown Branch | 1566 Route 507 | Greentown, PA 18426 |
Damascus Branch | 1679 Cochecton Tpke | Damascus, PA 18415 |
Dingmans Ferry Branch | 1824 Route 739 | Dingmans Ferry, PA 18328 |
Hawley Branch | 309 Main Avenue | Hawley, PA 18428 |
The Dime Bank | 820 Church St | Honesdale, PA 18431 |
Lake Region Office | 99 Welwood Avenue | Hawley, PA 18428 |
Carbondale Office | 157 Brooklyn Street | Carbondale, PA 18407 |
Steamtown Branch | 300 Lackawanna Avenue | Scranton, PA 18503 |