Elmira Savings Bank
LOCATIONS
13
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.25% APY
24 Month Step CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 12 Month Special CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 1.25% | 2-year CD | 24 Month Step CD |
| 0.50% | Checking | The ONE Account 0.14% - National Average |
Overview / Commentary
Elmira Savings Bank is headquartered in Elmira and is the 69th largest bank in the state of New York. It is also the 1,268th largest bank in the nation. It was established in 1869 and as of June of 2017, it had grown to 128 employees at 13 locations. Elmira Savings Bank's CD rates are 11% higher than the national average, and it has an A health rating.
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Health
A
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16001 |
| Year Established | 1869 |
| Employees | 128 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.42% |
| Annual Interest Income | $10.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $574.4MM$574.9MM |
| Loans | Q2 2017vs Q2 2016 | $452.3MM$468.1MM |
| Deposits | Q2 2017vs Q2 2016 | $462.3MM$472.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $65.2MM$55.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $4.3MM$4.3MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.4MM$5.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $144.00K$223.00K |
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Always verify rates and promotions with the bank or credit union. We are not Elmira Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Elmira Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50%† | $10k | - | The ONE Account |
Elmira Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25%† | $2,500 | - | 24 Month Step CD | |
| 1.00% | $2,500 | - | 12 Month Special CD |
Elmira Savings Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $2,500 | - | 24 Month Step IRA Special | |
| 1.00% | $2,500 | - | 12 Month IRA Special |
