Elmira Savings Bank

Overview / Commentary
333 East Water Street
Elmira, NY 14901

Elmira Savings Bank is headquartered in Elmira and is the 69th largest bank in the state of New York. It is also the 1,239th largest bank in the nation. It was established in 1869 and as of December of 2019, it had grown to 126 employees at 13 locations. Elmira Savings Bank has an A health rating.

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #16001
Year Established1869
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.98%
Annual Interest Income$23.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$607.0MM$590.2MM
LoansQ4 2019vs Q4 2018$515.9MM$479.5MM
DepositsQ4 2019vs Q4 2018$512.6MM$492.8MM
Equity CapitalQ4 2019vs Q4 2018$58.6MM$57.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.6MM$4.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.2MM$4.5MM
Real Estate OwnedQ4 2019vs Q4 2018$431.00K$131.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Elmira Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Elmira Savings Bank Checking Account Rates

2.00%*-$25kSuper E Checking - New Accounts
OTHER TIERS: 0.03% $25k+

Elmira Savings Bank CD Rates

0.90%$10k-2 Year Step CD Special
0.90%$10k-Business 2 Year Step CD Special
0.70%$10k-9 Month CD Special -- $10,000 New Money
0.70%$10k-Business 9 Month CD Special -- $10,000 New Money

Elmira Savings Bank IRA Rates

1.00%$500-18 Month IRA Special
1.00%$500-Business 18 Month IRA Special


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.