Elmira Savings Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.06% - National Average
2.35%	1-year CD	2.65% - Barclays 12 Month Online CD
3.10%	4-year CD	2.85% - Barclays 48 Month Online CD

View all Elmira Savings Bank rates »

Overview / Commentary

www.elmirasavingsbank.com

607-734-3374

333 East Water Street
Elmira, NY 14901

Elmira Savings Bank is headquartered in Elmira and is the 73^rd largest bank in the state of New York. It is also the 1,269^th largest bank in the nation. It was established in 1869 and as of September of 2018, it had grown to 128 employees at 13 locations. Elmira Savings Bank has an A health rating.

Overall
FDIC Certificate #	16001
Year Established	1869
Employees	128
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	7.72%
Annual Interest Income	$15.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$571.0MM$565.2MM
Loans	Q3 2018vs Q3 2017	$465.3MM$445.6MM
Deposits	Q3 2018vs Q3 2017	$473.4MM$456.8MM
Equity Capital	Q3 2018vs Q3 2017	$57.5MM$65.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$4.4MM$4.4MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$4.4MM$3.8MM
Real Estate Owned	Q3 2018vs Q3 2017	$79.00K$66.00K

Rates

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Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Elmira Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$25k	Super E Checking
OTHER TIERS: 0.52% → $25k+

Elmira Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$2.5k	-	43 Month CD Special
2.85%	$2.5k	-	33 Month CD Special
2.60%	$2.5k	-	23 Month CD Special
2.35%	$2.5k	-	13 Month CD Special

Elmira Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$2.5k	-	43 Month IRA Special
2.85%	$2.5k	-	33 Month IRA Special
2.60%	$2.5k	-	23 Month IRA Special
2.35%	$2.5k	-	13 Month IRA Special

Locations

Availability

Elmira Area

Elmira Area bank & credit union details

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