Overview / Commentary
333 East Water Street
Elmira, NY 14901

Elmira Savings Bank is headquartered in Elmira and is the 73rd largest bank in the state of New York. It is also the 1,269th largest bank in the nation. It was established in 1869 and as of September of 2018, it had grown to 128 employees at 13 locations. Elmira Savings Bank has an A health rating.

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Elmira Savings Bank (NY) Debuts 29-Month CD Special, 3.15% APY - 1/16/2019

Elmira Savings Bank (NY) is offering CD Specials: 29-month (3.15% APY) and 19-month (3.00% APY). Minimum deposit is $500 of new money. Also available as IRAs.

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Health Grade Components

FDIC Certificate #16001
Year Established1869
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.72%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$571.0MM$565.2MM
LoansQ3 2018vs Q3 2017$465.3MM$445.6MM
DepositsQ3 2018vs Q3 2017$473.4MM$456.8MM
Equity CapitalQ3 2018vs Q3 2017$57.5MM$65.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.4MM$4.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.4MM$3.8MM
Real Estate OwnedQ3 2018vs Q3 2017$79.00K$66.00K
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Always verify rates and promotions with the bank or credit union. We are not Elmira Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Elmira Savings Bank Checking Account Rates

2.00%*-$25kSuper E Checking
OTHER TIERS: 0.03% $25k+

Elmira Savings Bank CD Rates

3.15%$500-29 Month CD Special - New Money
3.00%$500-19 Month CD Special - New Money
2.15%$500-9 Month CD Special - New Money

Elmira Savings Bank IRA Rates

3.15%$500-29 Month IRA Special - New Money
3.00%$500-19 Month IRA Special - New Money
2.15%$500-9 Month IRA Special - New Money


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