Elmira Savings Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	1-year CD	12 Month Special CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
2.25%	3-year CD	36 Month CD Special 2.35% - Synchrony Bank 36 Month CD
1.50%	2-year CD	24 Month Step CD Special 2.25% - Synchrony Bank 24 Month CD

View all Elmira Savings Bank rates »

Overview / Commentary

www.elmirasavingsbank.com

607-734-3374

333 East Water Street
Elmira, NY 14901

Elmira Savings Bank is headquartered in Elmira and is the 69^th largest bank in the state of New York. It is also the 1,289^th largest bank in the nation. It was established in 1869 and as of December of 2017, it had grown to 127 employees at 13 locations. Elmira Savings Bank's CD rates are 39% higher than the national average, and it has a B+ health rating.

Overall
FDIC Certificate #	16001
Year Established	1869
Employees	127
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	8.11%
Annual Interest Income	$20.5MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$554.7MM$573.6MM
Loans	Q4 2017vs Q4 2016	$456.3MM$455.4MM
Deposits	Q4 2017vs Q4 2016	$457.7MM$470.3MM
Equity Capital	Q4 2017vs Q4 2016	$56.6MM$55.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$4.4MM$4.3MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$2.9MM$5.0MM
Real Estate Owned	Q4 2017vs Q4 2016	$29.00K$199.00K

Rates

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Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Elmira Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Elmira Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^†	$10k	-	The ONE Account

Elmira Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$2,500	-	36 Month CD Special
1.50%^†	$500	-	24 Month Step CD Special
1.25%	$500	-	12 Month Special CD

Elmira Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$2,500	-	36 Month IRA Special
1.50%	$500	-	24 Month Step IRA Special
1.25%	$500	-	12 Month IRA Special

Locations

Availability

Elmira Area

Elmira Area bank & credit union details

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