Elmira Savings Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 1-year CD | 12 Month Special CD 1.05% - Ally Bank High Yield 12-Month CD |
| 1.25% | 2-year CD | 24 Month Step CD |
| 0.50% | Checking | The ONE Account 0.13% - National Average |
Elmira Savings Bank is headquartered in Elmira and is the 70th largest bank in the state of New York. It is also the 1,220th largest bank in the nation. It was established in 1869 and as of June of 2016, it had grown to 128 employees at 13 locations. Elmira Savings Bank's CD rates are 11% higher than the national average, and it has an A health rating.
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Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16001 |
| Year Established | 1869 |
| Employees | 128 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 7.61% |
| Annual Interest Income | $10.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $574.9MM$573.0MM |
| Loans | Q2 2016vs Q2 2015 | $468.1MM$436.2MM |
| Deposits | Q2 2016vs Q2 2015 | $472.5MM$440.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $55.3MM$54.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.3MM$4.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $5.3MM$4.4MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $223.00K$37.00K |
Always verify rates and promotions with the bank or credit union. We are not Elmira Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Elmira Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50%† | $10k | - | The ONE Account |
Elmira Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25%† | $2,500 | - | 24 Month Step CD | |
| 1.00% | $2,500 | - | 12 Month Special CD |
Elmira Savings Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $2,500 | - | 24 Month Step IRA Special | |
| 1.00% | $2,500 | - | 12 Month IRA Special |
Elmira Savings Bank has 13 locations. Click to view all Elmira Savings Bank locations.