Featured Savings Rates
Featured Accounts

Elmira Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%1-year CD12 Month Special CD
2.25%3-year CD36 Month CD Special
1.50%2-year CD24 Month Step CD Special

Overview / Commentary
607-734-3374
333 East Water Street
Elmira, NY 14901

Elmira Savings Bank is headquartered in Elmira and is the 69th largest bank in the state of New York. It is also the 1,289th largest bank in the nation. It was established in 1869 and as of December of 2017, it had grown to 127 employees at 13 locations. Elmira Savings Bank's CD rates are 39% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #16001
Year Established1869
Employees127
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.11%
Annual Interest Income$20.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$554.7MM$573.6MM
LoansQ4 2017vs Q4 2016$456.3MM$455.4MM
DepositsQ4 2017vs Q4 2016$457.7MM$470.3MM
Equity CapitalQ4 2017vs Q4 2016$56.6MM$55.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.4MM$4.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.9MM$5.0MM
Real Estate OwnedQ4 2017vs Q4 2016$29.00K$199.00K
Rates
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Elmira Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10k-The ONE Account

Elmira Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$2,500-36 Month CD Special
1.50%$500-24 Month Step CD Special
1.25%$500-12 Month Special CD

Elmira Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$2,500-36 Month IRA Special
1.50%$500-24 Month Step IRA Special
1.25%$500-12 Month IRA Special
Locations

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