Featured Savings Rates
Featured Accounts
  2. The Ephrata National Bank

The Ephrata National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.30%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsStatement Savings Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all The Ephrata National Bank rates »

Overview / Commentary
epnb.com
717-733-4181
31 East Main Street
Ephrata, PA 17522

The Ephrata National Bank is headquartered in Ephrata and is the 38th largest bank in the state of Pennsylvania. It is also the 744th largest bank in the nation. It was established in 1881 and as of March of 2017, it had grown to 256 employees at 16 locations. The Ephrata National Bank has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7493
Year Established1881
Employees256
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.85%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.01B$924.1MM
LoansQ1 2017vs Q1 2016$568.3MM$538.5MM
DepositsQ1 2017vs Q1 2016$837.1MM$750.0MM
Equity CapitalQ1 2017vs Q1 2016$94.6MM$95.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$7.7MM$7.0MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.4MM$671.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Ephrata National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ephrata National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--EZSave Club
0.05%--Statement Savings Account
0.05%--Custodial Savings Account
0.05%--My Savings 101
0.05%$100-My Savings 102

The Ephrata National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Personal Money Market Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $1mm

The Ephrata National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Interest Checking Account
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $100k

The Ephrata National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-5 Year CD
OTHER TIERS: 1.45% → $500 - $100k
1.10%*$100k*-4 Year CD
OTHER TIERS: 1.00% → $500 - $100k
0.85%*$100k*-3 Year CD
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$100k*-2.5 Year CD
OTHER TIERS: 0.65% → $500 - $100k
0.50%*$100k*-2 Year CD
OTHER TIERS: 0.40% → $500 - $100k
0.40%*$100k*-18 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.30%*$100k*-1 Year CD
OTHER TIERS: 0.25% → $500 - $100k
0.25%*$100k*-9 Month CD
OTHER TIERS: 0.20% → $500 - $100k
0.20%*$100k*-182 Day CD
OTHER TIERS: 0.15% → $500 - $100k
0.15%*$100k*-15-90 Day Short Term CD
OTHER TIERS: 0.10% → $2,500 - $100k
0.15%*$100k*-91 Day CD
OTHER TIERS: 0.10% → $500 - $100k

The Ephrata National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-5 Year IRA
OTHER TIERS: 1.45% → $500 - $100k
1.10%*$100k*-4 Year IRA
OTHER TIERS: 1.00% → $500 - $100k
0.85%*$100k*-3 Year IRA
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$100k*-2.5 Year IRA
OTHER TIERS: 0.65% → $500 - $100k
0.50%*$100k*-2 Year IRA
OTHER TIERS: 0.40% → $500 - $100k
0.40%*$100k*-18 Month IRA
OTHER TIERS: 0.30% → $500 - $100k
0.30%*$100k*-1 Year IRA
OTHER TIERS: 0.25% → $500 - $100k
0.20%*$100k*-182 Day IRA
OTHER TIERS: 0.15% → $500 - $100k
0.10%--18 Month Flex IRA
Locations

The Ephrata National Bank has 15 locations. Click to view all The Ephrata National Bank locations.