The Ephrata National Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.55%	5-year CD	5 Year CD 2.03% - National Average
0.30%	1-year CD	1 Year CD 2.45% - Barclays 12 Month Online CD
0.05%	Savings	Statement Savings Account 1.80% - American Express National Bank High Yield Savings Account

View all The Ephrata National Bank rates »

Overview / Commentary

epnb.com

717-733-4181

31 East Main Street
Ephrata, PA 17522

The Ephrata National Bank is headquartered in Ephrata and is the 42^nd largest bank in the state of Pennsylvania. It is also the 740^th largest bank in the nation. It was established in 1881 and as of June of 2018, it had grown to 268 employees at 17 locations. The Ephrata National Bank has an A health rating.

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
FDIC Certificate #	7493
Year Established	1881
Employees	268
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	10.3%
Annual Interest Income	$17.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.05B$1.01B
Loans	Q2 2018vs Q2 2017	$622.5MM$574.1MM
Deposits	Q2 2018vs Q2 2017	$879.2MM$842.2MM
Equity Capital	Q2 2018vs Q2 2017	$97.0MM$98.5MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$8.2MM$7.8MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.4MM$1.1MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ephrata National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$1	-	EZSave Club
0.05%	-	-	Statement Savings Account
0.05%	-	-	Custodial Savings Account
0.05%	-	-	Super Saver

The Ephrata National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$1m^*	-	Personal Money Market Account
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k \| 0.15% → $50k - $100k \| 0.25% → $100k - $500k \| 0.30% → $500k - $1m

The Ephrata National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$500k^*	-	Interest Checking Account
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $100k \| 0.20% → $100k - $500k

The Ephrata National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.45% → $500 - $100k
1.10%^*	$100k^*	-	4 Year CD
OTHER TIERS: 1.00% → $500 - $100k
0.85%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.75% → $500 - $100k
0.75%^*	$100k^*	-	2.5 Year CD
OTHER TIERS: 0.65% → $500 - $100k
0.50%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.40% → $500 - $100k
0.40%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.30%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.25% → $500 - $100k
0.25%^*	$100k^*	-	9 Month CD
OTHER TIERS: 0.20% → $500 - $100k
0.20%^*	$100k^*	-	182 Day CD
OTHER TIERS: 0.15% → $500 - $100k
0.15%^*	$100k^*	-	15-90 Day Short Term CD
OTHER TIERS: 0.10% → $2.5k - $100k
0.15%^*	$100k^*	-	91 Day CD
OTHER TIERS: 0.10% → $500 - $100k

The Ephrata National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 1.45% → $500 - $100k
1.10%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 1.00% → $500 - $100k
0.85%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 0.75% → $500 - $100k
0.75%^*	$100k^*	-	2.5 Year IRA
OTHER TIERS: 0.65% → $500 - $100k
0.50%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.40% → $500 - $100k
0.40%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.30% → $500 - $100k
0.30%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.25% → $500 - $100k
0.20%^*	$100k^*	-	182 Day IRA
OTHER TIERS: 0.15% → $500 - $100k
0.15%	$10	-	18 Month Flex IRA

Locations

Availability

Harrisburg Area

Harrisburg Area bank & credit union details

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