The Ephrata National Bank is headquartered in Ephrata and is the 30th largest bank in the state of Pennsylvania. It is also the 629th largest bank in the nation. It was established in 1881 and as of December of 2021, it had grown to 270 employees at 17 locations. The Ephrata National Bank has an A health rating.
Overall | |
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FDIC Certificate # | 7493 |
Year Established | 1881 |
Employees | 270 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.98% |
Return on Equity - YTD | 10.5% |
Annual Interest Income | $43.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $1.72B$1.46B |
Loans | Q4 2021vs Q4 2020 | $911.2MM$814.1MM |
Deposits | Q4 2021vs Q4 2020 | $1.51B$1.26B |
Equity Capital | Q4 2021vs Q4 2020 | $152.2MM$141.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $12.9MM$12.3MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $2.9MM$2.1MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1 | - | EZSave Club | |
0.02% | - | - | Statement Savings Account | |
0.02% | - | - | Super Saver |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $1m* | - | Personal Money Market Account | ||
OTHER TIERS: 0.02% → Up to $250k | 0.05% → $250k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | - | - | Interest Checking Account |