The Ephrata National Bank is headquartered in Ephrata and is the 37th largest bank in the state of Pennsylvania. It is also the 713th largest bank in the nation. It was established in 1881 and as of September of 2020, it had grown to 273 employees at 17 locations. The Ephrata National Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 7493 |
Year Established | 1881 |
Employees | 273 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.98% |
Return on Equity - YTD | 10.23% |
Annual Interest Income | $31.3MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $1.32B$1.15B |
Loans | Q3 2020vs Q3 2019 | $836.2MM$730.2MM |
Deposits | Q3 2020vs Q3 2019 | $1.13B$947.2MM |
Equity Capital | Q3 2020vs Q3 2019 | $124.2MM$114.8MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $12.0MM$9.5MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.6MM$2.8MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1 | - | EZSave Club | |
0.02% | - | - | Statement Savings Account | |
0.02% | - | - | Super Saver |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $1m* | - | Personal Money Market Account | ||
OTHER TIERS: 0.02% → Up to $250k | 0.05% → $250k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | - | - | Interest Checking Account |