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Featured Accounts

The Ephrata National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD5 Year CD
0.30%1-year CD1 Year CD
0.05%SavingsStatement Savings Account

Overview / Commentary
717-733-4181
31 East Main Street
Ephrata, PA 17522

The Ephrata National Bank is headquartered in Ephrata and is the 38th largest bank in the state of Pennsylvania. It is also the 744th largest bank in the nation. It was established in 1881 and as of December of 2016, it had grown to 241 employees at 16 locations. The Ephrata National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #7493
Year Established1881
Employees241
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.84%
Annual Interest Income$28.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$983.9MM$905.1MM
LoansQ4 2016vs Q4 2015$566.6MM$514.3MM
DepositsQ4 2016vs Q4 2015$818.8MM$740.6MM
Equity CapitalQ4 2016vs Q4 2015$93.3MM$94.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$7.6MM$7.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.1MM$759.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ephrata National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--EZSave Club
0.05%--Statement Savings Account
0.05%--Custodial Savings Account
0.05%--My Savings 101
0.05%$100-My Savings 102

The Ephrata National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Personal Money Market Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k | 0.15% $50k - $100k | 0.20% $100k - $1mm

The Ephrata National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Interest Checking Account
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k

The Ephrata National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-5 Year CD
OTHER TIERS: 1.45% $500 - $100k
1.10%*$100k*-4 Year CD
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-3 Year CD
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-2.5 Year CD
OTHER TIERS: 0.65% $500 - $100k
0.50%*$100k*-2 Year CD
OTHER TIERS: 0.40% $500 - $100k
0.40%*$100k*-18 Month CD
OTHER TIERS: 0.30% $500 - $100k
0.30%*$100k*-1 Year CD
OTHER TIERS: 0.25% $500 - $100k
0.25%*$100k*-9 Month CD
OTHER TIERS: 0.20% $500 - $100k
0.20%*$100k*-182 Day CD
OTHER TIERS: 0.15% $500 - $100k
0.15%*$100k*-15-90 Day Short Term CD
OTHER TIERS: 0.10% $2,500 - $100k
0.15%*$100k*-91 Day CD
OTHER TIERS: 0.10% $500 - $100k

The Ephrata National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-5 Year IRA
OTHER TIERS: 1.45% $500 - $100k
1.10%*$100k*-4 Year IRA
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-3 Year IRA
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-2.5 Year IRA
OTHER TIERS: 0.65% $500 - $100k
0.50%*$100k*-2 Year IRA
OTHER TIERS: 0.40% $500 - $100k
0.40%*$100k*-18 Month IRA
OTHER TIERS: 0.30% $500 - $100k
0.30%*$100k*-1 Year IRA
OTHER TIERS: 0.25% $500 - $100k
0.20%*$100k*-182 Day IRA
OTHER TIERS: 0.15% $500 - $100k
0.10%--18 Month Flex IRA
Locations

The Ephrata National Bank has 14 locations. Click to view all The Ephrata National Bank locations.