2. The Ephrata National Bank

The Ephrata National Bank

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
1.55%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.30%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.05%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all The Ephrata National Bank rates »

Overview / Commentary
epnb.com
717-733-4181
31 East Main Street
Ephrata, PA 17522

The Ephrata National Bank is headquartered in Ephrata and is the 43rd largest bank in the state of Pennsylvania. It is also the 714th largest bank in the nation. It was established in 1881 and as of December of 2018, it had grown to 261 employees at 17 locations. The Ephrata National Bank has an A health rating.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7493
Year Established1881
Employees261
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.11%
Annual Interest Income$36.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.10B$1.03B
LoansQ4 2018vs Q4 2017$686.8MM$592.2MM
DepositsQ4 2018vs Q4 2017$920.6MM$867.6MM
Equity CapitalQ4 2018vs Q4 2017$101.3MM$98.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$8.7MM$8.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.2MM$831.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ephrata National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1-EZSave Club
0.05%--Statement Savings Account
0.05%--Custodial Savings Account
0.05%--Super Saver

The Ephrata National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$1m*-Personal Money Market Account
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | 0.35% → $100k - $500k | 0.40% → $500k - $1m

The Ephrata National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Interest Checking Account
OTHER TIERS: 0.10% → Up to $50k | 0.15% → $50k - $100k | 0.25% → $100k - $500k

The Ephrata National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%*$100k*-59 Month CD Special
OTHER TIERS: 2.75% → $500 - $100k
2.11%*$100k*-15 Month CD Special
OTHER TIERS: 2.00% → $500 - $100k
1.55%*$100k*-60 Month CD
OTHER TIERS: 1.45% → $500 - $100k
1.10%*$100k*-48 - 59 Month CD
OTHER TIERS: 1.00% → $500 - $100k
0.85%*$100k*-36 - 47 Month CD
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$100k*-30 - 35 Month CD
OTHER TIERS: 0.65% → $500 - $100k
0.50%*$100k*-24 - 29 Month CD
OTHER TIERS: 0.40% → $500 - $100k
0.40%*$100k*-18 - 23 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.30%*$100k*-12 - 17 Month CD
OTHER TIERS: 0.25% → $500 - $100k
0.25%*$100k*-7 - 11 Month CD
OTHER TIERS: 0.20% → $500 - $100k
0.20%*$100k*-4 - 6 Month CD
OTHER TIERS: 0.15% → $500 - $100k
0.15%*$100k*-15-90 Day Short Term CD
OTHER TIERS: 0.10% → $2.5k - $100k
0.15%*$100k*-3 Month CD
OTHER TIERS: 0.10% → $500 - $100k

The Ephrata National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%*$100k*-59 Month IRA Special
OTHER TIERS: 2.75% → $500 - $100k
2.11%*$100k*-15 Month IRA Special
OTHER TIERS: 2.00% → $500 - $100k
1.55%*$100k*-60 Month IRA
OTHER TIERS: 1.45% → $500 - $100k
1.10%*$100k*-48 - 59 Months IRA
OTHER TIERS: 1.00% → $500 - $100k
0.85%*$100k*-36 - 47 Month IRA
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$100k*-30 Month IRA
OTHER TIERS: 0.65% → $500 - $100k
0.50%*$100k*-24 - 29 Month IRA
OTHER TIERS: 0.40% → $500 - $100k
0.40%*$100k*-18 - 23 Month IRA
OTHER TIERS: 0.30% → $500 - $100k
0.30%*$100k*-12 - 17 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
0.20%*$100k*-6 - 11 Month IRA
OTHER TIERS: 0.15% → $500 - $100k
0.15%$10-18 Month Flex IRA
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