Overview / Commentary
717-733-4181
31 East Main Street
Ephrata, PA 17522

The Ephrata National Bank is headquartered in Ephrata and is the 42nd largest bank in the state of Pennsylvania. It is also the 731st largest bank in the nation. It was established in 1881 and as of September of 2018, it had grown to 267 employees at 17 locations. The Ephrata National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #7493
Year Established1881
Employees267
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10.43%
Annual Interest Income$26.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.06B$1.01B
LoansQ3 2018vs Q3 2017$662.1MM$579.9MM
DepositsQ3 2018vs Q3 2017$892.2MM$839.9MM
Equity CapitalQ3 2018vs Q3 2017$97.3MM$99.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$8.4MM$8.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.1MM$941.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Ephrata National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ephrata National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1-EZSave Club
0.05%--Statement Savings Account
0.05%--Custodial Savings Account
0.05%--Super Saver

The Ephrata National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$1m*-Personal Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k | 0.35% $100k - $500k | 0.40% $500k - $1m

The Ephrata National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Interest Checking Account
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $100k | 0.25% $100k - $500k

The Ephrata National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-59 Month CD Special
OTHER TIERS: 2.35% $500 - $100k
1.75%*$100k*-15 Month CD Special
OTHER TIERS: 1.65% $500 - $100k
1.55%*$100k*-60 Month CD
OTHER TIERS: 1.45% $500 - $100k
1.10%*$100k*-48 - 59 Month CD
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-36 - 47 Month CD
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-30 - 35 Month CD
OTHER TIERS: 0.65% $500 - $100k
0.50%*$100k*-24 - 29 Month CD
OTHER TIERS: 0.40% $500 - $100k
0.40%*$100k*-18 - 23 Month CD
OTHER TIERS: 0.30% $500 - $100k
0.30%*$100k*-12 - 17 Month CD
OTHER TIERS: 0.25% $500 - $100k
0.25%*$100k*-7 - 9 Month CD
OTHER TIERS: 0.20% $2.5k - $100k
0.20%*$100k*-4 - 6 Month CD
OTHER TIERS: 0.15% $2.5k - $100k
0.15%*$100k*-15-90 Day Short Term CD
OTHER TIERS: 0.10% $2.5k - $100k
0.15%*$100k*-3 Month CD
OTHER TIERS: 0.10% $2.5k - $100k

The Ephrata National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-59 Month IRA Special
OTHER TIERS: 2.35% $500 - $100k
1.75%*$100k*-15 Month IRA Special
OTHER TIERS: 1.65% $500 - $100k
1.55%*$100k*-60 Month IRA
OTHER TIERS: 1.45% $500 - $100k
1.10%*$100k*-48 - 59 Months IRA
OTHER TIERS: 1.00% $500 - $100k
0.85%*$100k*-36 - 47 Month IRA
OTHER TIERS: 0.75% $500 - $100k
0.75%*$100k*-30 Month IRA
OTHER TIERS: 0.65% $500 - $100k
0.50%*$100k*-24 - 29 Month IRA
OTHER TIERS: 0.40% $500 - $100k
0.40%*$100k*-18 - 23 Month IRA
OTHER TIERS: 0.30% $500 - $100k
0.30%*$100k*-12 - 17 Month IRA
OTHER TIERS: 0.25% $500 - $100k
0.20%*$100k*-6 - 11 Month IRA
OTHER TIERS: 0.15% $2.5k - $100k
0.15%$10-18 Month Flex IRA
Locations

Availability



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