Farmers & Merchants Bank (OH)


Overview / Commentary
937-866-2455
41 South First Street
Miamisburg, OH 45342

Farmers & Merchants Bank (OH) is headquartered in Miamisburg and is the 79th largest bank in the state of Ohio. It is also the 2,723rd largest bank in the nation. It was established in 1923 and as of March of 2021, it had grown to 30 employees at 4 locations. Farmers & Merchants Bank (OH) has a B+ health rating.

Reviews (1)

Farmers & Merchants Is A Pleasure To Do Business With

Posted by: |

Farmers Merchants is a pleasure to do business with as they make it a point to know their customers, and they still make all decisions locally.



Health
B+

Health Grade Components

Overall
FDIC Certificate #9462
Year Established1923
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.89%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$255.4MM$185.5MM
LoansQ1 2021vs Q1 2020$172.7MM$139.2MM
DepositsQ1 2021vs Q1 2020$215.0MM$154.8MM
Equity CapitalQ1 2021vs Q1 2020$21.9MM$19.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$2.4MM$1.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.7MM$77.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers & Merchants Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kKasasa Saver
OTHER TIERS: 0.15% $10k+
0.25%--Health Savings Accounts
0.20%*$50k*-Minor Saving Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Statement Saving Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k

Farmers & Merchants Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%-$10kKasasa Cash Checking
0.10%*$10k*-Freedom Checking Account
OTHER TIERS: 0.05% Up to $10k

Farmers & Merchants Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-5 Year CD
0.40%$1k-4 Year CD
0.30%$1k-2 Year CD
0.30%$1k-3 Year CD
0.25%$1k-1 Year CD
0.25%$1k-18 Month CD
0.25%$100k-1 Year Jumbo CD
0.20%$1k-6 Month CD
0.15%$1k-3 Month CD
0.10%$1k-1 Month CD

Farmers & Merchants Bank (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-30 Month Regular IRA
0.30%$500-24 Month Roth IRA
0.25%$500-12 Month Variable Roth IRA
0.25%$500-12 Month Variable Rate Self Directed IRA
Locations


Farmers & Merchants Bank (OH) Locations
Germantown Branch2367 Beechwood DriveGermantown, OH 45327
West Carrollton Branch3235 W. Alexandersville-Bellbrook RdWest Carrollton, OH 45449
Farmers & Merchants Bank41 South First StreetMiamisburg, OH 45342
New Lebanon Branch510 W. Main StreetNew Lebanon, OH 45345

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