Farmers & Merchants Bank (OH)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash 1.83% - National Average
0.50%	Reward Savings	Kasasa Saver 0.80% - National Average
1.25%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD

View all Farmers & Merchants Bank (OH) rates »

Overview / Commentary

www.bankwithfm.com

937-866-2455

41 South First Street
Miamisburg, OH 45342

Farmers & Merchants Bank (OH) is headquartered in Miamisburg and is the 113^th largest bank in the state of Ohio. It is also the 3,787^th largest bank in the nation. It was established in 1923 and as of March of 2017, it had grown to 29 employees at 4 locations. Farmers & Merchants Bank (OH) has an A health rating.

Reviews (1)

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Farmers & Merchants Is A Pleasure To Do Business With

Posted by: Anonymous | Sep 21, 2011

Farmers Merchants is a pleasure to do business with as they make it a point to know their customers, and they still make all decisions locally.

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1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9462
Year Established	1923
Employees	29
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.06%
Return on Equity - YTD	10.81%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$133.9MM$125.2MM
Loans	Q1 2017vs Q1 2016	$92.1MM$87.0MM
Deposits	Q1 2017vs Q1 2016	$115.1MM$112.3MM
Equity Capital	Q1 2017vs Q1 2016	$13.4MM$12.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.5MM$1.5MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$70.00K$392.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers & Merchants Bank (OH) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.15% → $10k+

Farmers & Merchants Bank (OH) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.15% → $10k+
0.10%^*	$10k^*	-	Freedom Checking Account
OTHER TIERS: 0.05% → Up to $10k

Farmers & Merchants Bank (OH) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	5 Year CD
1.00%	$1k	-	18 Month CD
0.75%	$1k	-	4 Year CD
0.65%	$1k	-	1 Year CD
0.65%	$1k	-	3 Year CD
0.65%	$100k	-	1 Year Jumbo CD
0.45%	$1k	-	2 Year CD
0.15%	$1k	-	6 Month CD
0.10%	$1k	-	1 Month CD
0.10%	$1k	-	3 Month CD

Farmers & Merchants Bank (OH) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$500	-	30 Month Regular IRA
0.50%	$500	-	24 Month Roth IRA
0.50%	$500	-	12 Month Variable Roth IRA
0.50%	$500	-	12 Month Variable Rate Self Directed IRA

Locations

Farmers & Merchants Bank (OH) Locations
Germantown Branch	2367 Beechwood Drive	Germantown, OH 45327
West Carrollton Branch	3235 W. Alexandersville-Bellbrook Rd	West Carrollton, OH 45449
Farmers & Merchants Bank	41 South First Street	Miamisburg, OH 45342
New Lebanon Branch	510 W. Main Street	New Lebanon, OH 45345