Farmers & Merchants Bank (OH)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash 1.75% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.76% - National Average |
| 1.00% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
Farmers & Merchants Bank (OH) is headquartered in Miamisburg and is the 118th largest bank in the state of Ohio. It is also the 3,930th largest bank in the nation. It was established in 1923 and as of June of 2016, it had grown to 27 employees at 3 locations. Farmers & Merchants Bank (OH) has an A+ health rating.
Farmers & Merchants Is A Pleasure To Do Business With
Farmers Merchants is a pleasure to do business with as they make it a point to know their customers, and they still make all decisions locally.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9462 |
| Year Established | 1923 |
| Employees | 27 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.04% |
| Return on Equity - YTD | 10.29% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $126.7MM$118.5MM |
| Loans | Q2 2016vs Q2 2015 | $90.2MM$79.4MM |
| Deposits | Q2 2016vs Q2 2015 | $111.2MM$103.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $13.0MM$11.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.5MM$1.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $0$110.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Farmers & Merchants Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Farmers & Merchants Bank (OH) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
Farmers & Merchants Bank (OH) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.10%* | $10k* | - | Freedom Checking Account | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
Farmers & Merchants Bank (OH) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year CD | |
| 0.75% | $1k | - | 4 Year CD | |
| 0.65% | $1k | - | 3 Year CD | |
| 0.45% | $1k | - | 2 Year CD | |
| 0.30% | $1k | - | 18 Month CD | |
| 0.30% | $100k | - | 1 Year Jumbo CD | |
| 0.25% | $1k | - | 1 Year CD | |
| 0.15% | $1k | - | 6 Month CD | |
| 0.10% | $1k | - | 1 Month CD | |
| 0.10% | $1k | - | 3 Month CD |
Farmers & Merchants Bank (OH) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | $500 | - | 30 Month Regular IRA | |
| 0.45% | $500 | - | 24 Month Roth IRA | |
| 0.25% | $500 | - | 12 Month Variable Roth IRA | |
| 0.25% | $500 | - | 12 Month Variable Rate Self Directed IRA |
| Farmers & Merchants Bank (OH) Locations | ||
|---|---|---|
| Germantown Branch | 2367 Beechwood Drive | Germantown, OH 45327 |
| West Carrollton Branch | 3235 W. Alexandersville-Bellbrook Rd | West Carrollton, OH 45449 |
| Farmers & Merchants Bank | 41 South First Street | Miamisburg, OH 45342 |
| New Lebanon Branch | 510 W. Main Street | New Lebanon, OH 45345 |