The Farmers and Merchants Bank

Overview / Commentary
302 South Old Us Highway 41
Boswell, IN 47921

The Farmers and Merchants Bank is headquartered in BOSWELL and is the 73rd largest bank in the state of Indiana. It is also the 3,032nd largest bank in the nation. It was established in 1903 and as of December of 2023, it had grown to 27 employees at 5 locations. The Farmers and Merchants Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #1843
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD7.51%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$202.3MM$198.3MM
LoansQ4 2023vs Q4 2022$112.4MM$110.8MM
DepositsQ4 2023vs Q4 2022$184.1MM$169.7MM
Equity CapitalQ4 2023vs Q4 2022$13.8MM$12.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.5MM$1.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1,000$0
Real Estate OwnedQ4 2023vs Q4 2022$564K$0

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The Farmers and Merchants Bank Locations
West Lafayette In Branch275 Sagamore Parkway WWest Lafayette, IN 47906
Otterbein BranchU.S. 52 and Maddox RoadOtterbein, IN 47970
The Farmers and Merchants Bank302 S Old Us Highway 41Boswell, IN 47921
Lafayette Branch2 N 4th StreetLafayette, IN 47901
Williamsport Branch868 State Road 28 EWilliamsport, IN 47993

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