The Farmers Bank and Savings Company

Overview / Commentary
211 West Second Street
Pomeroy, OH 45769

The Farmers Bank and Savings Company is headquartered in Pomeroy and is the 59th largest bank in the state of Ohio. It is also the 2,074th largest bank in the nation. It was established in 1904 and as of March of 2022, it had grown to 83 employees at 7 locations. The Farmers Bank and Savings Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #769
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.17%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$396.3MM$389.1MM
LoansQ1 2022vs Q1 2021$244.1MM$250.5MM
DepositsQ1 2022vs Q1 2021$362.1MM$351.9MM
Equity CapitalQ1 2022vs Q1 2021$33.3MM$36.6MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.7MM$3.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$2.5MM$1.7MM
Real Estate OwnedQ1 2022vs Q1 2021$425.00K$263.00K

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The Farmers Bank and Savings Company Locations
Gallipolis Branch164 Upper River RdGallipolis, OH 45631
Point Pleasant Branch1716 Jefferson BoulevardPoint Pleasant, WV 25550
The Farmers Bank and Savings Company640 E Main StPomeroy, OH 45769
Mason Branch424 Second StreetMason, WV 25260
Tuppers Plains Branch42068 State Route 7Tuppers Plains, OH 45783
Teays Valley Branch3572 Teays Valley RoadHurricane, WV 25526

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