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Overview / Commentary
7484 Market Street
Willards, MD 21874

The Farmers Bank of Willards is headquartered in Willards and is the 31st largest bank in the state of Maryland. It is also the 2,101st largest bank in the nation. It was established in 1925 and as of March of 2016, it had grown to 74 employees at 8 locations. The Farmers Bank of Willards has a B+ health rating.

Reviews (1)

Overall Performance

Posted by: Anonymous | Dec 16, 2010

I have met with the President of the bank and some of the directors on various occasions. They have been forthright and knowledgeable. They are focused on taking actions that will continue to strengthen the bank and work with it's customers in these challenging economic times.


Health Grade Components

FDIC Certificate #5885
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.37%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$316.5MM$303.7MM
LoansQ1 2016vs Q1 2015$272.2MM$261.9MM
DepositsQ1 2016vs Q1 2015$249.4MM$238.7MM
Equity CapitalQ1 2016vs Q1 2015$35.7MM$34.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$5.0MM$6.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$5.7MM$8.9MM
Real Estate OwnedQ1 2016vs Q1 2015$5.0MM$6.8MM

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The Farmers Bank of Willards Locations
Millsboro Branch28656 West Dupont HighwayMillsboro, DE 19966
Milford Street Branch102 Milford StreetSalisbury, MD 21804
Pemberton Branch1150 Parsons RoadSalisbury, MD 21801
West Ocean City Branch12641 Ocean GatewayOcean City, MD 21842
North Ocean City Branch12831 Coastal HighwayOcean City, MD 21842
Talbot St. Branch200 S. Philadelphia Ave.Ocean City, MD 21842
Willards Branch7233 Main StreetWillards, MD 21874
The Farmers Bank Of Willards7484 Market StreetWillards, MD 21874
Salisbury BranchTilghman RoadSalisbury, MD 21801