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Overview / Commentary
7484 Market Street
Willards, MD 21874

The Farmers Bank of Willards is headquartered in Willards and is the 30th largest bank in the state of Maryland. It is also the 1,965th largest bank in the nation. It was established in 1925 and as of December of 2017, it had grown to 82 employees at 9 locations. The Farmers Bank of Willards has an A health rating.

Reviews (1)

Overall Performance

Posted by: Anonymous | Dec 16, 2010

I have met with the President of the bank and some of the directors on various occasions. They have been forthright and knowledgeable. They are focused on taking actions that will continue to strengthen the bank and work with it's customers in these challenging economic times.


Health Grade Components

FDIC Certificate #5885
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.23%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$348.8MM$336.0MM
LoansQ4 2017vs Q4 2016$309.1MM$293.3MM
DepositsQ4 2017vs Q4 2016$281.3MM$266.9MM
Equity CapitalQ4 2017vs Q4 2016$38.3MM$36.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.1MM$4.8MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.2MM$4.7MM
Real Estate OwnedQ4 2017vs Q4 2016$3.0MM$3.4MM

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The Farmers Bank of Willards Locations
Millsboro Branch28656 W. Dupont Hwy.Millsboro, DE 19966
Milford Street Branch102 Milford StreetSalisbury, MD 21804
Pemberton Branch1150 Parsons RoadSalisbury, MD 21801
West Ocean City Branch12641 Ocean GatewayOcean City, MD 21842
North Ocean City Branch12831 Coastal HighwayOcean City, MD 21842
Talbot St. Branch200 S. Philadelphia Ave.Ocean City, MD 21842
Willards Branch7233 Main StreetWillards, MD 21874
The Farmers Bank Of Willards7484 Market StreetWillards, MD 21874
Salisbury BranchTilghman RoadSalisbury, MD 21801