The Farmers Bank of Willards is headquartered in Willards and is the 31^st largest bank in the state of Maryland. It is also the 2,053^rd largest bank in the nation. It was established in 1925 and as of June of 2016, it had grown to 74 employees at 8 locations. The Farmers Bank of Willards has a B+ health rating.

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Overall Performance

Posted by: Anonymous | Dec 16, 2010

I have met with the President of the bank and some of the directors on various occasions. They have been forthright and knowledgeable. They are focused on taking actions that will continue to strengthen the bank and work with it's customers in these challenging economic times.

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	5885
Year Established	1925
Employees	74
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	6.79%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$325.8MM$307.3MM
Loans	Q2 2016vs Q2 2015	$281.0MM$265.7MM
Deposits	Q2 2016vs Q2 2015	$259.8MM$237.0MM
Equity Capital	Q2 2016vs Q2 2015	$36.4MM$34.5MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$4.8MM$6.1MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$5.1MM$7.6MM
Real Estate Owned	Q2 2016vs Q2 2015	$4.7MM$6.0MM

Rates

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Locations

The Farmers Bank of Willards Locations
Milford Street Branch	102 Milford Street	Salisbury, MD 21804
Pemberton Branch	1150 Parsons Road	Salisbury, MD 21801
West Ocean City Branch	12641 Ocean Gateway	Ocean City, MD 21842
North Ocean City Branch	12831 Coastal Highway	Ocean City, MD 21842
Talbot St. Branch	200 S. Philadelphia Ave.	Ocean City, MD 21842
Willards Branch	7233 Main Street	Willards, MD 21874
The Farmers Bank Of Willards	7484 Market Street	Willards, MD 21874
Salisbury Branch	Tilghman Road	Salisbury, MD 21801