The Farmers Bank of Willards is headquartered in Willards and is the 33rd largest bank in the state of Maryland. It is also the 2,113th largest bank in the nation. It was established in 1925 and as of December of 2015, it had grown to 76 employees at 8 locations. The Farmers Bank of Willards has a B+ health rating.
I have met with the President of the bank and some of the directors on various occasions. They have been forthright and knowledgeable. They are focused on taking actions that will continue to strengthen the bank and work with it's customers in these challenging economic times.
|FDIC Certificate #||5885|
|Return on Assets - YTD||0.71%|
|Return on Equity - YTD||6.35%|
|Annual Interest Income||$15.3MM|
|Assets and Liabilities|
|Assets||Q4 2015vs Q4 2014||$315.1MM$304.1MM|
|Loans||Q4 2015vs Q4 2014||$269.4MM$262.3MM|
|Deposits||Q4 2015vs Q4 2014||$245.4MM$237.6MM|
|Equity Capital||Q4 2015vs Q4 2014||$35.8MM$34.0MM|
|Loan Loss Allowance||Q4 2015vs Q4 2014||$5.0MM$5.7MM|
|Unbacked Noncurrent Loans||Q4 2015vs Q4 2014||$7.2MM$9.7MM|
|Real Estate Owned||Q4 2015vs Q4 2014||$5.2MM$7.1MM|
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|The Farmers Bank of Willards Locations|
|Milford Street Branch||102 Milford Street||Salisbury, MD 21804|
|Pemberton Branch||1150 Parsons Road||Salisbury, MD 21801|
|West Ocean City Branch||12641 Ocean Gateway||Ocean City, MD 21842|
|North Ocean City Branch||12831 Coastal Highway||Ocean City, MD 21842|
|Talbot St. Branch||200 S. Philadelphia Ave.||Ocean City, MD 21842|
|Willards Branch||7233 Main Street||Willards, MD 21874|
|The Farmers Bank Of Willards||7484 Market Street||Willards, MD 21874|
|Salisbury Branch||Tilghman Road||Salisbury, MD 21801|