The Farmers Bank of Willards

The Farmers Bank of Willards

Overview / Commentary
7484 Market Street
Willards, MD 21874

The Farmers Bank of Willards is headquartered in WILLARDS and is the 18th largest bank in the state of Maryland. It is also the 1,647th largest bank in the nation. It was established in 1925 and as of December of 2023, it had grown to 75 employees at 8 locations. The Farmers Bank of Willards' CD rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

Overall Performance

Posted by: |

I have met with the President of the bank and some of the directors on various occasions. They have been forthright and knowledgeable. They are focused on taking actions that will continue to strengthen the bank and work with it's customers in these challenging economic times.


Health Grade Components

FDIC Certificate #5885
Year Established1925
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.17%
Annual Interest Income$25.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$557.4MM$521.2MM
LoansQ4 2023vs Q4 2022$375.5MM$333.5MM
DepositsQ4 2023vs Q4 2022$436.5MM$448.9MM
Equity CapitalQ4 2023vs Q4 2022$51.7MM$46.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.7MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$274K$1.2MM
Real Estate OwnedQ4 2023vs Q4 2022$2.1MM$2.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Farmers Bank of Willards CD Rates

4.29%*$25k*-6 Month CD
OTHER TIERS: 4.03% $1k - $25k
4.08%*$25k*-12 Month CD
OTHER TIERS: 3.82% $1k - $25k
4.08%*$25k*-12 Month Youth CD
OTHER TIERS: 3.82% $500 - $25k
3.90%*$25k*-18 Month CD
OTHER TIERS: 3.64% $1k - $25k
3.75%*$25k*-24 Month CD
OTHER TIERS: 3.49% $1k - $25k
3.57%*$25k*-36 Month CD
OTHER TIERS: 3.31% $1k - $25k
3.49%*$25k*-48 Month CD
OTHER TIERS: 3.24% $1k - $25k
3.42%*$25k*-60 Month CD
OTHER TIERS: 3.17% $1k - $25k

The Farmers Bank of Willards Locations
Milford Street Branch102 Milford StreetSalisbury, MD 21804
Pemberton Branch1150 Parsons RoadSalisbury, MD 21801
West Ocean City Branch12641 Ocean GatewayOcean City, MD 21842
North Ocean City Branch12831 Coastal HighwayOcean City, MD 21842
Willards Branch7233 Main StreetWillards, MD 21874
The Farmers Bank Of Willards7484 Market StWillards, MD 21874
Salisbury BranchTilghman RoadSalisbury, MD 21801
Millsboro Branch28656 W. Dupont Hwy.Millsboro, DE 19966

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