Overview / Commentary
The Farmers State Bank is headquartered in HOLTON and is the 164th largest bank in the state of Kansas. It is also the 4,199th largest bank in the nation. It was established in 1900 and as of March of 2023, it had grown to 14 employees at 1 location. The Farmers State Bank has a B+ health rating.
Health
B+
Data as of Q1 2023
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Farmers State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15258 |
| Year Established | 1900 |
| Employees | 14 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.9% |
| Annual Interest Income | $763.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $70.7MM$72.5MM |
| Loans | Q1 2023vs Q1 2022 | $43.2MM$40.4MM |
| Deposits | Q1 2023vs Q1 2022 | $61.5MM$62.8MM |
| Equity Capital | Q1 2023vs Q1 2022 | $7.0MM$7.7MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $538.00K$525.00K |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $16.00K$48.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$42.00K |