Overview / Commentary
The Farmers State Bank is headquartered in Holton and is the 163rd largest bank in the state of Kansas. It is also the 4,281st largest bank in the nation. It was established in 1900 and as of June of 2022, it had grown to 13 employees at 1 location. The Farmers State Bank has an A health rating.
Health
A
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Farmers State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15258 |
| Year Established | 1900 |
| Employees | 13 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.77% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $72.8MM$70.3MM |
| Loans | Q2 2022vs Q2 2021 | $40.6MM$37.1MM |
| Deposits | Q2 2022vs Q2 2021 | $63.8MM$60.3MM |
| Equity Capital | Q2 2022vs Q2 2021 | $7.0MM$8.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $529.00K$553.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $48.00K$132.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $42.00K$0 |