The First National Bank in Trinidad

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12 Month Jumbo CD 2.20% - Barclays 12 Month Online CD
0.25%	Savings	Savings Account 1.65% - Synchrony Bank High Yield Savings
0.85%	2-year CD	24 Month Jumbo CD 2.35% - Capital One 24 Month 360 CD

View all The First National Bank in Trinidad rates »

Overview / Commentary

www.fnbtrinidad.com

719-846-9881

100 East Main Street
Trinidad, CO 81082

The First National Bank in Trinidad is headquartered in Trinidad and is the 40^th largest bank in the state of Colorado. It is also the 2,819^th largest bank in the nation. It was established in 1875 and as of December of 2017, it had grown to 65 employees at 5 locations. The First National Bank in Trinidad has a B+ health rating.

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Health

B+

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #	14584
Year Established	1875
Employees	65
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.39%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$214.4MM$210.5MM
Loans	Q4 2017vs Q4 2016	$93.5MM$91.9MM
Deposits	Q4 2017vs Q4 2016	$190.7MM$187.6MM
Equity Capital	Q4 2017vs Q4 2016	$23.5MM$22.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.6MM$1.7MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$3.3MM$3.0MM
Real Estate Owned	Q4 2017vs Q4 2016	$663.00K$1.1MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank in Trinidad Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Savings Account
0.25%	-	-	Christmas Club
0.25%	-	-	Vacation Club

The First National Bank in Trinidad Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$50k^*	-	Personal Money Market Deposit Account
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.30% → $25k - $50k

The First National Bank in Trinidad Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	NOW Account
0.10%	$500	-	Super NOW Account

The First National Bank in Trinidad CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$1k	-	24 Month CD
0.85%	$100k	-	24 Month Jumbo CD
0.80%	$1k	-	18 Month CD
0.80%	$100k	-	18 Month Jumbo CD
0.55%	$1k	-	12 Month CD
0.55%	$100k	-	12 Month Jumbo CD
0.40%	$100	$100k	182 Day CD
0.40%	$100k	-	182 Day Jumbo CD
0.20%	$5k	-	31 Day CD
0.20%	$100k	-	31 Day Jumbo CD
0.20%	$100	$100k	91 Day CD
0.20%	$100k	-	91 Day Jumbo CD

The First National Bank in Trinidad IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$100	-	18 Month Fixed IRA
0.80%	$100k	-	18 Month Fixed Jumbo IRA
0.40%	$100	$100k	182 Day Variable IRA
0.40%	$100k	-	182 Day Variable Jumbo IRA

Locations

The First National Bank in Trinidad Locations
The First National Bank In Trinidad	100 East Main Street	Trinidad, CO 81082
Huerfano County Branch	135 West Sixth Street	Walsenburg, CO 81089
Wal-Mart Branch	2921 Toupal Drive	Trinidad, CO 81082
Motor Bank Branch	122 East First Street	Trinidad, CO 81082

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