The First National Bank of Absecon

Refreshingly honest, if a bit humble

I've been using First National Bank of Absecon for Checking and Saving account purposes for my entire financially independent life. With only four locations scattered throughout southern New Jersey, they're not the sort of place anyone who isn't a local would have much interest in, but I've been happy with their performance since Day one. While I constantly hear stories from friends of big banks hitting them with all manner of vaguely-defined charges, FNBA has never hit me with a single fee in all the time I've been a member. Any time I've had a question about my account's rules and limitations, I've been able to call them up or stop by in person and quickly clear up the issue with one of their staff. They offer bank cards for quickly grabbing cash from ATMs with no bank-side charges, and a modest-yet-effective website that's easy to navigate and understand. My only gripes would have to do with their rate of return from their Savings accounts (a straightforward market rate that, presently, is not all that impressive), and the fact that they weren't very quick about replacing my bank card when I lost it. Still, comparing those issues to the sudden, crippling fines and fees my friends experience, I'll stick with my own.