Overview / Commentary
The First National Bank of Ava is headquartered in Ava and is the 341st largest bank in the state of Illinois. It is also the 4,622nd largest bank in the nation. It was established in 1917 and as of June of 2019, it had grown to 18 employees at 1 location. The First National Bank of Ava has a B+ health rating.
Health
B+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Ava has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3761 |
| Year Established | 1917 |
| Employees | 18 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.34% |
| Return on Equity - YTD | 9.81% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $63.5MM$62.6MM |
| Loans | Q2 2019vs Q2 2018 | $32.8MM$33.8MM |
| Deposits | Q2 2019vs Q2 2018 | $54.2MM$54.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $8.9MM$8.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $539.00K$477.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $697.00K$1.2MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $92.00K$49.00K |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Ava; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First National Bank of Ava Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.77% | $250 | - | IRA Savings Account | |
| 0.21% | $100 | - | Passbook Savings Account | |
| 0.19% | $2 | - | Christmas Club |
The First National Bank of Ava Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.12% → Up to $25k | 0.20% → $25k - $100k | |||||
The First National Bank of Ava Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.13% | $2.5k | - | Super NOW Account (Changes Only) | |
| 0.10% | - | - | NOW Account | |
| 0.04% | $500 | - | Prestige Checking |
The First National Bank of Ava CD Rates
Locations
| The First National Bank of Ava Locations | ||
|---|---|---|
| The First National Bank Of Ava | 304 West Main Street | Ava, IL 62907 |