The First National Bank of Bastrop is headquartered in BASTROP and is the 97th largest bank in the state of Texas. It is also the 1,025th largest bank in the nation. It was established in 1889 and as of June of 2023, it had grown to 150 employees at 6 locations. The First National Bank of Bastrop's CD rates are 3X the national average, and it has a B+ health rating.
I would recommend if you ever have to do business with this bank that you utilize a tape recorder and get written confirmation for every document (legal) you leave with them. I will never again do business with this bank and would not recommend it. Also be expected to be treated like dirt in the Smithville location (with the exception of the tellers). My difficulty was with attempting to make a deposit as executor of an estate. I was told one thing in person and then when out of the area declined service. It is just not worth it.
Overall | |
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FDIC Certificate # | 3091 |
Year Established | 1889 |
Employees | 150 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.94% |
Return on Equity - YTD | 15.44% |
Annual Interest Income | $19.8MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $966.7MM$956.6MM |
Loans | Q2 2023vs Q2 2022 | $512.7MM$426.7MM |
Deposits | Q2 2023vs Q2 2022 | $856.1MM$894.5MM |
Equity Capital | Q2 2023vs Q2 2022 | $60.5MM$58.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $6.5MM$6.8MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $519.00K$3.3MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Bastrop; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.10% | $50 | - | Savings Account | |
0.10% | $50 | - | Business Savings Account | |
0.10% | - | - | Military Freedom Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $1.5k | - | Money Market Account | |
0.50% | $1.5k | - | Business Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $1.5k | - | NOW Account |
The First National Bank of Bastrop Locations | ||
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Downtown Branch | 712 Spring Street | Bastrop, TX 78602 |
Cedar Creek Branch | 118 West Highway 21 | Bastrop, TX 78602 |
Elgin Branch | 1312 Hwy 290 | Elgin, TX 78621 |
Smithville Branch | 312 Main Street | Smithville, TX 78957 |
The First National Bank Of Bastrop | 489 Highway 71 W | Bastrop, TX 78602 |
Highway 71 Branch | Highway 71 and Hasler Boulevard | Bastrop, TX 78602 |