The First National Bank of Bastrop

Overview / Commentary
489 Highway 71 West
Bastrop, TX 78602

The First National Bank of Bastrop is headquartered in BASTROP and is the 95th largest bank in the state of Texas. It is also the 1,057th largest bank in the nation. It was established in 1889 and as of March of 2024, it had grown to 147 employees at 6 locations. The First National Bank of Bastrop's CD rates are 4X the national average, and it has a B+ health rating.

Reviews (1)

Unfortunate Service

Posted by: |

I would recommend if you ever have to do business with this bank that you utilize a tape recorder and get written confirmation for every document (legal) you leave with them. I will never again do business with this bank and would not recommend it. Also be expected to be treated like dirt in the Smithville location (with the exception of the tellers). My difficulty was with attempting to make a deposit as executor of an estate. I was told one thing in person and then when out of the area declined service. It is just not worth it.


Health Grade Components

FDIC Certificate #3091
Year Established1889
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD10.51%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$966.6MM$970.5MM
LoansQ1 2024vs Q1 2023$533MM$499.6MM
DepositsQ1 2024vs Q1 2023$879.3MM$899.7MM
Equity CapitalQ1 2024vs Q1 2023$67.4MM$63.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$6.7MM$6.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.1MM$1.4MM
Real Estate OwnedQ1 2024vs Q1 2023$239K$0
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Bastrop; we are a rate comparison website and cannot provide official rates or promotions.

The First National Bank of Bastrop Savings Account Rates

0.10%$0-Savings Account
0.10%$0-Business Savings Account
0.10%$0-Military Freedom Savings

The First National Bank of Bastrop Money Market Rates

0.50%$0-Money Market Account
0.50%$0-Business Money Market Account

The First National Bank of Bastrop Checking Account Rates

0.30%$0-NOW Account

The First National Bank of Bastrop CD Rates

5.00%$500-7 month CD Special
3.80%$500-12 Month CD
3.80%$500-Business 12 Month CD
3.55%$500-Business 30 Month CD
3.55%$500-30 Month CD Special
3.03%$500-18 Month CD
3.03%$500-Business 18 Month CD
2.78%$500-24 Month CD
2.78%$500-Business 24 Month CD
2.52%$500-182 Day CD
2.52%$500-Business 182 Day CD
0.15%$500-91 Day CD
0.15%$500-Business 91 Day CD

The First National Bank of Bastrop Locations
Downtown Branch712 Spring StreetBastrop, TX 78602
Cedar Creek Branch118 West Highway 21Bastrop, TX 78602
Elgin Branch1312 Hwy 290Elgin, TX 78621
Smithville Branch312 Main StreetSmithville, TX 78957
The First National Bank Of Bastrop489 Highway 71 WBastrop, TX 78602
Highway 71 BranchHighway 71 and Hasler BoulevardBastrop, TX 78602

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