The First National Bank of Bastrop is headquartered in Bastrop and is the 104th largest bank in the state of Texas. It is also the 1,223rd largest bank in the nation. It was established in 1889 and as of June of 2019, it had grown to 126 employees at 6 locations. The First National Bank of Bastrop's CD rates are 2X the national average, and it boasts an A+ health rating.
Unfortunate Service
I would recommend if you ever have to do business with this bank that you utilize a tape recorder and get written confirmation for every document (legal) you leave with them. I will never again do business with this bank and would not recommend it. Also be expected to be treated like dirt in the Smithville location (with the exception of the tellers). My difficulty was with attempting to make a deposit as executor of an estate. I was told one thing in person and then when out of the area declined service. It is just not worth it.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3091 |
| Year Established | 1889 |
| Employees | 126 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.69% |
| Return on Equity - YTD | 16.42% |
| Annual Interest Income | $13.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $606.4MM$573.5MM |
| Loans | Q2 2019vs Q2 2018 | $350.7MM$326.8MM |
| Deposits | Q2 2019vs Q2 2018 | $537.1MM$494.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $65.0MM$55.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $5.1MM$4.9MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.9MM$2.1MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Bastrop; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First National Bank of Bastrop Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $2k* | - | Health Savings Account | ||
| OTHER TIERS: 0.35% → Up to $2k | |||||
| 0.25% | $50 | - | Savings Account | ||
The First National Bank of Bastrop Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1.5k | - | Money Market Account |
The First National Bank of Bastrop Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1.5k | - | NOW Account |
The First National Bank of Bastrop CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | $250k* | - | 12 Month CD | ||
| OTHER TIERS: 1.46% → $500 - $25k | |||||
| 1.66% | $500 | - | 30 Month CD | ||
| 1.56% | $500 | - | 24 Month CD | ||
| 1.51% | $500 | - | 18 Month CD | ||
| 1.15% | $500 | - | 182 Day CD | ||
| 0.65% | $500 | - | 91 Day CD | ||
The First National Bank of Bastrop IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.66% | $500 | - | 30 Month Fixed IRA | |
| 1.51% | $500 | - | 18 Month Fixed IRA | |
| 1.00% | $25 | - | 18 Month Variable IRA |
| The First National Bank of Bastrop Locations | ||
|---|---|---|
| Downtown Branch | 1021 Main Street | Bastrop, TX 78602 |
| Cedar Creek Branch | 118 West Highway 21 | Bastrop, TX 78602 |
| Elgin Branch | 1312 Hwy 290 | Elgin, TX 78621 |
| Smithville Branch | 312 Main Street | Smithville, TX 78957 |
| The First National Bank Of Bastrop | 489 Highway 71 West | Bastrop, TX 78602 |
| Highway 71 Branch | Highway 71 and Hasler Boulevard | Bastrop, TX 78602 |