First National Bank Bemidji


Overview / Commentary
218-751-2430
1600 Paul Bunyan Dr
Bemidji, MN 56601

First National Bank Bemidji is headquartered in BEMIDJI and is the 19th largest bank in the state of Minnesota. It is also the 1,038th largest bank in the nation. It was established in 1897 and as of September of 2023, it had grown to 110 employees at 4 locations. First National Bank Bemidji's CD rates are 5X the national average, and it has a B health rating.

Reviews (2)

Must Apply In Person

Posted by: |

Glad I called their Customer Service first. The CSR was nice but informed me that I would have to apply in Person. Somewhat difficult since I live in Texas.

I don't see that requirement on their website. Anyway, for locals might be a good bank to place one of your CD ladder deposits!

Friendly

The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.



Health

Health Grade Components

Overall
FDIC Certificate #5093
Year Established1897
Employees110
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD24.02%
Annual Interest Income$31.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$961.6MM$999.9MM
LoansQ3 2023vs Q3 2022$386MM$364.9MM
DepositsQ3 2023vs Q3 2022$802MM$831.1MM
Equity CapitalQ3 2023vs Q3 2022$24.8MM$26MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.8MM$2.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$468K$620K
Real Estate OwnedQ3 2023vs Q3 2022$125K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank Bemidji; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Bemidji Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$50k*-Health Savings Account
OTHER TIERS: 1.66% Up to $5k | 1.71% $5k - $15k | 1.76% $15k - $25k | 1.81% $25k - $50k
0.90%--Young Investor Savings
0.90%$200-Statement Savings
0.80%$50-Thrift Savings

First National Bank Bemidji Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$250k*-First Insured Money Market
OTHER TIERS: 1.46% Up to $1k | 1.51% $1k - $10k | 1.53% $10k - $25k | 1.71% $25k - $250k

First National Bank Bemidji Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$800-First Plus Checking

First National Bank Bemidji CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*$25k*-91 Day CD
OTHER TIERS: 4.85% $500 - $25k
5.00%*$25k*-182 Day CD
OTHER TIERS: 4.80% $500 - $25k
4.74%*$25k*-1 Year CD
OTHER TIERS: 4.55% $500 - $25k
4.74%*$25k*-18 Month CD
OTHER TIERS: 4.55% $500 - $25k
4.50%*$25k*-2 Year CD
OTHER TIERS: 4.29% $500 - $25k
4.50%*$25k*-2 Year One-Up CD
OTHER TIERS: 4.29% $500 - $25k
4.29%*$25k*-30 Month CD
OTHER TIERS: 4.08% $500 - $25k
4.24%*$25k*-3 Year CD
OTHER TIERS: 4.04% $500 - $25k
4.20%*$25k*-4 Year One-Up CD
OTHER TIERS: 4.01% $500 - $25k
4.17%*$25k*-4 Year CD
OTHER TIERS: 3.98% $500 - $25k
4.15%*$25k*-5 Year CD
OTHER TIERS: 3.96% $500 - $25k

First National Bank Bemidji IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.03%$1k-18 Month Fixed IRA
3.61%$100-18 Month Variable IRA
Locations


First National Bank Bemidji Locations
The First National Bank Of Bemidji1600 Paul Bunyan Dr NwBemidji, MN 56601
Express Branch429 Minnesota AvenueBemidji, MN 56619
South Branch607 Washington Avenue SBemidji, MN 56601

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