First National Bank Bemidji

Overview / Commentary

www.fnbbemidji.com

218-751-2430

1600 Paul Bunyan Dr
Bemidji, MN 56601

First National Bank Bemidji is headquartered in Bemidji and is the 17^th largest bank in the state of Minnesota. It is also the 1,117^th largest bank in the nation. It was established in 1897 and as of June of 2019, it had grown to 115 employees at 4 locations. First National Bank Bemidji's CD rates are 2X the national average, and it boasts an A+ health rating.

Reviews (1)

Write a Review

Friendly

Posted by: melodiemaynard91 | Feb 17, 2018

The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.

Comment

Health

A+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	5093
Year Established	1897
Employees	115
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.79%
Return on Equity - YTD	12.76%
Annual Interest Income	$13.8MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$674.7MM$664.6MM
Loans	Q2 2019vs Q2 2018	$415.6MM$417.1MM
Deposits	Q2 2019vs Q2 2018	$505.9MM$490.6MM
Equity Capital	Q2 2019vs Q2 2018	$96.3MM$95.5MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$2.4MM$2.2MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$2.3MM$3.0MM
Real Estate Owned	Q2 2019vs Q2 2018	$68.00K$90.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank Bemidji; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Bemidji Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.60% → Up to $5k \| 1.11% → $5k - $15k \| 1.36% → $15k - $25k \| 1.76% → $25k - $50k
0.35%	-	-	Young Investor Savings
0.35%	$200	-	Statement Savings
0.35%	$50	-	Thrift Savings

First National Bank Bemidji Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$250k^*	-	First Insured Money Market
OTHER TIERS: 0.35% → Up to $1k \| 0.45% → $1k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $250k

First National Bank Bemidji Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$800	-	First Plus Checking

First National Bank Bemidji CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.57%^*	$25k^*	$100k	5 Year CD
OTHER TIERS: 2.17% → $1k - $10k \| 2.47% → $10k - $25k
2.42%^*	$25k^*	$100k	4 Year CD
OTHER TIERS: 2.02% → $1k - $10k \| 2.22% → $10k - $25k
2.32%^*	$25k^*	$100k	4 Year One-Up CD
OTHER TIERS: 2.02% → $1k - $10k \| 2.22% → $10k - $25k
2.22%^*	$25k^*	$100k	30 Month CD
OTHER TIERS: 1.91% → $500 - $10k \| 2.12% → $10k - $25k
2.22%^*	$25k^*	$100k	3 Year CD
OTHER TIERS: 1.91% → $500 - $10k \| 2.12% → $10k - $25k
2.12%^*	$25k^*	$100k	2 Year CD
OTHER TIERS: 1.81% → $500 - $10k \| 2.02% → $10k - $25k
2.02%^*	$25k^*	$100k	18 Month CD
OTHER TIERS: 1.66% → $500 - $10k \| 1.86% → $10k - $25k
1.96%^*	$25k^*	$100k	1 Year CD
OTHER TIERS: 1.61% → $500 - $10k \| 1.81% → $10k - $25k
1.96%^*	$25k^*	$100k	2 Year One-Up CD
OTHER TIERS: 1.61% → $500 - $10k \| 1.81% → $10k - $25k
1.76%^*	$25k^*	$100k	182 Day CD
OTHER TIERS: 1.46% → $1k - $10k \| 1.61% → $10k - $25k

First National Bank Bemidji IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$10k^*	-	18 Month Fixed IRA
OTHER TIERS: 1.71% → $1k - $10k
1.46%	$100	-	18 Month Variable IRA

Locations

First National Bank Bemidji Locations
The First National Bank Of Bemidji	1600 Paul Bunyan Dr	Bemidji, MN 56601
Express Branch	429 Minnesota Avenue	Bemidji, MN 56619
South Branch	607 Washington Avenue S	Bemidji, MN 56601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.