First National Bank Bemidji

Overview / Commentary
1600 Paul Bunyan Dr
Bemidji, MN 56601

First National Bank Bemidji is headquartered in Bemidji and is the 18th largest bank in the state of Minnesota. It is also the 1,136th largest bank in the nation. It was established in 1897 and as of September of 2019, it had grown to 110 employees at 4 locations. First National Bank Bemidji's CD rates are 2X the national average, and it boasts an A+ health rating.

Reviews (1)


The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.


Health Grade Components

FDIC Certificate #5093
Year Established1897
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD13.18%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$670.4MM$658.6MM
LoansQ3 2019vs Q3 2018$413.6MM$414.8MM
DepositsQ3 2019vs Q3 2018$514.4MM$494.9MM
Equity CapitalQ3 2019vs Q3 2018$99.5MM$95.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$2.4MM$2.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.2MM$2.8MM
Real Estate OwnedQ3 2019vs Q3 2018$142.00K$68.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank Bemidji; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Bemidji Savings Account Rates

1.76%*$50k*-Health Savings Account
OTHER TIERS: 0.60% Up to $5k | 1.00% $5k - $15k | 1.26% $15k - $25k | 1.66% $25k - $50k
0.30%--Young Investor Savings
0.30%$200-Statement Savings
0.30%$50-Thrift Savings

First National Bank Bemidji Money Market Rates

0.55%*$250k*-First Insured Money Market
OTHER TIERS: 0.30% Up to $1k | 0.40% $1k - $10k | 0.45% $10k - $25k | 0.50% $25k - $250k

First National Bank Bemidji Checking Account Rates

0.30%$800-First Plus Checking

First National Bank Bemidji CD Rates

2.32%*$25k*$100k5 Year CD
OTHER TIERS: 1.91% $1k - $10k | 2.22% $10k - $25k
2.17%*$25k*$100k4 Year CD
OTHER TIERS: 1.76% $1k - $10k | 1.96% $10k - $25k
2.07%*$25k*$100k3 Year CD
OTHER TIERS: 1.76% $500 - $10k | 1.96% $10k - $25k
2.07%*$25k*$100k4 Year One-Up CD
OTHER TIERS: 1.76% $1k - $10k | 1.96% $10k - $25k
2.02%*$25k*$100k30 Month CD
OTHER TIERS: 1.71% $500 - $10k | 1.91% $10k - $25k
1.96%*$25k*$100k2 Year CD
OTHER TIERS: 1.66% $500 - $10k | 1.86% $10k - $25k
1.91%*$25k*$100k18 Month CD
OTHER TIERS: 1.56% $500 - $10k | 1.76% $10k - $25k
1.86%*$25k*$100k1 Year CD
OTHER TIERS: 1.51% $500 - $10k | 1.71% $10k - $25k
1.86%*$25k*$100k2 Year One-Up CD
OTHER TIERS: 1.51% $500 - $10k | 1.71% $10k - $25k
1.76%*$25k*$100k182 Day CD
OTHER TIERS: 1.46% $1k - $10k | 1.61% $10k - $25k

First National Bank Bemidji IRA Rates

1.97%*$10k*-18 Month Fixed IRA
OTHER TIERS: 1.71% $1k - $10k
1.46%$100-18 Month Variable IRA

First National Bank Bemidji Locations
The First National Bank Of Bemidji1600 Paul Bunyan DrBemidji, MN 56601
Express Branch429 Minnesota AvenueBemidji, MN 56619
South Branch607 Washington Avenue SBemidji, MN 56601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.