First National Bank Bemidji

Overview / Commentary
1600 Paul Bunyan Dr
Bemidji, MN 56601

First National Bank Bemidji is headquartered in Bemidji and is the 18th largest bank in the state of Minnesota. It is also the 1,007th largest bank in the nation. It was established in 1897 and as of March of 2022, it had grown to 106 employees at 4 locations. First National Bank Bemidji has an A health rating.

Reviews (1)


The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.


Health Grade Components

FDIC Certificate #5093
Year Established1897
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD14.29%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$971.5MM$822.5MM
LoansQ1 2022vs Q1 2021$355.1MM$383.7MM
DepositsQ1 2022vs Q1 2021$826.1MM$667.8MM
Equity CapitalQ1 2022vs Q1 2021$76.9MM$112.1MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.8MM$2.5MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$951.00K$5.4MM
Real Estate OwnedQ1 2022vs Q1 2021$0$180.00K

Rates for First National Bank Bemidji are currently being reviewed.


First National Bank Bemidji Locations
The First National Bank Of Bemidji1600 Paul Bunyan DrBemidji, MN 56601
Express Branch429 Minnesota AvenueBemidji, MN 56619
South Branch607 Washington Avenue SBemidji, MN 56601

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