Advertising Disclosure
  1. Home
  2. Banks
  3. First National Bank Bemidji

First National Bank Bemidji


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fnbbemidji.com
218-751-2430
1600 Paul Bunyan Dr Nw
Bemidji, MN 56601

First National Bank Bemidji is headquartered in Bemidji and is the 19th largest bank in the state of Minnesota. It is also the 1,098th largest bank in the nation. It was established in 1897 and as of August 2024, it had grown to 121 employees at 2 locations. First National Bank Bemidji's CD rates are 5X the national average, and it has a B+ health rating.

Reviews (1)

Must Apply In Person

Posted by: |

Glad I called their Customer Service first. The CSR was nice but informed me that I would have to apply in Person. Somewhat difficult since I live in Texas.

I don't see that requirement on their website. Anyway, for locals might be a good bank to place one of your CD ladder deposits!

2


Health
C

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5093
Year Established1897
Employees114
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD13.16%
Annual Interest Income$44.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$945.2MM$939.4MM
LoansQ4 2024vs Q4 2023$411.6MM$372.1MM
DepositsQ4 2024vs Q4 2023$804.2MM$803.1MM
Equity CapitalQ4 2024vs Q4 2023$66MM$53.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.2MM$2.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$11.4MM$425K
Real Estate OwnedQ4 2024vs Q4 2023$1.8MM$125K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/21/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank Bemidji; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Bemidji Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$50k*-Health Savings Account
OTHER TIERS: 1.66% → $0 - $5k | 1.71% → $5k - $15k | 1.76% → $15k - $25k | 1.81% → $25k - $50k
0.80%$0-Young Investor Savings
0.80%$200-Statement Savings
0.70%$50-Thrift Savings

First National Bank Bemidji Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%*$250k*-First Insured Money Market
OTHER TIERS: 1.46% → $0 - $1k | 1.51% → $1k - $10k | 1.53% → $10k - $25k | 1.71% → $25k - $250k

First National Bank Bemidji Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$800-First Plus Checking

First National Bank Bemidji CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.98%*$25k*-182 Day CD
OTHER TIERS: 3.78% → $1k - $25k
3.92%*$25k*-91 Day CD
OTHER TIERS: 3.71% → $1k - $25k
3.92%*$25k*-5 Year CD
OTHER TIERS: 3.72% → $1k - $25k
3.90%*$25k*-4 Year CD
OTHER TIERS: 3.70% → $1k - $25k
3.86%*$25k*-1 Year CD
OTHER TIERS: 3.67% → $500 - $25k
3.86%*$25k*-18 Month CD
OTHER TIERS: 3.67% → $500 - $25k
3.84%*$25k*-4 Year One-Up CD
OTHER TIERS: 3.65% → $1k - $25k
3.77%*$25k*-3 Year CD
OTHER TIERS: 3.58% → $500 - $25k
3.72%*$25k*-2 Year CD
OTHER TIERS: 3.52% → $500 - $25k
3.72%*$25k*-30 Month CD
OTHER TIERS: 3.52% → $500 - $25k
3.67%*$25k*-2 Year One-Up CD
OTHER TIERS: 3.46% → $500 - $25k

First National Bank Bemidji IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.88%*$10k*-18 Month Fixed IRA
OTHER TIERS: 3.68% → $1k - $10k
3.14%$100-18 Month Variable IRA
Locations


First National Bank Bemidji Locations
Main Bank1600 Paul Bunyan Dr NwBemidji, MN 56601
South Bank607 Washington Ave SBemidji, MN 56601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.