First National Bank Bemidji

Overview / Commentary
1600 Paul Bunyan Dr
Bemidji, MN 56601

First National Bank Bemidji is headquartered in Bemidji and is the 15th largest bank in the state of Minnesota. It is also the 971st largest bank in the nation. It was established in 1897 and as of September of 2021, it had grown to 110 employees at 4 locations. First National Bank Bemidji has an A health rating.

Reviews (1)


The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.


Health Grade Components

FDIC Certificate #5093
Year Established1897
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.11%
Return on Equity - YTD16.71%
Annual Interest Income$24.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.02B$816.1MM
LoansQ3 2021vs Q3 2020$377.6MM$381.6MM
DepositsQ3 2021vs Q3 2020$859.5MM$633.2MM
Equity CapitalQ3 2021vs Q3 2020$114.8MM$112.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$2.7MM$2.4MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$4.8MM$5.7MM
Real Estate OwnedQ3 2021vs Q3 2020$254.00K$204.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Bemidji Savings Account Rates

0.35%*$50k*-Health Savings Account
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $15k | 0.25% $15k - $25k | 0.30% $25k - $50k
0.05%--Young Investor Savings
0.05%$200-Statement Savings
0.05%$50-Thrift Savings

First National Bank Bemidji Money Market Rates

0.20%*$250k*-First Insured Money Market
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $10k | 0.12% $10k - $25k | 0.15% $25k - $250k

First National Bank Bemidji Checking Account Rates

0.05%$800-First Plus Checking

First National Bank Bemidji CD Rates

1.05%*$25k*$100k5 Year CD
OTHER TIERS: 0.95% $1k - $25k
0.95%*$25k*$100k4 Year CD
OTHER TIERS: 0.85% $1k - $25k
0.85%*$25k*$100k3 Year CD
OTHER TIERS: 0.75% $500 - $25k
0.85%*$25k*$100k4 Year One-Up CD
OTHER TIERS: 0.75% $1k - $25k
0.83%*$25k*$100k30 Month CD
OTHER TIERS: 0.73% $500 - $25k
0.80%*$25k*$100k2 Year CD
OTHER TIERS: 0.70% $500 - $25k
0.77%*$25k*$100k18 Month CD
OTHER TIERS: 0.67% $500 - $25k
0.75%*$25k*$100k1 Year CD
OTHER TIERS: 0.65% $500 - $25k
0.75%*$25k*$100k2 Year One-Up CD
OTHER TIERS: 0.65% $500 - $25k
0.73%*$25k*$100k182 Day CD
OTHER TIERS: 0.63% $1k - $25k
0.70%*$25k*$100k91 Day CD
OTHER TIERS: 0.60% $1k - $25k

First National Bank Bemidji IRA Rates

0.80%*$10k*-18 Month Fixed IRA
OTHER TIERS: 0.70% $1k - $10k
0.65%$100-18 Month Variable IRA

First National Bank Bemidji Locations
The First National Bank Of Bemidji1600 Paul Bunyan DrBemidji, MN 56601
Express Branch429 Minnesota AvenueBemidji, MN 56619
South Branch607 Washington Avenue SBemidji, MN 56601

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