First National Bank Bemidji is headquartered in Bemidji and is the 19th largest bank in the state of Minnesota. It is also the 970th largest bank in the nation. It was established in 1897 and as of June of 2022, it had grown to 109 employees at 4 locations. First National Bank Bemidji's CD rates are 5X the national average, and it has an A health rating.
The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.
Overall | |
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FDIC Certificate # | 5093 |
Year Established | 1897 |
Employees | 109 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.36% |
Return on Equity - YTD | 17.11% |
Annual Interest Income | $15.3MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $1.01B$963.4MM |
Loans | Q2 2022vs Q2 2021 | $358.9MM$372.6MM |
Deposits | Q2 2022vs Q2 2021 | $841.5MM$796.5MM |
Equity Capital | Q2 2022vs Q2 2021 | $51.0MM$116.9MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.8MM$2.6MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $761.00K$5.3MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$275.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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1.31%* | $250k* | - | First Insured Money Market | ||
OTHER TIERS: 1.00% → Up to $1k | 1.06% → $1k - $10k | 1.08% → $10k - $25k | 1.26% → $25k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $800 | - | First Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.15%* | $10k* | - | 18 Month Fixed IRA | ||
OTHER TIERS: 4.04% → $1k - $10k | |||||
3.30% | $100 | - | 18 Month Variable IRA |
First National Bank Bemidji Locations | ||
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The First National Bank Of Bemidji | 1600 Paul Bunyan Dr Nw | Bemidji, MN 56601 |
Express Branch | 429 Minnesota Avenue | Bemidji, MN 56619 |
South Branch | 607 Washington Avenue S | Bemidji, MN 56601 |