First National Bank Bemidji is headquartered in BEMIDJI and is the 19th largest bank in the state of Minnesota. It is also the 1,011th largest bank in the nation. It was established in 1897 and as of March of 2023, it had grown to 111 employees at 4 locations. First National Bank Bemidji's CD rates are 6X the national average, and it has a B health rating.
Glad I called their Customer Service first. The CSR was nice but informed me that I would have to apply in Person. Somewhat difficult since I live in Texas.
I don't see that requirement on their website. Anyway, for locals might be a good bank to place one of your CD ladder deposits!
The bank tellers are all friendly inside and at the outside window. The only thing that I didn't like was that there was a fee if the saving's account balance dropped below a certain amount. I was charged a fee so I ended my saving's account, not wanting to deal with the hassle of a fee.
Overall | |
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FDIC Certificate # | 5093 |
Year Established | 1897 |
Employees | 111 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.45% |
Return on Equity - YTD | 10.99% |
Annual Interest Income | $9.4MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $974.1MM$971.5MM |
Loans | Q1 2023vs Q1 2022 | $364.4MM$355.1MM |
Deposits | Q1 2023vs Q1 2022 | $770.0MM$826.1MM |
Equity Capital | Q1 2023vs Q1 2022 | $43.9MM$76.9MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $2.7MM$2.8MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $575.00K$951.00K |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First National Bank Bemidji; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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1.31%* | $250k* | - | First Insured Money Market | ||
OTHER TIERS: 1.00% → Up to $1k | 1.06% → $1k - $10k | 1.08% → $10k - $25k | 1.26% → $25k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $800 | - | First Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.93% | $1k | - | 18 Month Fixed IRA | |
3.51% | $100 | - | 18 Month Variable IRA |
First National Bank Bemidji Locations | ||
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The First National Bank Of Bemidji | 1600 Paul Bunyan Dr Nw | Bemidji, MN 56601 |
Express Branch | 429 Minnesota Avenue | Bemidji, MN 56619 |
South Branch | 607 Washington Avenue S | Bemidji, MN 56601 |