The First National Bank of Grayson

Overview / Commentary
200 South Carol Malone Boulevard
Grayson, KY 41143

The First National Bank of Grayson is headquartered in Grayson and is the 57th largest bank in the state of Kentucky. It is also the 2,506th largest bank in the nation. It was established in 1902 and as of June of 2019, it had grown to 100 employees at 8 locations. The First National Bank of Grayson has a B+ health rating.


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Health Grade Components

FDIC Certificate #2695
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD13.36%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$249.8MM$259.9MM
LoansQ2 2019vs Q2 2018$158.3MM$155.8MM
DepositsQ2 2019vs Q2 2018$218.1MM$230.6MM
Equity CapitalQ2 2019vs Q2 2018$29.9MM$27.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.0MM$2.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.6MM$1.8MM
Real Estate OwnedQ2 2019vs Q2 2018$456.00K$203.00K

Rates for The First National Bank of Grayson are currently being reviewed.


The First National Bank of Grayson Locations
Olive Hill Branch168 Railroad StreetOlive Hill, KY 41164
The First National Bank Of Grayson200 South Carol Malone BoulevardGrayson, KY 41143
Grayson Branch380 S. Carol Malone BoulevardGrayson, KY 41143
West Liberty Branch400 Prestonsburg StreetWest Liberty, KY 41472
Willard Branch8752 Kentucky 1Grayson, KY 41143
Rush Branch9844 East US Hwy 60Rush, KY 41168
Sandy Hook Branch337 Kentucky Highway 7 NorthSandy Hook, KY 41171
Morehead Branch200 Viking DriveMorehead, KY 40351

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