The First National Bank of Grayson

Overview / Commentary
200 South Carol Malone Boulevard
Grayson, KY 41143

The First National Bank of Grayson is headquartered in GRAYSON and is the 56th largest bank in the state of Kentucky. It is also the 2,368th largest bank in the nation. It was established in 1902 and as of March of 2024, it had grown to 85 employees at 7 locations. The First National Bank of Grayson's CD rates are 3X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #2695
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD14.29%
Annual Interest Income$4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$322.1MM$331.2MM
LoansQ1 2024vs Q1 2023$200.4MM$192MM
DepositsQ1 2024vs Q1 2023$286.8MM$299.2MM
Equity CapitalQ1 2024vs Q1 2023$33.4MM$30.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.3MM$2.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.4MM$1.1MM
Real Estate OwnedQ1 2024vs Q1 2023$28K$91K
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Grayson; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Grayson Savings Account Rates

0.20%$50-Savings Account

The First National Bank of Grayson Money Market Rates

0.30%$25k-Super Money Market Savings
0.10%$2.5k-Money Market Savings

The First National Bank of Grayson Checking Account Rates

0.25%*$100k*-NOW Account
OTHER TIERS: 0.10% $500 - $50k | 0.15% $50k - $100k

The First National Bank of Grayson CD Rates

2.75%$100k-2 Year Jumbo CD
2.75%$100k-3 Year Jumbo CD
2.50%$100k-1 Year Jumbo CD
2.50%$100k-4 Year Jumbo CD
2.50%$100k-5 Year Jumbo CD
2.00%$100k-2 Year Bump Jumbo CD
2.00%$100k-3 Year Bump Jumbo CD
2.00%$500-2 Year CD
2.00%$100k-6 Month Jumbo CD
1.25%$500-1 Year CD
1.25%$500-3 Year CD
1.25%$500-4 Year CD
1.25%$500-5 Year CD
1.00%$500-2 Year Bump CD
1.00%$500-3 Year Bump CD
1.00%$500-6 Month CD
1.00%$100k-3 Month Jumbo CD
0.35%$500-3 Month CD

The First National Bank of Grayson IRA Rates

2.75%$100k-2 Year Jumbo IRA
2.75%$100k-3 Year Jumbo IRA
2.50%$100k-1 Year Jumbo IRA
2.50%$100k-4 Year Jumbo IRA
2.00%$100k-2 Year Bump Jumbo IRA
2.00%$100k-3 Year Bump Jumbo IRA
2.00%$500-2 Year IRA
2.00%$100k-6 Month Jumbo IRA
1.25%$500-1 Year IRA
1.25%$500-3 Year IRA
1.25%$500-4 Year IRA
1.00%$500-2 Year Bump IRA
1.00%$500-3 Year Bump IRA
1.00%$500-6 Month IRA

The First National Bank of Grayson Locations
Olive Hill Branch168 Railroad StreetOlive Hill, KY 41164
The First National Bank Of Grayson200 S Carol Malone BlvdGrayson, KY 41143
Grayson Branch380 S. Carol Malone BoulevardGrayson, KY 41143
West Liberty Branch400 Prestonsburg StreetWest Liberty, KY 41472
Willard BranchRoute 1 And Falls Branch RoadWillard, KY 41181
Rush Branch12496 Us Route 60Ashland, KY 41102
Sandy Hook Branch337 Kentucky Highway 7 NorthSandy Hook, KY 41171
Morehead Branch200 Viking DriveMorehead, KY 40351

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