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Overview / Commentary
200 South Carol Malone Boulevard
Grayson, KY 41143

The First National Bank of Grayson is headquartered in Grayson and is the 54th largest bank in the state of Kentucky. It is also the 2,450th largest bank in the nation. It was established in 1902 and as of December of 2017, it had grown to 99 employees at 8 locations. The First National Bank of Grayson has an A health rating.


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Health Grade Components

FDIC Certificate #2695
Year Established1902
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD10.61%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$261.1MM$237.0MM
LoansQ4 2017vs Q4 2016$157.0MM$150.6MM
DepositsQ4 2017vs Q4 2016$233.5MM$208.9MM
Equity CapitalQ4 2017vs Q4 2016$26.2MM$23.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.1MM$1.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$829.00K$941.00K
Real Estate OwnedQ4 2017vs Q4 2016$249.00K$113.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Grayson Savings Account Rates

0.10%$50-Savings Account

The First National Bank of Grayson Money Market Rates

0.20%$25k-Super Money Market Savings
0.10%$2,500-Money Market Savings

The First National Bank of Grayson Checking Account Rates

0.25%*$100k*-NOW Account
OTHER TIERS: 0.05% $500 - $50k | 0.20% $50k - $100k

The First National Bank of Grayson CD Rates

1.45%$100k-5 Year Jumbo CD
1.40%$500-5 Year CD
1.25%$100k-4 Year Jumbo CD
1.20%$500-4 Year CD
0.95%$100k-3 Year Jumbo CD
0.90%$100k-3 Year Bump Jumbo CD
0.90%$500-3 Year CD
0.85%$500-3 Year Bump CD
0.75%$100k-2 Year Jumbo CD
0.70%$100k-2 Year Bump Jumbo CD
0.70%$500-2 Year CD
0.65%$500-2 Year Bump CD
0.55%$100k-1 Year Jumbo CD
0.50%$500-1 Year CD
0.40%$100k-6 Month Jumbo CD
0.30%$500-6 Month CD
0.25%$100k-3 Month Jumbo CD
0.18%$500-3 Month CD

The First National Bank of Grayson IRA Rates

1.82%$100-18 Month Variable IRA
1.25%$100k-4 Year Jumbo IRA
1.20%$500-4 Year IRA
0.95%$100k-3 Year Jumbo IRA
0.90%$100k-3 Year Bump Jumbo IRA
0.90%$500-3 Year IRA
0.85%$500-3 Year Bump IRA
0.75%$100k-2 Year Jumbo IRA
0.70%$100k-2 Year Bump Jumbo IRA
0.70%$500-2 Year IRA
0.65%$500-2 Year Bump IRA
0.55%$100k-1 Year Jumbo IRA
0.50%$500-1 Year IRA
0.40%$100k-6 Month Jumbo IRA
0.30%$500-6 Month IRA

The First National Bank of Grayson Locations
Olive Hill Branch168 Railroad StreetOlive Hill, KY 41164
The First National Bank Of Grayson200 South Carol Malone BoulevardGrayson, KY 41143
Grayson Branch380 S. Carol Malone BoulevardGrayson, KY 41143
West Liberty Branch400 Prestonsburg StreetWest Liberty, KY 41472
Willard Branch8752 Kentucky 1Grayson, KY 41143
Rush Branch9844 East US Hwy 60Rush, KY 41168
Sandy Hook Branch337 Kentucky Highway 7 NorthSandy Hook, KY 41171
Morehead Branch200 Viking DriveMorehead, KY 40351