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Overview / Commentary
606-474-2000
200 South Carol Malone Boulevard
Grayson, KY 41143

The First National Bank of Grayson is headquartered in Grayson and is the 53rd largest bank in the state of Kentucky. It is also the 2,402nd largest bank in the nation. It was established in 1902 and as of March of 2018, it had grown to 99 employees at 8 locations. The First National Bank of Grayson has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #2695
Year Established1902
Employees99
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD13.73%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$265.4MM$241.3MM
LoansQ1 2018vs Q1 2017$156.7MM$151.4MM
DepositsQ1 2018vs Q1 2017$236.8MM$215.1MM
Equity CapitalQ1 2018vs Q1 2017$26.9MM$24.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.1MM$1.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.7MM$555.00K
Real Estate OwnedQ1 2018vs Q1 2017$244.00K$113.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Grayson; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Grayson Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$50-Savings Account

The First National Bank of Grayson Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25k-Super Money Market Savings
0.20%$2,500-Money Market Savings

The First National Bank of Grayson Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-NOW Account
OTHER TIERS: 0.10% $500 - $50k | 0.20% $50k - $100k

The First National Bank of Grayson CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$100k-5 Year Jumbo CD
1.60%$500-5 Year CD
1.35%$100k-4 Year Jumbo CD
1.30%$500-4 Year CD
1.15%$100k-3 Year Jumbo CD
1.10%$100k-3 Year Bump Jumbo CD
1.10%$500-3 Year CD
1.05%$500-3 Year Bump CD
0.90%$100k-2 Year Jumbo CD
0.85%$100k-2 Year Bump Jumbo CD
0.85%$500-2 Year CD
0.80%$500-2 Year Bump CD
0.70%$100k-1 Year Jumbo CD
0.65%$500-1 Year CD
0.50%$100k-6 Month Jumbo CD
0.45%$500-6 Month CD
0.30%$100k-3 Month Jumbo CD
0.25%$500-3 Month CD

The First National Bank of Grayson IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.03%$100-18 Month Variable IRA
1.35%$100k-4 Year Jumbo IRA
1.30%$500-4 Year IRA
1.15%$100k-3 Year Jumbo IRA
1.10%$100k-3 Year Bump Jumbo IRA
1.10%$500-3 Year IRA
1.05%$500-3 Year Bump IRA
0.90%$100k-2 Year Jumbo IRA
0.85%$100k-2 Year Bump Jumbo IRA
0.85%$500-2 Year IRA
0.80%$500-2 Year Bump IRA
0.70%$100k-1 Year Jumbo IRA
0.65%$500-1 Year IRA
0.50%$100k-6 Month Jumbo IRA
0.45%$500-6 Month IRA
Locations


The First National Bank of Grayson Locations
Olive Hill Branch168 Railroad StreetOlive Hill, KY 41164
The First National Bank Of Grayson200 South Carol Malone BoulevardGrayson, KY 41143
Grayson Branch380 S. Carol Malone BoulevardGrayson, KY 41143
West Liberty Branch400 Prestonsburg StreetWest Liberty, KY 41472
Willard Branch8752 Kentucky 1Grayson, KY 41143
Rush Branch9844 East US Hwy 60Rush, KY 41168
Sandy Hook Branch337 Kentucky Highway 7 NorthSandy Hook, KY 41171
Morehead Branch200 Viking DriveMorehead, KY 40351

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