The First National Bank of Grayson

Overview / Commentary

606-474-2000

200 South Carol Malone Boulevard
Grayson, KY 41143

The First National Bank of Grayson is headquartered in Grayson and is the 49^th largest bank in the state of Kentucky. It is also the 2,367^th largest bank in the nation. It was established in 1902 and as of September of 2021, it had grown to 98 employees at 8 locations. The First National Bank of Grayson has an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	2695
Year Established	1902
Employees	98
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	11.51%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$329.1MM$292.6MM
Loans	Q3 2021vs Q3 2020	$167.9MM$167.5MM
Deposits	Q3 2021vs Q3 2020	$292.0MM$256.8MM
Equity Capital	Q3 2021vs Q3 2020	$35.7MM$33.8MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$1.2MM$1.5MM
Real Estate Owned	Q3 2021vs Q3 2020	$0$113.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Grayson; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Grayson Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$50	-	Savings Account

The First National Bank of Grayson Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%	$25k	-	Super Money Market Savings
0.07%	$2.5k	-	Money Market Savings

The First National Bank of Grayson Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%^*	$100k^*	-	NOW Account
OTHER TIERS: 0.07% → $500 - $100k

The First National Bank of Grayson CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$100k	-	5 Year Jumbo CD
0.60%	$500	-	5 Year CD
0.55%	$100k	-	4 Year Jumbo CD
0.50%	$500	-	4 Year CD
0.45%	$100k	-	3 Year Jumbo CD
0.40%	$100k	-	3 Year Bump Jumbo CD
0.40%	$500	-	3 Year CD
0.35%	$500	-	3 Year Bump CD
0.35%	$100k	-	2 Year Jumbo CD
0.30%	$100k	-	2 Year Bump Jumbo CD
0.30%	$500	-	2 Year CD
0.25%	$500	-	2 Year Bump CD
0.25%	$100k	-	1 Year Jumbo CD
0.20%	$500	-	1 Year CD
0.20%	$100k	-	6 Month Jumbo CD
0.15%	$500	-	6 Month CD
0.15%	$100k	-	3 Month Jumbo CD
0.10%	$500	-	3 Month CD

The First National Bank of Grayson IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$100k	-	4 Year Jumbo IRA
0.50%	$500	-	4 Year IRA
0.45%	$100k	-	3 Year Jumbo IRA
0.40%	$100k	-	3 Year Bump Jumbo IRA
0.40%	$500	-	3 Year IRA
0.35%	$500	-	3 Year Bump IRA
0.35%	$100k	-	2 Year Jumbo IRA
0.30%	$100k	-	2 Year Bump Jumbo IRA
0.30%	$500	-	2 Year IRA
0.25%	$500	-	2 Year Bump IRA
0.25%	$100k	-	1 Year Jumbo IRA
0.20%	$500	-	1 Year IRA
0.20%	$100k	-	6 Month Jumbo IRA
0.15%	$500	-	6 Month IRA

Locations

The First National Bank of Grayson Locations
Olive Hill Branch	168 Railroad Street	Olive Hill, KY 41164
The First National Bank Of Grayson	200 South Carol Malone Boulevard	Grayson, KY 41143
Grayson Branch	380 S. Carol Malone Boulevard	Grayson, KY 41143
West Liberty Branch	400 Prestonsburg Street	West Liberty, KY 41472
Willard Branch	8752 Kentucky 1	Grayson, KY 41143
Rush Branch	12496 Us Route 60	Ashland, KY 41102
Sandy Hook Branch	337 Kentucky Highway 7 North	Sandy Hook, KY 41171
Morehead Branch	200 Viking Drive	Morehead, KY 40351

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.