The First National Bank of Groton


Overview / Commentary
607-898-5871
161 Main Street
Groton, NY 13073

The First National Bank of Groton is headquartered in GROTON and is the 101st largest bank in the state of New York. It is also the 2,975th largest bank in the nation. It was established in 1865 and as of September of 2023, it had grown to 35 employees at 2 locations. The First National Bank of Groton's CD rates are 18% higher than the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
FDIC Certificate #7085
Year Established1865
Employees35
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.01%
Annual Interest Income$6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$207.7MM$211.3MM
LoansQ3 2023vs Q3 2022$93.9MM$90.8MM
DepositsQ3 2023vs Q3 2022$186.5MM$186.7MM
Equity CapitalQ3 2023vs Q3 2022$21MM$20.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.5MM$1.4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.2MM$2.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Groton; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Groton Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$250-Variable IRA
0.75%*-$20kKasasa Saver
OTHER TIERS: 0.10% $20k+
0.05%--Club Savings
0.05%--Youth Savings
0.05%--Basic Savings

The First National Bank of Groton Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Investment
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $250k
0.05%$1k-Money Market Checking

The First National Bank of Groton Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.20% $10k+

The First National Bank of Groton CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$2.5k-7 Month CD Special - New Money
4.00%$5k-13 Month CD Special - New Money
1.61%$1k-60 Month CD
1.51%$1k-48 Month CD
1.41%$1k-36 Month CD
1.31%$1k-30 Month CD
1.21%$1k-24 Month CD
1.11%$1k-18 Month CD
1.06%$10k-1 Year Renewable Once CD
1.01%$1k-12 Month CD
0.85%$1k-6 Month CD
0.75%$500-1 Year Starter CD
0.50%$1k-3 Month CD
0.40%$1k-1 Month CD
Locations


The First National Bank of Groton Locations
The First National Bank Of Groton159 Main StGroton, NY 13073
Moravia Branch41 South Main StreetMoravia, NY 13118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.