The First National Bank of Groton is headquartered in Groton and is the 104th largest bank in the state of New York. It is also the 2,925th largest bank in the nation. It was established in 1865 and as of March of 2022, it had grown to 37 employees at 2 locations. The First National Bank of Groton has an A health rating.
Overall | |
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FDIC Certificate # | 7085 |
Year Established | 1865 |
Employees | 37 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.77% |
Return on Equity - YTD | 6.37% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
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Assets | Q1 2022vs Q1 2021 | $226.5MM$214.4MM |
Loans | Q1 2022vs Q1 2021 | $90.5MM$100.1MM |
Deposits | Q1 2022vs Q1 2021 | $201.1MM$185.1MM |
Equity Capital | Q1 2022vs Q1 2021 | $25.3MM$28.8MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $1.3MM$2.0MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $1.7MM$3.1MM |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.75%* | - | $20k | Kasasa Saver | ||
OTHER TIERS: 0.10% → $20k+ | |||||
0.15% | $250 | - | Variable IRA | ||
0.05% | $50 | - | Passbook Savings | ||
0.05% | $50 | - | Statement Savings | ||
0.05% | - | - | Club Savings | ||
0.05% | - | - | Youth Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $250k* | - | Money Market Investment | ||
OTHER TIERS: 0.05% → $1k - $10k | 0.08% → $10k - $25k | 0.10% → $25k - $250k | |||||
0.05% | $1k | - | Money Market Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.20% → $10k+ |
The First National Bank of Groton Locations | ||
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The First National Bank Of Groton | 159-163 Main Street | Groton, NY 13073 |
Moravia Branch | 41 South Main Street | Moravia, NY 13118 |