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Overview / Commentary
159-163 Main Street
Groton, NY 13073

The First National Bank of Groton is headquartered in Groton and is the 117th largest bank in the state of New York. It is also the 3,181st largest bank in the nation. It was established in 1865 and as of December of 2017, it had grown to 39 employees at 2 locations. The First National Bank of Groton has an A health rating.


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Health Grade Components

FDIC Certificate #7085
Year Established1865
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.02%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$177.6MM$171.3MM
LoansQ4 2017vs Q4 2016$93.0MM$88.2MM
DepositsQ4 2017vs Q4 2016$150.0MM$148.2MM
Equity CapitalQ4 2017vs Q4 2016$23.3MM$22.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$1.2MM
Real Estate OwnedQ4 2017vs Q4 2016$0$261.00K

Rates for The First National Bank of Groton are currently being reviewed.


The First National Bank of Groton Locations
The First National Bank Of Groton159-163 Main StreetGroton, NY 13073
Moravia Branch41 South Main StreetMoravia, NY 13118