The First National Bank of Groton

Overview / Commentary

www.grotonbank.com

607-898-5871

161 Main Street
Groton, NY 13073

The First National Bank of Groton is headquartered in Groton and is the 109^th largest bank in the state of New York. It is also the 3,076^th largest bank in the nation. It was established in 1865 and as of June of 2021, it had grown to 38 employees at 2 locations. The First National Bank of Groton has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7085
Year Established	1865
Employees	38
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	6.7%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$207.6MM$198.1MM
Loans	Q2 2021vs Q2 2020	$97.3MM$101.6MM
Deposits	Q2 2021vs Q2 2020	$177.2MM$168.1MM
Equity Capital	Q2 2021vs Q2 2020	$29.3MM$28.6MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$1.8MM$1.7MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$3.1MM$1.5MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Groton; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Groton Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$20k	Kasasa Saver
OTHER TIERS: 0.10% → $20k+
0.15%	$250	-	Variable IRA
0.05%	$50	-	Passbook Savings
0.05%	$50	-	Statement Savings
0.05%	-	-	Club Savings
0.05%	-	-	Youth Savings

The First National Bank of Groton Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$250k^*	-	Money Market Investment
OTHER TIERS: 0.05% → $1k - $10k \| 0.08% → $10k - $25k \| 0.10% → $25k - $250k
0.05%	$1k	-	Money Market Checking

The First National Bank of Groton Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.20% → $10k+

The First National Bank of Groton CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$1k	-	60 Month CD
0.60%	$1k	-	48 Month CD
0.50%	$1k	-	36 Month CD
0.35%	$1k	-	30 Month CD
0.30%	$10k	-	1 Year Renewable Once CD
0.30%	$1k	-	24 Month CD
0.25%	$1k	-	18 Month CD
0.20%	$1k	-	12 Month CD
0.15%	$1k	-	6 Month CD
0.10%	$1k	-	3 Month CD
0.05%	$500	-	1 Year Starter CD
0.05%	$1k	-	1 Month CD

Locations

The First National Bank of Groton Locations
The First National Bank Of Groton	159-163 Main Street	Groton, NY 13073
Moravia Branch	41 South Main Street	Moravia, NY 13118

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.