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The First National Bank of Groton

Popular Accounts at this Bank

1.51%5-year CD60 Month CD
0.10%1-year CD1 Year Starter CD
0.10%SavingsStatement Savings

Overview / Commentary
161 Main Street
Groton, NY 13073

The First National Bank of Groton is headquartered in Groton and is the 117th largest bank in the state of New York. It is also the 3,181st largest bank in the nation. It was established in 1865 and as of December of 2017, it had grown to 39 employees at 2 locations. The First National Bank of Groton has an A health rating.


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Health Grade Components

FDIC Certificate #7085
Year Established1865
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD9.02%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$177.6MM$171.3MM
LoansQ4 2017vs Q4 2016$93.0MM$88.2MM
DepositsQ4 2017vs Q4 2016$150.0MM$148.2MM
Equity CapitalQ4 2017vs Q4 2016$23.3MM$22.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$1.2MM
Real Estate OwnedQ4 2017vs Q4 2016$0$261.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Groton Savings Account Rates

0.25%$250-Variable IRA
0.10%$50-Passbook Savings
0.10%$50-Statement Savings
0.10%$50-Club Savings
0.10%--Youth Saving

The First National Bank of Groton Money Market Rates

0.20%*$250k*-Money Market Investment
OTHER TIERS: 0.10% $1k - $50k | 0.15% $50k - $250k
0.05%$1k-Money Market Checking

The First National Bank of Groton Checking Account Rates

0.05%$500-NOW Account

The First National Bank of Groton CD Rates

2.02%$10k-27 Month CD Special
1.51%$1k-60 Month CD
1.16%$1k-48 Month CD
1.01%$1k-36 Month CD
0.90%$1k-30 Month CD
0.75%$1k-24 Month CD
0.50%$1k-18 Month CD
0.40%$10k-1 Year Renewable Once CD
0.40%$1k-12 Month CD
0.25%$1k-6 Month CD
0.20%$1k-3 Month CD
0.10%$500-1 Year Starter CD
0.10%$1k-1 Month CD

The First National Bank of Groton IRA Rates

1.51%$1k-60 Month IRA
1.16%$1k-48 Month IRA
1.01%$1k-36 Month IRA
0.90%$1k-30 Month IRA
0.75%$1k-24 Month IRA
0.50%$1k-18 Month IRA
0.40%$10k-1 Year Renewable Once IRA
0.40%$1k-12 Month IRA
0.10%$500-1 Year Starter IRA

The First National Bank of Groton Locations
The First National Bank Of Groton159-163 Main StreetGroton, NY 13073
Moravia Branch41 South Main StreetMoravia, NY 13118

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