The First National Bank of Hugo Reviews and Rates

The First National Bank of Hugo

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbhugo.com

719-743-2415

321 4th Street
Hugo, CO 80821

The First National Bank of Hugo is headquartered in HUGO and is the 51^st largest bank in the state of Colorado. It is also the 3,443^rd largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 20 employees at 3 locations. The First National Bank of Hugo's CD rates are 3X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3029
Year Established	1903
Employees	20
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.95%
Return on Equity - YTD	10.33%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$142.6MM$142.4MM
Loans	Q1 2025vs Q1 2024	$68.2MM$74.9MM
Deposits	Q1 2025vs Q1 2024	$128.7MM$126.9MM
Equity Capital	Q1 2025vs Q1 2024	$13.4MM$12MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$219K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Hugo; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Hugo Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$50	-	Passbook Savings - Hugo/Limon
0.55%	$100	-	Regular Savings - Leadville
0.55%	$25	-	Minor Savings - Leadville

The First National Bank of Hugo Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%^*	$75k^*	-	Money Market - Hugo/Limon
OTHER TIERS: 0.60% → $2.5k - $25k \| 0.75% → $25k - $50k \| 0.90% → $50k - $75k
1.46%^*	$250k^*	-	Tiered Money Market - Leadville
OTHER TIERS: 0.75% → $25k - $50k \| 0.90% → $50k - $75k \| 1.06% → $75k - $100k \| 1.21% → $100k - $250k
0.60%	$2.5k	-	Money Market - Leadville

The First National Bank of Hugo Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^*	$1m^*	-	Now Account - Hugo/Limon
OTHER TIERS: 0.40% → $1k - $500k \| 0.50% → $500k - $750k \| 0.65% → $750k - $1m
1.01%^*	$1m^*	-	Super Now - Hugo/Limon
OTHER TIERS: 0.40% → $2k - $500k \| 0.50% → $500k - $750k \| 0.65% → $750k - $1m
0.60%	$10k	-	High Yield - Leadville
0.40%	$1k	-	Business Checking w/Interest - Leadville
0.40%	$1k	-	Now Account - Leadville
0.40%	$2.5k	-	Super Now - Leadville

The First National Bank of Hugo CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$100	-	12 Month Burial Escrow CD - Hugo/Limon
2.83%^*	$100k^*	-	12 Month CD - Hugo/Limon
OTHER TIERS: 2.47% → $1k - $100k
2.83%^*	$100k^*	-	1 Year CD - Leadville
OTHER TIERS: 2.47% → $1k - $100k
2.73%^*	$100k^*	-	18 Month CD - Hugo/Limon
OTHER TIERS: 2.37% → $1k - $100k
2.73%^*	$100k^*	-	18 Month CD - Leadville
OTHER TIERS: 2.37% → $1k - $100k
2.72%^*	$100k^*	-	2 Year CD - Leadville
OTHER TIERS: 2.37% → $1k - $100k
2.72%^*	$100k^*	-	24 Month CD - Hugo/Limon
OTHER TIERS: 2.37% → $1k - $100k
2.52%^*	$100k^*	-	6 Month CD - Hugo/Limon
OTHER TIERS: 2.32% → $1k - $100k
2.52%^*	$100k^*	-	6 Month CD - Leadville
OTHER TIERS: 2.32% → $1k - $100k
2.37%^*	$100k^*	-	30 Month CD - Hugo/Limon
OTHER TIERS: 2.16% → $1k - $100k
2.37%^*	$100k^*	-	30 Month CD - Leadville
OTHER TIERS: 2.16% → $1k - $100k
0.11%^*	$100k^*	-	3 Month CD - Hugo/Limon
OTHER TIERS: 0.05% → $1k - $50k \| 0.08% → $50k - $100k

Locations

The First National Bank of Hugo Locations
The First National Bank Of Hugo	321 4th St	Hugo, CO 80821
First Mountain Bank Branch	409 Harrison Avenue	Leadville, CO 80461
Limon Branch	981 2nd Street	Limon, CO 80828

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.