The First National Bank of Litchfield

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbill.com

217-324-2105

324 North State Street
Litchfield, IL 62056

The First National Bank of Litchfield is headquartered in LITCHFIELD and is the 238^th largest bank in the state of Illinois. It is also the 3,485^th largest bank in the nation. It was established in 1860 and as of March of 2025, it had grown to 25 employees at 2 locations. The First National Bank of Litchfield's CD rates are 5X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3807
Year Established	1860
Employees	25
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	10.97%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$139MM$131.2MM
Loans	Q1 2025vs Q1 2024	$105.1MM$94.7MM
Deposits	Q1 2025vs Q1 2024	$122.4MM$115.1MM
Equity Capital	Q1 2025vs Q1 2024	$14.3MM$13.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$78K$138K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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The First National Bank of Litchfield Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	Savings Account

The First National Bank of Litchfield Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Money Market

The First National Bank of Litchfield Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Banclub
0.10%	$500	-	Now Account

The First National Bank of Litchfield CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$1k	-	12 Month CD
3.55%	$1k	-	24 Month CD
1.00%	$1k	-	18 Month CD
1.00%	$1k	-	30 Month CD
1.00%	$1k	-	36 Month CD
1.00%	$1k	-	48 Month CD
0.75%	$1k	-	182 Day CD
0.25%	$1k	-	91 Day CD

Locations

The First National Bank of Litchfield Locations
The First National Bank Of Litchfield	324 N State St	Litchfield, IL 62056
Branch Office	#3 Ohren Drive	Litchfield, Illinois 62056

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