The First National Bank of McGregor is headquartered in MC GREGOR and is the 96th largest bank in the state of Texas. It is also the 1,052nd largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 94 employees at 6 locations. The First National Bank of McGregor has a B+ health rating.
Watch Out! TFNB is a very sneaky bank…. They are still advertising 3% APY For the Extra Edge Checking on their website, but they dropped the interest rate back in December to 2.50% APY and did not disclose this to the account holders. Grrrrrrrrrrrrr I wonder how long it will take for them to correct the interest rate on their website??
Sorry, but I am pulling my money out of TFNB. There are other banks that offer the same interest or higher and are more trustworthy. I will also report TFNB to the OCC.
UPDATE: Overnight! After my review and phone call yesterday, TFNB has updated their website without stating the current interest rate...just "Call for current Rates". Oddly enough, when you call they don't know, and have to look it up? Give me a break? Knowing the interest rate on their biggest Rewards checking should be known by all employees, unless this is some ploy to frustrate customers.
Overall | |
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FDIC Certificate # | 3330 |
Year Established | 1889 |
Employees | 94 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.02% |
Return on Equity - YTD | 11.68% |
Annual Interest Income | $17.1MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $987.7MM$887.9MM |
Loans | Q1 2025vs Q1 2024 | $745MM$641.8MM |
Deposits | Q1 2025vs Q1 2024 | $895.2MM$800.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $86.7MM$77.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $9.3MM$8.4MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $6MM$11.8MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $6.3MM$2.5MM |
Always verify rates and promotions with the bank or credit union. We are not The First National Bank of McGregor; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.75%* | $0 | $100k | Edge Ahead Savings | ||
OTHER TIERS: 0.25% → $100k+ |
The First National Bank of McGregor Locations | ||
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South Bosque Branch | 27000 Hwy 84 | Mc Gregor, TX 76657 |
The First National Bank Of Mcgregor | 401 S Main St | Mc Gregor, TX 76657 |
Oglesby State Bank Branch | 117 Texas 1996 | Oglesby, TX 76561 |
Tfnb Triangle Tower Location Branch | 510 N. Valley Mills Drive | Waco, TX 76710 |
Downtown Waco Branch | 901 S. 8th Street | Waco, TX 76706 |
Waco Branch | 713 Elm Street | Waco, TX 76704 |