The First National Bank of Okawville
Overview / Commentary
The First National Bank of Okawville is headquartered in Okawville and is the 340th largest bank in the state of Illinois. It is also the 4,565th largest bank in the nation. It was established in 1920 and as of December of 2019, it had grown to 15 employees at 1 location. The First National Bank of Okawville has a B+ health rating.
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Okawville has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3826 |
| Year Established | 1920 |
| Employees | 15 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 5.21% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $62.4MM$66.0MM |
| Loans | Q4 2019vs Q4 2018 | $24.1MM$24.7MM |
| Deposits | Q4 2019vs Q4 2018 | $54.4MM$58.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $7.9MM$7.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $182.00K$188.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $0$0 |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |