The First National Bank of Pandora

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.e-fnb.com

419-384-3221

102 East Main Street
Pandora, OH 45877

The First National Bank of Pandora is headquartered in PANDORA and is the 80^th largest bank in the state of Ohio. It is also the 2,623^rd largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 59 employees at 7 locations. The First National Bank of Pandora has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6671
Year Established	1919
Employees	59
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	6.28%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$275.3MM$262.4MM
Loans	Q1 2025vs Q1 2024	$186.6MM$175.6MM
Deposits	Q1 2025vs Q1 2024	$254.4MM$234.3MM
Equity Capital	Q1 2025vs Q1 2024	$18.2MM$15.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.5MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$530K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for The First National Bank of Pandora are currently being reviewed.

Locations

The First National Bank of Pandora Locations
The First National Bank Of Pandora	102 E Main St	Pandora, OH 45877
Findlay West Branch	1114 Trenton Avenue	Findlay, OH 45840
Bluffton Ohio Branch	112 Cherry Street	Bluffton, OH 45817
Findlay East Branch	1630 Tiffin Avenue	Findlay, OH 45840
Ottawa Branch	855 N. Locust St.	Ottawa, OH 45875

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