The First National Bank of Peterstown


Overview / Commentary
304-753-4321
380 Market Street
Peterstown, WV 24963

The First National Bank of Peterstown is headquartered in Peterstown and is the 43rd largest bank in the state of West Virginia. It is also the 4,313th largest bank in the nation. It was established in 1910 and as of December of 2020, it had grown to 15 employees at 2 locations. The First National Bank of Peterstown has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Peterstown has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #6787
Year Established1910
Employees15
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.09%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$78.9MM$68.2MM
LoansQ4 2020vs Q4 2019$41.0MM$44.7MM
DepositsQ4 2020vs Q4 2019$70.2MM$59.9MM
Equity CapitalQ4 2020vs Q4 2019$8.6MM$8.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$535.00K$523.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$608.00K$1.1MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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The First National Bank of Peterstown Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Savings

The First National Bank of Peterstown CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$2.5k-60 Month CD
0.40%$2.5k-48 Month CD
0.25%$2.5k-24 Month CD
0.20%$2.5k-18 Month CD
0.15%$2.5k-12 Month CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-6 Month CD

The First National Bank of Peterstown IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$500-18 Month IRA
Locations


The First National Bank of Peterstown Locations
The First National Bank Of Peterstown380 Market StreetPeterstown, WV 24963

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