The First National Bank of Peterstown


Overview / Commentary
304-753-4321
380 Market Street
Peterstown, WV 24963

The First National Bank of Peterstown is headquartered in PETERSTOWN and is the 40th largest bank in the state of West Virginia. It is also the 3,923rd largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 12 employees at 2 locations. The First National Bank of Peterstown has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Peterstown has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #6787
Year Established1910
Employees12
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD10.29%
Annual Interest Income$769K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$86.4MM$85.8MM
LoansQ1 2025vs Q1 2024$37.3MM$39MM
DepositsQ1 2025vs Q1 2024$76.6MM$77MM
Equity CapitalQ1 2025vs Q1 2024$9.7MM$8.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$540K$557K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$331K$475K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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The First National Bank of Peterstown Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$25-Savings

The First National Bank of Peterstown CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-48 Month CD
1.00%$2.5k-60 Month CD
0.85%$2.5k-24 Month CD
0.75%$2.5k-12 Month CD
0.75%$2.5k-18 Month CD
0.60%$2.5k-6 Month CD
0.40%$2.5k-3 Month CD

The First National Bank of Peterstown IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-18 Month IRA
Locations


The First National Bank of Peterstown Locations
The First National Bank Of Peterstown380 Market StreetPeterstown, WV 24963

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