Advertising Disclosure
  1. Home
  2. Banks
  3. The First National Bank of Raymond

The First National Bank of Raymond


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fnbraymond.com
217-229-3701
403 East Broad Street
Raymond, IL 62560

The First National Bank of Raymond is headquartered in RAYMOND and is the 217th largest bank in the state of Illinois. It is also the 3,222nd largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 34 employees at 5 locations. The First National Bank of Raymond's CD rates are 4X the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #3830
Year Established1903
Employees34
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD19.47%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$175.2MM$176.6MM
LoansQ1 2025vs Q1 2024$86.3MM$84.5MM
DepositsQ1 2025vs Q1 2024$159MM$159.1MM
Equity CapitalQ1 2025vs Q1 2024$10.4MM$8.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$935K$973K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$635K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$102K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Raymond; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Raymond Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Statement Savings
0.20%$0-Christmas Club

The First National Bank of Raymond Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$500k*-Money Market Deposit Account
OTHER TIERS: 0.15% → $0 - $20k | 0.20% → $20k - $50k | 0.25% → $50k - $100k | 0.45% → $100k - $200k | 0.55% → $200k - $500k

The First National Bank of Raymond Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$500k*-NOW Checking
OTHER TIERS: 0.15% → $0 - $20k | 0.20% → $20k - $50k | 0.25% → $50k - $100k | 0.45% → $100k - $200k | 0.55% → $200k - $500k

The First National Bank of Raymond CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$2.5k-6 Month CD
3.82%$1k-12 Month CD
3.80%$25-11 Month "Sprout" CD for Children
2.27%$1k-60 Month CD
2.27%$25-59 Month "Sprout" CD for Children
2.17%$1k-18 Month CD
2.02%$1k-24 Month CD
2.02%$1k-48 Month CD
1.87%$1k-30 Month CD
1.71%$1k-36 Month CD
1.71%$25-35 Month "Sprout" CD for Children
1.00%$2.5k-3 Month CD

The First National Bank of Raymond IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%$100-18 Month Fixed IRA
2.17%$100-18 Month Roth IRA
2.02%$100-24 Month Fixed IRA
1.71%$100-36 Month Fixed IRA
Locations


The First National Bank of Raymond Locations
Virden Branch103 South Springfield StreetVirden, IL 62690
Morrisonville Branch401 Sarpy StMorrisonville, IL 62546
The First National Bank Of Raymond403 E Broad StRaymond, IL 62560
Pawnee Branch700 Carroll StPawnee, IL 62558
North Route Branch625 N 3rd StGirard, IL 62640

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.