The First National Bank of Shiner


Overview / Commentary
361-594-3317
103 West 7th Street
Shiner, TX 77984

The First National Bank of Shiner is headquartered in SHINER and is the 122nd largest bank in the state of Texas. It is also the 1,287th largest bank in the nation. It was established in 1900 and as of March of 2025, it had grown to 53 employees at 5 locations. The First National Bank of Shiner has a F health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #5529
Year Established1900
Employees53
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD0%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$771.9MM$902.3MM
LoansQ1 2025vs Q1 2024$175.1MM$190.3MM
DepositsQ1 2025vs Q1 2024$814.4MM$867.6MM
Equity CapitalQ1 2025vs Q1 2024($51,202,000)($35,592,000)
Loan Loss AllowanceQ1 2025vs Q1 2024$2.9MM$3.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.7MM$3.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


The First National Bank of Shiner Locations
The First National Bank Of Shiner103 W 7th StShiner, TX 77984
Flatonia Branch114 N Lagrange StFlatonia, TX 78941
Cuero Branch1800 N EsplanadeCuero, TX 77954
Goliad Branch1402 Us Hwy 59 NGoliad, TX 77963
Gonzales National Bank1622 E. Sarah Dewitt DriveGonzales, TX 78629

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