The First National Bank of Sparta


Overview / Commentary
618-443-2187
Broadway And Market Streets
Sparta, IL 62286

The First National Bank of Sparta is headquartered in Sparta and is the 305th largest bank in the state of Illinois. It is also the 4,153rd largest bank in the nation. It was established in 1885 and as of June of 2020, it had grown to 22 employees at 1 location. The First National Bank of Sparta has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Sparta has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #3837
Year Established1885
Employees22
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD13.96%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$92.6MM$79.0MM
LoansQ2 2020vs Q2 2019$43.5MM$38.2MM
DepositsQ2 2020vs Q2 2019$72.3MM$63.8MM
Equity CapitalQ2 2020vs Q2 2019$11.8MM$10.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$566.00K$532.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$434.00K$173.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Sparta; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Sparta Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%--College Club
0.15%$100-Regular Savings

The First National Bank of Sparta Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Money Market
OTHER TIERS: 0.05% Up to $1k

The First National Bank of Sparta Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$1k*-Super Now
OTHER TIERS: 0.01% Up to $1k
0.01%$750-Now Account

The First National Bank of Sparta CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month CD
0.90%$500-48 Month CD
0.85%$500-36 Month CD
0.65%$500-30 Month CD
0.55%$500-24 Month CD
0.45%$500-18 Month CD
0.35%$500-12 Month CD
0.20%$2.5k-1 Month CD
0.20%$2.5k-91 Day CD
0.20%$500-182 Day CD
Locations


The First National Bank of Sparta Locations
The First National Bank Of SpartaBroadway and Market StreetsSparta, IL 62286

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.