The First National Bank of Spearville


Overview / Commentary
620-385-2636
303 North Main St
Spearville, KS 67876

The First National Bank of Spearville is headquartered in SPEARVILLE and is the 155th largest bank in the state of Kansas. It is also the 4,012th largest bank in the nation. It was established in 1908 and as of December of 2024, it had grown to 6 employees at 1 location. The First National Bank of Spearville's CD rates are 4X the national average, and it has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Spearville has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #4774
Year Established1908
Employees6
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.09%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$78.6MM$75.2MM
LoansQ4 2024vs Q4 2023$29.3MM$28MM
DepositsQ4 2024vs Q4 2023$70.9MM$67.8MM
Equity CapitalQ4 2024vs Q4 2023$7.5MM$7.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$498K$498K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$0$0
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Spearville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Spearville Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-Traditional Savings

The First National Bank of Spearville Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$100k*-Money Market Checking
OTHER TIERS: 0.02% $2.5k - $25k | 0.05% $25k - $50k | 0.75% $50k - $100k

The First National Bank of Spearville Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-NOW Checking

The First National Bank of Spearville CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.79%*$100k*-12 Month CD
OTHER TIERS: 3.50% $1k - $100k
3.50%$1k-12 Month CD - Interest Compounded at Maturity
3.28%*$100k*-24 Month CD
OTHER TIERS: 3.02% $1k - $100k
3.28%*$100k*-36 Month CD
OTHER TIERS: 3.02% $1k - $100k
3.02%$1k-182 Day CD
2.51%$1k-48 Month CD
2.51%$1k-60 Month CD
1.76%$1k-90 Day CD

The First National Bank of Spearville IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%$0-12 Month IRA
3.28%$0-24 Month IRA
3.02%$0-6 Month IRA
Locations


The First National Bank of Spearville Locations
The First National Bank Of Spearville303 N Main StSpearville, KS 67876

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