Overview / Commentary
401 North Main St
Spearville, KS 67876

The First National Bank of Spearville is headquartered in Spearville and is the 207th largest bank in the state of Kansas. It is also the 5,210th largest bank in the nation. It was established in 1908 and as of September of 2018, it had grown to 6 employees at 1 location. The First National Bank of Spearville's money market rates are 2X the national average, and it has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Spearville has a low asset base.

Health Grade Components

FDIC Certificate #4774
Year Established1908
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD8.56%
Annual Interest Income$961.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$36.1MM$34.6MM
LoansQ3 2018vs Q3 2017$20.5MM$23.4MM
DepositsQ3 2018vs Q3 2017$29.0MM$27.1MM
Equity CapitalQ3 2018vs Q3 2017$6.1MM$5.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$488.00K$483.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$60.00K$75.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Spearville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Spearville Savings Account Rates

0.50%$10-Traditional Savings

The First National Bank of Spearville Money Market Rates

1.00%*$100k*-Money Market Checking
OTHER TIERS: 0.30% $2.5k - $25k | 0.40% $25k - $50k | 0.75% $50k - $100k

The First National Bank of Spearville Checking Account Rates

0.10%$1k-NOW Checking

The First National Bank of Spearville CD Rates

2.21%*$100k*-60 Month CD
OTHER TIERS: 2.05% $1k - $100k
2.01%*$100k*-48 Month CD
OTHER TIERS: 1.85% $1k - $100k
1.81%*$100k*-36 Month CD
OTHER TIERS: 1.65% $1k - $100k
1.60%*$100k*-24 Month CD
OTHER TIERS: 1.45% $1k - $100k
1.30%*$100k*-12 Month CD
OTHER TIERS: 1.15% $1k - $100k
1.15%$1k-12 Month CD - Interest Compounded at Maturity
1.10%*$100k*-182 Day CD
OTHER TIERS: 0.95% $1k - $100k
0.75%$1k-90 Day CD

The First National Bank of Spearville IRA Rates

1.45%--24 Month IRA
1.15%--12 Month IRA
1.05%--6 Month IRA

The First National Bank of Spearville Locations
The First National Bank Of Spearville401 North Main StSpearville, KS 67876

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