Advertising Disclosure
  1. Home
  2. Banks
  3. The First National Bank of Spearville

The First National Bank of Spearville


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fnbspearville.com
620-385-2636
303 North Main St
Spearville, KS 67876

The First National Bank of Spearville is headquartered in SPEARVILLE and is the 168th largest bank in the state of Kansas. It is also the 4,185th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 6 employees at 1 location. The First National Bank of Spearville's CD rates are 4X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Spearville has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #4774
Year Established1908
Employees6
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD9.71%
Annual Interest Income$669K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$57MM$49.7MM
LoansQ1 2025vs Q1 2024$28.2MM$28.6MM
DepositsQ1 2025vs Q1 2024$47.8MM$42.1MM
Equity CapitalQ1 2025vs Q1 2024$7.7MM$7.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$498K$498K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$80K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Spearville; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Spearville Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-Traditional Savings

The First National Bank of Spearville Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$100k*-Money Market Checking
OTHER TIERS: 0.02% → $2.5k - $25k | 0.05% → $25k - $50k | 0.75% → $50k - $100k

The First National Bank of Spearville Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-NOW Checking

The First National Bank of Spearville CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.79%*$100k*-12 Month CD
OTHER TIERS: 3.50% → $1k - $100k
3.50%$1k-12 Month CD - Interest Compounded at Maturity
3.28%*$100k*-24 Month CD
OTHER TIERS: 3.02% → $1k - $100k
3.28%*$100k*-36 Month CD
OTHER TIERS: 3.02% → $1k - $100k
3.02%$1k-182 Day CD
2.51%$1k-48 Month CD
2.51%$1k-60 Month CD
1.76%$1k-90 Day CD

The First National Bank of Spearville IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%$0-12 Month IRA
3.28%$0-24 Month IRA
3.02%$0-6 Month IRA
Locations


The First National Bank of Spearville Locations
The First National Bank Of Spearville303 N Main StSpearville, KS 67876

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.