The First National Bank of Spearville

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbspearville.com

620-385-2636

303 North Main St
Spearville, KS 67876

The First National Bank of Spearville is headquartered in SPEARVILLE and is the 168^th largest bank in the state of Kansas. It is also the 4,185^th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 6 employees at 1 location. The First National Bank of Spearville's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First National Bank of Spearville has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	4774
Year Established	1908
Employees	6
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	9.71%
Annual Interest Income	$669K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$57MM$49.7MM
Loans	Q1 2025vs Q1 2024	$28.2MM$28.6MM
Deposits	Q1 2025vs Q1 2024	$47.8MM$42.1MM
Equity Capital	Q1 2025vs Q1 2024	$7.7MM$7.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$498K$498K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$80K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Spearville Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$10	-	Traditional Savings

The First National Bank of Spearville Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.51%^*	$100k^*	-	Money Market Checking
OTHER TIERS: 0.02% → $2.5k - $25k \| 0.05% → $25k - $50k \| 0.75% → $50k - $100k

The First National Bank of Spearville Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	NOW Checking

The First National Bank of Spearville CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.79%^*	$100k^*	-	12 Month CD
OTHER TIERS: 3.50% → $1k - $100k
3.50%	$1k	-	12 Month CD - Interest Compounded at Maturity
3.28%^*	$100k^*	-	24 Month CD
OTHER TIERS: 3.02% → $1k - $100k
3.28%^*	$100k^*	-	36 Month CD
OTHER TIERS: 3.02% → $1k - $100k
3.02%	$1k	-	182 Day CD
2.51%	$1k	-	48 Month CD
2.51%	$1k	-	60 Month CD
1.76%	$1k	-	90 Day CD

The First National Bank of Spearville IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.53%	$0	-	12 Month IRA
3.28%	$0	-	24 Month IRA
3.02%	$0	-	6 Month IRA

Locations

The First National Bank of Spearville Locations
The First National Bank Of Spearville	303 N Main St	Spearville, KS 67876

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