Overview / Commentary
132 North State Street
St. Ignace, MI 49781

First National Bank of St. Ignace is headquartered in St. Ignace and is the 44th largest bank in the state of Michigan. It is also the 2,273rd largest bank in the nation. It was established in 1888 and as of September of 2018, it had grown to 56 employees at 7 locations. First National Bank of St. Ignace's CD rates are 18% higher than the national average, and it has a B health rating.

Reviews (1)

Customer Service

Posted by: Anonymous | Jan 1, 2011

Service is excellent in Cedarville, a local bank with heart and style!


Health Grade Components

FDIC Certificate #5074
Year Established1888
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD5.61%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$285.2MM$287.4MM
LoansQ3 2018vs Q3 2017$82.4MM$80.5MM
DepositsQ3 2018vs Q3 2017$257.7MM$254.9MM
Equity CapitalQ3 2018vs Q3 2017$19.5MM$19.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.1MM$1.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.6MM$1.7MM
Real Estate OwnedQ3 2018vs Q3 2017$87.00K$1.6MM
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First National Bank of St. Ignace Savings Account Rates

2.28%$10-IRA Passbook
0.50%$1-Christmas Club Account
0.40%$10k-Select Savings Account
0.15%$25-Statement Savings
0.15%$1-Moola Moola Savings Account

First National Bank of St. Ignace Money Market Rates

0.25%$1k-Money Market Account

First National Bank of St. Ignace Checking Account Rates

0.10%$1k-Check Plus Super NOW Account
0.10%$1k-Super NOW Account
0.05%$1k-Personal NOW Account
0.05%$1k-Check Plus NOW Account

First National Bank of St. Ignace CD Rates

1.06%$10k-Flex 12 Month Liquid CD

First National Bank of St. Ignace Locations
Newberry Branch1014 Newberry AvenueNewberry, MI 49868
The First National Bank Of St. Ignace132 North State StreetSt. Ignace, MI 49781
Cedarville Branch192 South Meridian StreetCedarville, MI 49719
North Bay Branch580 North State StreetSt. Ignace, MI 49781
Mackinac Island Branch7399 Market StreetMackinac Island, MI 49757
Moran Township Branch920 West Us-2Saint Ignace, MI 49781
West Mackinac BranchW11635 US Highway 2Naubinway, MI 49762

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