First National Bank of St. Ignace

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

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Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbsi.com

906-643-6800

132 North State Street
St. Ignace, MI 49781

First National Bank of St. Ignace is headquartered in ST. IGNACE and is the 46^th largest bank in the state of Michigan. It is also the 2,403^rd largest bank in the nation. It was established in 1888 and as of March of 2025, it had grown to 56 employees at 7 locations. First National Bank of St. Ignace has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	5074
Year Established	1888
Employees	56
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-0.03%
Return on Equity - YTD	-0.8%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$320.9MM$302.9MM
Loans	Q1 2025vs Q1 2024	$101.9MM$89.6MM
Deposits	Q1 2025vs Q1 2024	$307.3MM$292MM
Equity Capital	Q1 2025vs Q1 2024	$12.4MM$6.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$953K$904K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$972K
Real Estate Owned	Q1 2025vs Q1 2024	$385K$411K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First National Bank of St. Ignace.

Locations

First National Bank of St. Ignace Locations
Newberry Branch	1014 Newberry Avenue	Newberry, MI 49868
The First National Bank Of St. Ignace	132 N State St	St. Ignace, MI 49781
Cedarville Branch	192 South Meridian Street	Cedarville, MI 49719
North Bay Branch	580 North State Street	St. Ignace, MI 49781
Mackinac Island Branch	7399 Market Street	Mackinac Island, MI 49757
Moran Township Branch	920 West Us-2	Saint Ignace, MI 49781
West Mackinac Branch	W11635 US Highway 2	Naubinway, MI 49762

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