The First National Bank of St. Ignace
REVIEWS
Based on 1 review
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
IRA Passbook
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.75% | 1-year CD | Flex 12 Month Liquid CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Statement Savings |
| 0.15% | Money Market | Money Market Account 0.85% - Ally Bank Money Market Account |
Overview / Commentary
The First National Bank of St. Ignace is headquartered in St. Ignace and is the 48th largest bank in the state of Michigan. It is also the 2,423rd largest bank in the nation. It was established in 1888 and as of March of 2017, it had grown to 56 employees at 7 locations. The First National Bank of St. Ignace has a B+ health rating.
Reviews (1)
Customer Service
Posted by: Anonymous | Jan 1, 2011
Service is excellent in Cedarville, a local bank with heart and style!
Health
B+
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5074 |
| Year Established | 1888 |
| Employees | 56 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 6.46% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $266.6MM$253.0MM |
| Loans | Q1 2017vs Q1 2016 | $78.5MM$78.9MM |
| Deposits | Q1 2017vs Q1 2016 | $235.0MM$223.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $19.0MM$25.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.1MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $523.00K$2.4MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $1.7MM$1.6MM |
Rates
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The First National Bank of St. Ignace Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | - | - | IRA Passbook | |
| 0.40% | - | - | Christmas Club Account | |
| 0.25% | - | - | Select Savings Account | |
| 0.15% | - | - | Statement Savings | |
| 0.15% | - | - | Moola Moola Savings Account |
The First National Bank of St. Ignace Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Money Market Account |
The First National Bank of St. Ignace Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Check Plus Super NOW Account | |
| 0.10% | $1k | - | Super NOW Account | |
| 0.05% | $1k | - | Personal NOW Account | |
| 0.05% | $1k | - | Check Plus NOW Account |
The First National Bank of St. Ignace CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $10k | - | Flex 12 Month Liquid CD |
Locations
| The First National Bank of St. Ignace Locations | ||
|---|---|---|
| Newberry Branch | 1014 Newberry Avenue | Newberry, MI 49868 |
| The First National Bank Of St. Ignace | 132 North State Street | St. Ignace, MI 49781 |
| Cedarville Branch | 192 South Meridian Street | Cedarville, MI 49719 |
| North Bay Branch | 580 North State Street | St. Ignace, MI 49781 |
| Mackinac Island Branch | 7399 Market Street | Mackinac Island, MI 49757 |
| Moran Township Branch | 920 West Us-2 | Saint Ignace, MI 49781 |
| West Mackinac Branch | W11635 US Highway 2 | Naubinway, MI 49762 |