First Bank of Thomas Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

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Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Overview / Commentary

www.fnbthomas.com

580-661-3515

301 West Broadway
Thomas, OK 73669

First Bank of Thomas is headquartered in THOMAS and is the 161^st largest bank in the state of Oklahoma. It is also the 4,222^nd largest bank in the nation. It was established in 1904 and as of March of 2025, it had grown to 7 employees at 1 location. First Bank of Thomas has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Bank of Thomas has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	4209
Year Established	1904
Employees	7
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.21%
Return on Equity - YTD	8.57%
Annual Interest Income	$652K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$52.6MM$50.9MM
Loans	Q1 2025vs Q1 2024	$24.8MM$24.7MM
Deposits	Q1 2025vs Q1 2024	$45.5MM$44.1MM
Equity Capital	Q1 2025vs Q1 2024	$7.1MM$6.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$486K$472K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$429K$168K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Bank of Thomas.

Locations

First Bank of Thomas Locations
The First National Bank Of Thomas	301 W Broadway St	Thomas, OK 73669

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